Aegon NV

$ 4.71 0.01 (0.15%)
On watch
Volume: 631,699 Avg Vol (1m): 1,548,001
Market Cap $: 9.71 Bil Enterprise Value $: 9.82 Bil
P/E (TTM): 14.48 P/B: 0.49
Earnings Power Value -0.2
Net Current Asset Value 0
Tangible Book 8.94
Projected FCF 12.37
Median P/S Value 2.25
Graham Number 8.09
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 4/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt 0.88
Cash-To-Debt ranked lower than
88.00% of 200 companies
in the Insurance - Diversified industry.
Industry Max: 10000, Med: 10000, Min: 0.03
AEG: 0.88
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.58, Med: 0.8, Max: 2.63
Current: 0.88
0.58
2.63
Equity-to-Asset 0.06
Equity-to-Asset ranked lower than
93.43% of 198 companies
in the Insurance - Diversified industry.
Industry Max: 0.98, Med: 0.25, Min: 0.04
AEG: 0.06
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.05, Med: 0.06, Max: 0.08
Current: 0.06
0.05
0.08
Debt-to-Equity 0.61
Debt-to-Equity ranked lower than
86.90% of 84 companies
in the Insurance - Diversified industry.
Industry Max: 2.6, Med: 0.21, Min: 0.01
AEG: 0.61
Ranked among companies with meaningful Debt-to-Equity only.
Debt-to-Equity range over the past 10 years
Min: 0.21, Med: 0.48, Max: 2.39
Current: 0.61
0.21
2.39
Debt-to-EBITDA 7.77
Debt-to-EBITDA ranked lower than
85.26% of 95 companies
in the Insurance - Diversified industry.
Industry Max: 27, Med: 1.26, Min: 0.01
AEG: 7.77
Ranked among companies with meaningful Debt-to-EBITDA only.
Debt-to-EBITDA range over the past 10 years
Min: 2.17, Med: 4.64, Max: 9.52
Current: 7.77
2.17
9.52
Beneish M-Score -2.36
Not Manipulator
Manipulator
WACC vs ROIC %
ROIC 5.17%
WACC 5.28%

Profitability & Growth : 1/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 3.39
Net Margin ranked lower than
76.00% of 200 companies
in the Insurance - Diversified industry.
Industry Max: 101.62, Med: 8.01, Min: -4024.19
AEG: 3.39
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -1.14, Med: 2.41, Max: 4.25
Current: 3.39
-1.14
4.25
ROE % 2.55
ROE ranked lower than
61.50% of 200 companies
in the Insurance - Diversified industry.
Industry Max: 71.83, Med: 10.53, Min: -256.45
AEG: 2.55
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -2.12, Med: 2.5, Max: 9.66
Current: 2.55
-2.12
9.66
ROA % 0.18
ROA ranked lower than
81.00% of 200 companies
in the Insurance - Diversified industry.
Industry Max: 35.29, Med: 2.31, Min: -28.81
AEG: 0.18
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -0.1, Med: 0.23, Max: 0.6
Current: 0.18
-0.1
0.6
3-Year Total Revenue Growth Rate -17.90
3-Year Revenue Growth Rate ranked higher than
59.67% of 181 companies
in the Insurance - Diversified industry.
Industry Max: 474.7, Med: 6.4, Min: -61.8
AEG: -17.1
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -42.5, Med: 5.8, Max: 50.9
Current: -17.1
-42.5
50.9
3-Year Total EBITDA Growth Rate 22.00
3-Year EBITDA Growth Rate ranked higher than
75.64% of 156 companies
in the Insurance - Diversified industry.
Industry Max: 327.6, Med: 3.9, Min: -100
AEG: 23.2
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
3-Year EBITDA Growth Rate range over the past 10 years
Min: -35.7, Med: 12.8, Max: 48.3
Current: 23.2
-35.7
48.3

» AEG's 30-Y Financials

Financials (Next Earnings Date: 2019-08-16)

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Business Description

Industry Insurance » Insurance - Diversified    NAICS : 0    SIC : 0
Compare OCSE:TRYG XKRX:000815 TSE:8729 XBRU:AGS OSL:GJF XTER:TLX NYSE:ATH NYSE:EQH HKSE:00656 XSWX:BALN MIL:US NYSE:ORI NYSE:AIZ ASX:MPL XSWX:HELN NYSE:KMPR XAMS:NN LSE:DLG XAMS:ASRNL TSE:8630
Traded in other countries AGN.Austria AEND.Germany AGN.Italy AGN.Netherlands AGN.Switzerland 0Q0Y.UK
Address Aegonplein 50, The Hague, NLD, 2591 TV
Aegon NV offers life insurance, corporate pensions, and individual savings and retirement products in a range of markets in Europe, the Americas, and Asia. Through its Transamerica brand, Aegon generates approximately 60% of pretax earnings from the United States. Life insurance and annuities are the two largest contributors to earnings, followed by corporate pensions and individual savings and retirement products.

Ratios

Current vs industry vs history
PE Ratio (TTM) 14.48
PE Ratio ranked higher than
91.71% of 181 companies
in the Insurance - Diversified industry.
Industry Max: 1733.33, Med: 11.69, Min: 0.02
AEG: 14.48
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 3.94, Med: 15.24, Max: 35.87
Current: 14.48
3.94
35.87
Forward PE Ratio 5.84
Forward P/E ranked higher than
92.59% of 27 companies
in the Insurance - Diversified industry.
Industry Max: 21.01, Med: 10.72, Min: 6.46
AEG: 5.84
Ranked among companies with meaningful Forward P/E only.
N/A
PE Ratio without NRI 14.48
PE without NRI ranked higher than
92.27% of 181 companies
in the Insurance - Diversified industry.
Industry Max: 1733.33, Med: 11.69, Min: 0.02
AEG: 14.48
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 3.94, Med: 15.24, Max: 35.87
Current: 14.48
3.94
35.87
PB Ratio 0.49
PB Ratio ranked higher than
92.50% of 200 companies
in the Insurance - Diversified industry.
Industry Max: 18.21, Med: 1.25, Min: 0.02
AEG: 0.49
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.2, Med: 0.42, Max: 0.68
Current: 0.49
0.2
0.68
PS Ratio 0.52
PS Ratio ranked higher than
94.27% of 192 companies
in the Insurance - Diversified industry.
Industry Max: 135, Med: 1.04, Min: 0.01
AEG: 0.52
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.09, Med: 0.25, Max: 1.18
Current: 0.52
0.09
1.18
Price-to-Free-Cash-Flow 27.81
Price-to-Free-Cash-Flow ranked lower than
61.02% of 118 companies
in the Insurance - Diversified industry.
Industry Max: 1710, Med: 8.64, Min: 0.02
AEG: 27.81
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 2.38, Med: 5.47, Max: 35.44
Current: 27.81
2.38
35.44
Price-to-Operating-Cash-Flow 21.20
Price-to-Operating-Cash-Flow ranked lower than
64.93% of 134 companies
in the Insurance - Diversified industry.
Industry Max: 351.85, Med: 7.13, Min: 0.02
AEG: 21.2
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 2.21, Med: 5.04, Max: 28.72
Current: 21.2
2.21
28.72
EV-to-EBIT 6.93
EV-to-EBIT ranked higher than
75.62% of 160 companies
in the Insurance - Diversified industry.
Industry Max: 340.26, Med: 7.87, Min: 0.37
AEG: 6.93
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: -150.8, Med: 6.2, Max: 2392
Current: 6.93
-150.8
2392
EV-to-EBITDA 4.95
EV-to-EBITDA ranked higher than
77.91% of 163 companies
in the Insurance - Diversified industry.
Industry Max: 340.26, Med: 7.48, Min: 0.33
AEG: 4.95
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: -74.7, Med: 3.6, Max: 11.1
Current: 4.95
-74.7
11.1
EV-to-Revenue 0.41
EV-to-Revenue ranked higher than
88.95% of 181 companies
in the Insurance - Diversified industry.
Industry Max: 1217.26, Med: 0.92, Min: 0.03
AEG: 0.41
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -2.8, Med: 0.3, Max: 0.6
Current: 0.41
-2.8
0.6
PEG Ratio 2.88
PEG Ratio ranked lower than
100.00% of 67 companies
in the Insurance - Diversified industry.
Industry Max: 33, Med: 1.14, Min: 0.01
AEG: 2.88
Ranked among companies with meaningful PEG Ratio only.
PEG Ratio range over the past 10 years
Min: 1.67, Med: 3.09, Max: 4.54
Current: 2.88
1.67
4.54
Shiller PE Ratio 12.58
Shiller PE Ratio ranked lower than
92.86% of 28 companies
in the Insurance - Diversified industry.
Industry Max: 189.41, Med: 16.17, Min: 3.4
AEG: 12.58
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 1.55, Med: 8.29, Max: 31.89
Current: 12.58
1.55
31.89

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 6.99
Trailing Dividend Yield ranked higher than
68.20% of 283 companies
in the Insurance - Diversified industry.
Industry Max: 18.06, Med: 3.98, Min: 0.04
AEG: 6.99
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 2.9, Med: 4.83, Max: 31.96
Current: 6.99
2.9
31.96
Dividend Payout Ratio 0.97
Dividend Payout Ratio ranked higher than
91.18% of 136 companies
in the Insurance - Diversified industry.
Industry Max: 3.64, Med: 0.46, Min: 0.01
AEG: 0.97
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.23, Med: 0.69, Max: 1.73
Current: 0.97
0.23
1.73
3-Year Dividend Growth Rate (Per Share) 5.30
3-Year Dividend Growth Rate ranked lower than
56.04% of 91 companies
in the Insurance - Diversified industry.
Industry Max: 108.1, Med: 6.5, Min: -100
AEG: 5.3
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: -100, Max: 33
Current: 5.3
0
33
Forward Dividend Yield % 7.01
Forward Dividend Yield ranked higher than
63.44% of 279 companies
in the Insurance - Diversified industry.
Industry Max: 22.94, Med: 4, Min: 0.04
AEG: 7.01
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 9.03
Yield-on-Cost (5y) ranked higher than
61.37% of 321 companies
in the Insurance - Diversified industry.
Industry Max: 78.26, Med: 4.69, Min: 0.04
AEG: 9.03
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 3.74, Med: 6.21, Max: 41.18
Current: 9.03
3.74
41.18
3-Year Share Buyback Rate -7.30
3-Year Share Buyback Rate ranked higher than
76.92% of 104 companies
in the Insurance - Diversified industry.
Industry Max: 23.9, Med: -0.2, Min: -153.7
AEG: -7.3
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -10.4, Med: -3.2, Max: 1
Current: -7.3
-10.4
1

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 0.53
Price-to-Tangible-Book ranked higher than
90.36% of 197 companies
in the Insurance - Diversified industry.
Industry Max: 18.21, Med: 1.44, Min: 0.02
AEG: 0.53
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.26, Med: 1.13, Max: 8
Current: 0.53
0.26
8
Price-to-Projected-FCF 0.38
Price-to-Intrinsic-Value-Projected-FCF ranked higher than
73.61% of 72 companies
in the Insurance - Diversified industry.
Industry Max: 6.91, Med: 0.72, Min: 0.06
AEG: 0.38
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.08, Med: 0.28, Max: 5.44
Current: 0.38
0.08
5.44
Price-to-Median-PS-Value 2.09
Price-to-Median-PS-Value ranked lower than
50.90% of 167 companies
in the Insurance - Diversified industry.
Industry Max: 8.3, Med: 0.98, Min: 0.05
AEG: 2.09
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.62, Med: 2.09, Max: 14.66
Current: 2.09
0.62
14.66
Price-to-Graham-Number 0.58
Price-to-Graham-Number ranked higher than
93.98% of 166 companies
in the Insurance - Diversified industry.
Industry Max: 5.57, Med: 0.86, Min: 0.03
AEG: 0.58
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.32, Med: 0.79, Max: 4.25
Current: 0.58
0.32
4.25
Earnings Yield (Joel Greenblatt) % 14.44
Earnings Yield (Greenblatt) ranked higher than
80.20% of 197 companies
in the Insurance - Diversified industry.
Industry Max: 270.27, Med: 10.86, Min: -526.32
AEG: 14.44
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: -693.9, Med: 8.4, Max: 155.2
Current: 14.44
-693.9
155.2
Forward Rate of Return (Yacktman) % 14.78
Forward Rate of Return ranked lower than
91.46% of 82 companies
in the Insurance - Diversified industry.
Industry Max: 291.88, Med: 11.53, Min: -72.7
AEG: 14.78
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: -24.9, Med: -9.85, Max: 77.4
Current: 14.78
-24.9
77.4

More Statistics

Revenue (TTM) (Mil) $ 24,379.25
EPS (TTM) $ 0.34
Beta 1.14
Volatility % 32.76
52-Week Range $ 4.42 - 6.81
Shares Outstanding (Mil) 2,047.37

Analyst Estimate

Piotroski F-Score Details