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K CashHKSE:02483 42 Net Margin % is 23.65% as of Dec. 2025, which is 12% below its 10-year median of 26.79. GuruFocus rates HKSE:02483 with a GF Score™ of 42/100. The stock has 4 warning signs investors should review. Among 535 Credit Services companies, K Cash ranks better than 66.17% on this metric.
Net margin is calculated as Net Income divided by its Revenue. K Cash's Net Income for the
six
months ended in Dec. 2025 was HK$43.1 Mil. K Cash's Revenue for the
six
months ended in Dec. 2025 was HK$182.4 Mil. Therefore, K Cash's net margin for the quarter that ended in Dec. 2025 was 23.65%.
The historical rank and industry rank for K Cash's Net Margin % or its related term are showing as below:
HKSE:02483'
s Net Margin % Range Over the Past 10 Years
Min: 20.73 Med: 26.79 Max: 29.92
Current: 25.04
HKSE:02483's Net Margin % is ranked better than 66.17% of 535
companies
in the Credit Services industry
Industry Median: 14.74
vs HKSE:02483: 25.04
K Cash (HKSE:02483) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
K Cash Net Margin % Related Terms
K Cash Net Margin % Historical Data
* Premium members only.
The historical data trend for K Cash's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, K Cash's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
K Cash Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, K Cash's Net Margin % distribution charts can be found below:
* The bar in red indicates where K Cash's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
K Cash (HKSE:02483) has a Net Margin % of 23.65% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on K Cash and its competitors. This is 12% below median its historical median of 26.79. Over the past decade, K Cash's Net Margin % has ranged from 20.73 to 29.92. According to the industry distribution chart, K Cash ranks #181 out of 535 companies in the Credit Services industry, placing it in the top 33.8%.
Is K Cash's Net Margin % too high?
K Cash's current Net Margin % of 23.65% is 12% below median its 10-year median of 26.79. Over the past 10 years, this metric has ranged from a low of 20.73 to a high of 29.92. The Credit Services industry median Net Margin % is 14.74. K Cash's value of 23.65% is 60.4% above this industry median. Based on the distribution chart, K Cash ranks #181 out of 535 companies in the Credit Services industry, which is above the industry midpoint. Overall, K Cash has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does K Cash's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, K Cash ranks #181 out of 535 companies for Net Margin %. This puts K Cash in the upper half of its industry. The industry median Net Margin % is 14.74. K Cash's value of 23.65% is 60.4% above this benchmark. Historically, K Cash's own Net Margin % has ranged from 20.73 to 29.92 over the past decade. While the company's 10-year median is 26.79 vs. the industry median of 14.74, K Cash has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.74, based on 535 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. K Cash's current Net Margin % of 23.65% is 60.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on K Cash and its competitors. For the Credit Services industry, the median Net Margin % is 14.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. K Cash's current Net Margin % is 23.65%, which is 12% below median its own 10-year median of 26.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is K Cash stock overvalued right now?
K Cash (HKSE:02483) has a current Net Margin % of 23.65%. The current Net Margin % is 23.65%, which is 12% below median its 10-year median of 26.79 and 60.4% above the Credit Services industry median of 14.74. K Cash's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For K Cash (HKSE:02483), the current Net Margin % is 23.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
K Cash Corp Ltd is a moneylender that provides secured and unsecured loan financing to individuals and corporations in Hong Kong. The company offers SME loans, unsecured property owner loans, unsecured personal loans, and credit card advances. The majority of its revenue is generated in the form of interest income from unsecured property owner loans.
42GF Score
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