Manulife FinancialMFC -1.22%67 EBITDA Margin % is 11.54% as of Mar. 2026, which is 4% below its 10-year median of 11.99. GuruFocus rates MFC with a GF Score™ of 67/100 and a GF Value™ of $31.25 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 371 Insurance companies, Manulife Financial ranks worse than 53.37% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Manulife Financial's EBITDA for the
three
months ended in Mar. 2026 was $998 Mil. Manulife Financial's Revenue for the
three
months ended in Mar. 2026 was $8,645 Mil. Therefore, Manulife Financial's EBITDA margin for the quarter that ended in Mar. 2026 was 11.54%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Manulife Financial EBITDA Margin % Related Terms
Manulife Financial EBITDA Margin % Historical Data
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The historical data trend for Manulife Financial's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Manulife Financial's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Manulife Financial EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Manulife Financial's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Manulife Financial's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Manulife Financial (MFC) has a EBITDA Margin % of 11.54% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Manulife Financial and its competitors. This is near median its historical median of 11.99. According to the industry distribution chart, Manulife Financial ranks #198 out of 371 companies in the Insurance industry, placing it in the top 53.4%.
Is Manulife Financial's EBITDA Margin % too high?
Manulife Financial's current EBITDA Margin % of 11.54% is near median its 10-year median of 11.99. The Insurance industry median EBITDA Margin % is 14.91. Manulife Financial's value of 11.54% is 22.6% below this industry median. Based on the distribution chart, Manulife Financial ranks #198 out of 371 companies in the Insurance industry, which is below the industry midpoint. Overall, Manulife Financial has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Manulife Financial's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Manulife Financial ranks #198 out of 371 companies for EBITDA Margin %. This places Manulife Financial in the lower half of its industry. The industry median EBITDA Margin % is 14.91. Manulife Financial's value of 11.54% is 22.6% below this benchmark. While the company's 10-year median is 11.99 vs. the industry median of 14.91, Manulife Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.91, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Manulife Financial's current EBITDA Margin % of 11.54% is 22.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Manulife Financial and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manulife Financial's current EBITDA Margin % is 11.54%, which is near median its own 10-year median of 11.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manulife Financial stock overvalued right now?
Based on GuruFocus' analysis, Manulife Financial (MFC) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.25, compared to a current price of $39.70 — trading 27% above its estimated fair value. The current EBITDA Margin % is 11.54%, which is near median its 10-year median of 11.99 and 22.6% below the Insurance industry median of 14.91. Manulife Financial's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Manulife Financial (MFC), the current EBITDA Margin % is 11.54% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Manulife Financial (MFC) Overvalued in 2026?
Based on GuruFocus' analysis, Manulife Financial stock appears to be overvalued.
The current stock price of $39.70 is trading 27% above its estimated GF Value™ of $31.25.
GuruFocus considers Manulife Financial to be Modestly Overvalued.
Key valuation signals for MFC:
EBITDA Margin %: 11.54% (near median its 10-year median of 11.99)
GF Value™: $31.25 vs. price of $39.70 (27% above fair value)
Industry Position: 22.6% below the Insurance median (#198 of 371)
No single metric tells the full story. See the MFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Manulife Financial is one of the Big Three Canadian life insurers. The firm provides life insurance, annuities, asset management, and wealth management products to individuals and group customers in Canada, the United States, and Asia. The Canadian business segment contributes approximately 21% of 2025 adjusted earnings. The Asia segment operates across 12 countries and contributes around 38% of earnings, with a significant presence in Hong Kong and Singapore. The US business, which primarily operates under the John Hancock brand, contributes about 16% of earnings. Manulife's global asset and wealth management business contributes approximately 25% of its earnings and had around CAD 1.1 trillion in assets under management and administration as of the end of 2025.
67GF Score
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