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Sunshine Insurance Group Co (FRA:E57) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Sunshine Insurance Group Co EBITDA Margin % Related Terms
Sunshine Insurance Group Co EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:E57 vs CB, PGR, TRV: EBITDA Margin % Comparison
For the Insurance - Property & Casualty subindustry, Sunshine Insurance Group Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sunshine Insurance Group Co EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sunshine Insurance Group Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Sunshine Insurance Group Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sunshine Insurance Group Co (FRA:E57) has a EBITDA Margin % of 8.33% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sunshine Insurance Group Co and its competitors. This is 31% below median its historical median of 12.06. Over the past decade, Sunshine Insurance Group Co's EBITDA Margin % has ranged from 7.36 to 15.08. According to the industry distribution chart, Sunshine Insurance Group Co ranks #217 out of 372 companies in the Insurance industry, placing it in the top 58.3%.
Is Sunshine Insurance Group Co's EBITDA Margin % too high?
Sunshine Insurance Group Co's current EBITDA Margin % of 8.33% is 31% below median its 10-year median of 12.06. Over the past 10 years, this metric has ranged from a low of 7.36 to a high of 15.08. The Insurance industry median EBITDA Margin % is 14.35. Sunshine Insurance Group Co's value of 8.33% is 42% below this industry median. Based on the distribution chart, Sunshine Insurance Group Co ranks #217 out of 372 companies in the Insurance industry, which is below the industry midpoint. Overall, Sunshine Insurance Group Co has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Sunshine Insurance Group Co's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Sunshine Insurance Group Co ranks #217 out of 372 companies for EBITDA Margin %. This places Sunshine Insurance Group Co in the lower half of its industry. The industry median EBITDA Margin % is 14.35. Sunshine Insurance Group Co's value of 8.33% is 42% below this benchmark. Historically, Sunshine Insurance Group Co's own EBITDA Margin % has ranged from 7.36 to 15.08 over the past decade. While the company's 10-year median is 12.06 vs. the industry median of 14.35, Sunshine Insurance Group Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.35, based on 372 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunshine Insurance Group Co's current EBITDA Margin % of 8.33% is 42% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sunshine Insurance Group Co and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunshine Insurance Group Co's current EBITDA Margin % is 8.33%, which is 31% below median its own 10-year median of 12.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunshine Insurance Group Co stock overvalued right now?
Sunshine Insurance Group Co (FRA:E57) has a current EBITDA Margin % of 8.33%. The stock's GF Value™ is €0.40, compared to a current price of €0.36 — trading 11% below its estimated fair value. The current EBITDA Margin % is 8.33%, which is 31% below median its 10-year median of 12.06 and 42% below the Insurance industry median of 14.35. Sunshine Insurance Group Co's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Sunshine Insurance Group Co (FRA:E57), the current EBITDA Margin % is 8.33% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sunshine Insurance Group Co (FRA:E57) Overvalued in 2026?
Based on GuruFocus' analysis, Sunshine Insurance Group Co stock appears to be undervalued.
The current stock price of €0.36 is trading 11% below its estimated GF Value™ of €0.40.
Key valuation signals for FRA:E57:
EBITDA Margin %: 8.33% (31% below median its 10-year median of 12.06)
GF Value™: €0.40 vs. price of €0.36 (11% below fair value)
Industry Position: 42% below the Insurance median (#217 of 372)
No single metric tells the full story. See the FRA:E57 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sunshine Insurance Group Co Ltd is mainly engaged in the insurance business. The company has three operating segments; The life insurance segment offers a wide range of life insurance products mainly by Sunshine Life; The property and casualty insurance segment offers a wide range of property and casualty insurance products mainly by Sunshine P&C and Sunshine Surety, and Other business segment mainly provides corporation management and assets management services. It derives a majority of its revenue from the property and casualty insurance segment.
73GF Score
Get the complete analysis for FRA:E57
EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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