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K CashHKSE:02483 42 EBITDA Margin % is 29.35% as of Dec. 2025, which is 17% below its 10-year median of 35.45. GuruFocus rates HKSE:02483 with a GF Score™ of 42/100. The stock has 4 warning signs investors should review. Among 416 Credit Services companies, K Cash ranks better than 62.5% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. K Cash's EBITDA for the
six
months ended in Dec. 2025 was HK$53.5 Mil. K Cash's Revenue for the
six
months ended in Dec. 2025 was HK$182.4 Mil. Therefore, K Cash's EBITDA margin for the quarter that ended in Dec. 2025 was 29.35%.
K Cash (HKSE:02483) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
K Cash EBITDA Margin % Related Terms
K Cash EBITDA Margin % Historical Data
* Premium members only.
The historical data trend for K Cash's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HKSE:02483 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, K Cash's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
K Cash EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, K Cash's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where K Cash's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
K Cash (HKSE:02483) has a EBITDA Margin % of 29.35% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on K Cash and its competitors. This is 17% below median its historical median of 35.45. Over the past decade, K Cash's EBITDA Margin % has ranged from 30.43 to 41.61. According to the industry distribution chart, K Cash ranks #156 out of 416 companies in the Credit Services industry, placing it in the top 37.5%.
Is K Cash's EBITDA Margin % too high?
K Cash's current EBITDA Margin % of 29.35% is 17% below median its 10-year median of 35.45. Over the past 10 years, this metric has ranged from a low of 30.43 to a high of 41.61. The Credit Services industry median EBITDA Margin % is 21.29. K Cash's value of 29.35% is 37.9% above this industry median. Based on the distribution chart, K Cash ranks #156 out of 416 companies in the Credit Services industry, which is above the industry midpoint. Overall, K Cash has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does K Cash's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, K Cash ranks #156 out of 416 companies for EBITDA Margin %. This puts K Cash in the upper half of its industry. The industry median EBITDA Margin % is 21.29. K Cash's value of 29.35% is 37.9% above this benchmark. Historically, K Cash's own EBITDA Margin % has ranged from 30.43 to 41.61 over the past decade. While the company's 10-year median is 35.45 vs. the industry median of 21.29, K Cash has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.29, based on 416 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. K Cash's current EBITDA Margin % of 29.35% is 37.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on K Cash and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. K Cash's current EBITDA Margin % is 29.35%, which is 17% below median its own 10-year median of 35.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is K Cash stock overvalued right now?
K Cash (HKSE:02483) has a current EBITDA Margin % of 29.35%. The current EBITDA Margin % is 29.35%, which is 17% below median its 10-year median of 35.45 and 37.9% above the Credit Services industry median of 21.29. K Cash's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For K Cash (HKSE:02483), the current EBITDA Margin % is 29.35% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
K Cash Corp Ltd is a moneylender that provides secured and unsecured loan financing to individuals and corporations in Hong Kong. The company offers SME loans, unsecured property owner loans, unsecured personal loans, and credit card advances. The majority of its revenue is generated in the form of interest income from unsecured property owner loans.
42GF Score
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