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Gemstone InvestmentsBOM:531137 -0.67%70 EBITDA Margin % is 58.49% as of Mar. 2026, which is 5% above its 10-year median of 55.57. GuruFocus rates BOM:531137 with a GF Score™ of 70/100 and a GF Value™ of ₹2.77 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 418 Credit Services companies, Gemstone Investments ranks better than 66.27% on this metric.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Gemstone Investments EBITDA Margin % Related Terms
Gemstone Investments EBITDA Margin % Historical Data
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The historical data trend for Gemstone Investments's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:531137 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Gemstone Investments's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gemstone Investments EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Gemstone Investments's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Gemstone Investments's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gemstone Investments (BOM:531137) has a EBITDA Margin % of 58.49% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Gemstone Investments and its competitors. This is near median its historical median of 55.57. Over the past decade, Gemstone Investments' EBITDA Margin % has ranged from 23.76 to 83.49. According to the industry distribution chart, Gemstone Investments ranks #141 out of 418 companies in the Credit Services industry, placing it in the top 33.7%.
Is Gemstone Investments' EBITDA Margin % too high?
Gemstone Investments' current EBITDA Margin % of 58.49% is near median its 10-year median of 55.57. Over the past 10 years, this metric has ranged from a low of 23.76 to a high of 83.49. The Credit Services industry median EBITDA Margin % is 21.53. Gemstone Investments' value of 58.49% is 171.7% above this industry median. Based on the distribution chart, Gemstone Investments ranks #141 out of 418 companies in the Credit Services industry, which is above the industry midpoint. Overall, Gemstone Investments has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Gemstone Investments' EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Gemstone Investments ranks #141 out of 418 companies for EBITDA Margin %. This puts Gemstone Investments in the upper half of its industry. The industry median EBITDA Margin % is 21.53. Gemstone Investments' value of 58.49% is 171.7% above this benchmark. Historically, Gemstone Investments' own EBITDA Margin % has ranged from 23.76 to 83.49 over the past decade. While the company's 10-year median is 55.57 vs. the industry median of 21.53, Gemstone Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.53, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gemstone Investments's current EBITDA Margin % of 58.49% is 171.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Gemstone Investments and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gemstone Investments's current EBITDA Margin % is 58.49%, which is near median its own 10-year median of 55.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gemstone Investments stock overvalued right now?
Based on GuruFocus' analysis, Gemstone Investments (BOM:531137) is currently considered Possible Value Trap. The stock's GF Value™ is ₹2.77, compared to a current price of ₹1.49 — trading 46.2% below its estimated fair value. The current EBITDA Margin % is 58.49%, which is near median its 10-year median of 55.57 and 171.7% above the Credit Services industry median of 21.53. Gemstone Investments' overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Gemstone Investments (BOM:531137), the current EBITDA Margin % is 58.49% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gemstone Investments (BOM:531137) Overvalued in 2026?
Based on GuruFocus' analysis, Gemstone Investments stock appears to be undervalued.
The current stock price of ₹1.49 is trading 46.2% below its estimated GF Value™ of ₹2.77.
GuruFocus considers Gemstone Investments to be Possible Value Trap.
Key valuation signals for BOM:531137:
EBITDA Margin %: 58.49% (near median its 10-year median of 55.57)
GF Value™: ₹2.77 vs. price of ₹1.49 (46.2% below fair value)
Industry Position: 171.7% above the Credit Services median (#141 of 418)
No single metric tells the full story. See the BOM:531137 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gemstone Investments Ltd is engaged in the non-banking finance business. The company caters to wholesale and retail traders, small-scale industries and small borrowers by the way of equity investments. It generates revenue from interest income.
70GF Score
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