China Financial Services Holdings (HKSE:00605) EBITDA Margin %: 27.65% (As of Dec. 2025) — 289% Above Median

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HKSE:00605 China Financial Services Holdings Ltd HKSE:00605
42 GF Score
Price HK$0.86
GF Value HK$0.47
Valuation Significantly Overvalued
! 4 Warning Signs
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What is China Financial Services Holdings EBITDA Margin %?

China Financial Services Holdings HKSE:00605 +0.59% 42 EBITDA Margin % is 27.65% as of Dec. 2025, which is 289% above its 10-year median of 7.11. GuruFocus rates HKSE:00605 with a GF Score™ of 42/100 and a GF Value™ of HK$0.47 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 419 Credit Services companies, China Financial Services Holdings ranks worse than 68.5% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. China Financial Services Holdings's EBITDA for the six months ended in Dec. 2025 was HK$41.3 Mil. China Financial Services Holdings's Revenue for the six months ended in Dec. 2025 was HK$149.3 Mil. Therefore, China Financial Services Holdings's EBITDA margin for the quarter that ended in Dec. 2025 was 27.65%.


China Financial Services Holdings  (HKSE:00605) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


China Financial Services Holdings EBITDA Margin % Related Terms


China Financial Services Holdings EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for China Financial Services Holdings's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Financial Services Holdings EBITDA Margin % Chart

China Financial Services Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -56.23 2.78 -64.80 21.68 11.43

China Financial Services Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -42.29 -21.52 31.36 -62.19 27.65

HKSE:00605 vs V, MA, AXP: EBITDA Margin % Comparison

For the Credit Services subindustry, China Financial Services Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Financial Services Holdings EBITDA Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, China Financial Services Holdings's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where China Financial Services Holdings's EBITDA Margin % falls into.


HKSE:00605
42GF Score
China Financial Services Holdings Ltd HKSE:00605
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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China Financial Services Holdings EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

China Financial Services Holdings's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=21.802/190.76
=11.43 %

China Financial Services Holdings's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=41.272/149.258
=27.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 27.65% mean?
China Financial Services Holdings (HKSE:00605) has a EBITDA Margin % of 27.65% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on China Financial Services Holdings and its competitors. This is 289% above median its historical median of 7.11. According to the industry distribution chart, China Financial Services Holdings ranks #287 out of 419 companies in the Credit Services industry, placing it in the top 68.5%.
Is China Financial Services Holdings' EBITDA Margin % too high?
China Financial Services Holdings' current EBITDA Margin % of 27.65% is 289% above median its 10-year median of 7.11. The Credit Services industry median EBITDA Margin % is 23.39. China Financial Services Holdings' value of 27.65% is 18.2% above this industry median. Based on the distribution chart, China Financial Services Holdings ranks #287 out of 419 companies in the Credit Services industry, which is below the industry midpoint. Overall, China Financial Services Holdings has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Financial Services Holdings' EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, China Financial Services Holdings ranks #287 out of 419 companies for EBITDA Margin %. This places China Financial Services Holdings in the lower half of its industry. The industry median EBITDA Margin % is 23.39. China Financial Services Holdings' value of 27.65% is 18.2% above this benchmark. While the company's 10-year median is 7.11 vs. the industry median of 23.39, China Financial Services Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 23.39, based on 419 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Financial Services Holdings's current EBITDA Margin % of 27.65% is 18.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on China Financial Services Holdings and its competitors. For the Credit Services industry, the median EBITDA Margin % is 23.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Financial Services Holdings's current EBITDA Margin % is 27.65%, which is 289% above median its own 10-year median of 7.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Financial Services Holdings stock overvalued right now?
Based on GuruFocus' analysis, China Financial Services Holdings (HKSE:00605) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.47, compared to a current price of HK$0.86 — trading 81.9% above its estimated fair value. The current EBITDA Margin % is 27.65%, which is 289% above median its 10-year median of 7.11 and 18.2% above the Credit Services industry median of 23.39. China Financial Services Holdings' overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For China Financial Services Holdings (HKSE:00605), the current EBITDA Margin % is 27.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Financial Services Holdings (HKSE:00605) Overvalued in 2026?

Based on GuruFocus' analysis, China Financial Services Holdings stock appears to be overvalued. The current stock price of HK$0.86 is trading 81.9% above its estimated GF Value™ of HK$0.47. GuruFocus considers China Financial Services Holdings to be Significantly Overvalued.

Key valuation signals for HKSE:00605:

  • EBITDA Margin %: 27.65% (289% above median its 10-year median of 7.11)
  • GF Value™: HK$0.47 vs. price of HK$0.86 (81.9% above fair value)
  • GF Score™: 42/100 with 4 warning signs
  • Industry Position: 18.2% above the Credit Services median (#287 of 419)

No single metric tells the full story. See the HKSE:00605 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Financial Services Holdings Business Description

Address No. 18 Harbour Road, Suite 5606, 56th Floor, Central Plaza, Wanchai, Hong Kong, HKG
China Financial Services Holdings Ltd is engaged in the provision of financing services in four operating regions, namely Hong Kong, Shenzhen, Chengdu, and Beijing. The clients are individual customers and corporate customers located in Hong Kong and the PRC. The group identifies potential customers through in-house sales teams, referrals, and networks with commercial banks, property developers, and small-to-medium-sized enterprises. The company's reportable segment are; financing services, and education service. Geographically, revenue is derived from the People's Republic of China.
42GF Score

Get the complete analysis for HKSE:00605

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.86
Price
HK$0.47
GF Value