Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Sunshine Insurance Group Co's enterprise value is €6,971 Mil.
Sunshine Insurance Group Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €1,319 Mil. Therefore, Sunshine Insurance Group Co's EV-to-EBITDA for today is 5.28.
The historical rank and industry rank for Sunshine Insurance Group Co's EV-to-EBITDA or its related term are showing as below:
FRA:E57'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 3.84 Med: 4.87 Max: 6.55
Current: 5.32
During the past 7 years, the highest EV-to-EBITDA of Sunshine Insurance Group Co was 6.55. The lowest was 3.84. And the median was 4.87.
FRA:E57's EV-to-EBITDA is ranked better than 72.17% of 345
companies
in the Insurance industry
Industry Median: 8.22
vs FRA:E57: 5.32
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
Sunshine Insurance Group Co (FRA:E57) EV-to-EBITDA Explanation
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sunshine Insurance Group Co's PE Ratio (TTM) for today is calculated as:
Sunshine Insurance Group Co's share price for today is €0.438.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sunshine Insurance Group Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.085.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Sunshine Insurance Group Co's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sunshine Insurance Group Co EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Sunshine Insurance Group Co's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sunshine Insurance Group Co's EV-to-EBITDA falls into.
Sunshine Insurance Group Co's current Enterprise Value is €6,971 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sunshine Insurance Group Co's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €1,319 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sunshine Insurance Group Co (FRA:E57) has a EV-to-EBITDA of 5.28 as of Sep. 06, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sunshine Insurance Group Co. This is near median its historical median of 4.87. Over the past decade, Sunshine Insurance Group Co's EV-to-EBITDA has ranged from 3.84 to 6.55. According to the industry distribution chart, Sunshine Insurance Group Co ranks #96 out of 345 companies in the Insurance industry, placing it in the top 27.8%.
Is Sunshine Insurance Group Co's EV-to-EBITDA too high?
Sunshine Insurance Group Co's current EV-to-EBITDA of 5.28 is near median its 10-year median of 4.87. Over the past 10 years, this metric has ranged from a low of 3.84 to a high of 6.55. The Insurance industry median EV-to-EBITDA is 8.22. Sunshine Insurance Group Co's value of 5.28 is 35.8% below this industry median. Based on the distribution chart, Sunshine Insurance Group Co ranks #96 out of 345 companies in the Insurance industry, which is above the industry midpoint. Overall, Sunshine Insurance Group Co has a GF Score™ of 75/100, reflecting its overall financial health beyond just this single metric.
How does Sunshine Insurance Group Co's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Sunshine Insurance Group Co ranks #96 out of 345 companies for EV-to-EBITDA. This puts Sunshine Insurance Group Co in the upper half of its industry. The industry median EV-to-EBITDA is 8.22. Sunshine Insurance Group Co's value of 5.28 is 35.8% below this benchmark. Historically, Sunshine Insurance Group Co's own EV-to-EBITDA has ranged from 3.84 to 6.55 over the past decade. While the company's 10-year median is 4.87 vs. the industry median of 8.22, Sunshine Insurance Group Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.22, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sunshine Insurance Group Co's current EV-to-EBITDA of 5.28 is 35.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Sunshine Insurance Group Co. For the Insurance industry, the median EV-to-EBITDA is 8.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sunshine Insurance Group Co's current EV-to-EBITDA is 5.28, which is near median its own 10-year median of 4.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sunshine Insurance Group Co stock overvalued right now?
Sunshine Insurance Group Co (FRA:E57) has a current EV-to-EBITDA of 5.28. The stock's GF Value™ is €0.42, compared to a current price of €0.44 — trading 4.3% above its estimated fair value. The current EV-to-EBITDA is 5.28, which is near median its 10-year median of 4.87 and 35.8% below the Insurance industry median of 8.22. Sunshine Insurance Group Co's overall GF Score™ is 75/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Sunshine Insurance Group Co (FRA:E57), the current EV-to-EBITDA is 5.28 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sunshine Insurance Group Co (FRA:E57) Overvalued in 2026?
Based on GuruFocus' analysis, Sunshine Insurance Group Co stock appears to be overvalued.
The current stock price of €0.44 is trading 4.3% above its estimated GF Value™ of €0.42.
Key valuation signals for FRA:E57:
EV-to-EBITDA: 5.28 (near median its 10-year median of 4.87)
GF Value™: €0.42 vs. price of €0.44 (4.3% above fair value)
Industry Position: 35.8% below the Insurance median (#96 of 345)
No single metric tells the full story. See the FRA:E57 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sunshine Insurance Group Co Ltd is mainly engaged in the insurance business. The company has three operating segments; The life insurance segment offers a wide range of life insurance products mainly by Sunshine Life; The property and casualty insurance segment offers a wide range of property and casualty insurance products mainly by Sunshine P&C and Sunshine Surety, and Other business segment mainly provides corporation management and assets management services. It derives a majority of its revenue from the property and casualty insurance segment.
75GF Score
Get the complete analysis for FRA:E57
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:E57 has been successfully added to your 
