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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for China Financial Services Holdings's Median PS Value or its related term are showing as below:
HKSE:00605'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.1 Med: 0.53 Max: 1.07
Current: 0.82
During the past 13 years, the highest Price to Median PS Value of China Financial Services Holdings was 1.07. The lowest was 0.10. And the median was 0.53.
HKSE:00605's Price-to-Median-PS-Value is ranked better than 62.93% of 294
companies
in the Credit Services industry
Industry Median: 0.97
vs HKSE:00605: 0.82
China Financial Services Holdings (HKSE:00605) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
China Financial Services Holdings's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.855
/
1.04
=
0.82
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Financial Services Holdings Median PS Value Related Terms
China Financial Services Holdings Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Financial Services Holdings Median PS Value Chart
HKSE:00605 vs V, MA, AXP: Median PS Value Comparison
For the Credit Services subindustry, China Financial Services Holdings's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Financial Services Holdings Price-to-Median-PS-Value vs Credit Services Industry
For the Credit Services industry and Financial Services sector, China Financial Services Holdings's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where China Financial Services Holdings's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.1099.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. China Financial Services Holdings's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was HK$0.937.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Financial Services Holdings (HKSE:00605) has a Median PS Value of HK$1.04 as of Sep. 07, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on China Financial Services Holdings and its competitors. According to the industry distribution chart, China Financial Services Holdings ranks #109 out of 294 companies in the Credit Services industry, placing it in the top 37.1%.
Is China Financial Services Holdings' Median PS Value too high?
China Financial Services Holdings' current Median PS Value is HK$1.04. Based on the distribution chart, China Financial Services Holdings ranks #109 out of 294 companies in the Credit Services industry, which is above the industry midpoint. Overall, China Financial Services Holdings has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does China Financial Services Holdings' Median PS Value compare to V and MA?
According to the Credit Services industry distribution chart, China Financial Services Holdings ranks #109 out of 294 companies for Median PS Value. This puts China Financial Services Holdings in the upper half of its industry. The industry median Median PS Value is 0.97. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Credit Services company?
The median Median PS Value among Credit Services companies is 0.97, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on China Financial Services Holdings and its competitors. For the Credit Services industry, the median Median PS Value is 0.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Financial Services Holdings's current Median PS Value is HK$1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Financial Services Holdings stock overvalued right now?
Based on GuruFocus' analysis, China Financial Services Holdings (HKSE:00605) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.47, compared to a current price of HK$0.86 — trading 81.9% above its estimated fair value. The current Median PS Value is HK$1.04. China Financial Services Holdings' overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For China Financial Services Holdings (HKSE:00605), the current Median PS Value is HK$1.04 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Financial Services Holdings (HKSE:00605) Overvalued in 2026?
Based on GuruFocus' analysis, China Financial Services Holdings stock appears to be overvalued.
The current stock price of HK$0.86 is trading 81.9% above its estimated GF Value™ of HK$0.47.
GuruFocus considers China Financial Services Holdings to be Significantly Overvalued.
Key valuation signals for HKSE:00605:
Median PS Value: HK$1.04
GF Value™: HK$0.47 vs. price of HK$0.86 (81.9% above fair value)
No single metric tells the full story. See the HKSE:00605 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Financial Services Holdings Ltd is engaged in the provision of financing services in four operating regions, namely Hong Kong, Shenzhen, Chengdu, and Beijing. The clients are individual customers and corporate customers located in Hong Kong and the PRC. The group identifies potential customers through in-house sales teams, referrals, and networks with commercial banks, property developers, and small-to-medium-sized enterprises. The company's reportable segment are; financing services, and education service. Geographically, revenue is derived from the People's Republic of China.
42GF Score
Get the complete analysis for HKSE:00605
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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