Business Description
Manulife Financial Corp
NAICS : 524113
SIC : 7311
Description
Manulife provides life insurance, annuities, and asset management products to individuals and group customers in Canada, the United States, and Asia. The company's investment management business contributes approximately 20% of its earnings and has around CAD 1.4 trillion in assets under management as of Dec. 31, 2021. The U.S. business, which primarily operates under the John Hancock brand, contributes about 30% of earnings and is mainly focused on providing insurance products for estate, business, and income protection. The Asia segment provides insurance products and insurance-based wealth accumulation products in over 11 countries and contributes around 30% of earnings. Finally, the Canadian business segment contributes approximately 20% of earnings.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.56 | |||||
| Equity-to-Asset | 0.07 | |||||
| Debt-to-Equity | 0.25 | |||||
| Debt-to-EBITDA | 1.25 | |||||
| Interest Coverage | 8.8 | |||||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -1.8 | |||||
| WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 17.9 | |||||
| 3-Year EBITDA Growth Rate | 9.4 | |||||
| 3-Year EPS without NRI Growth Rate | 15 | |||||
| 3-Year FCF Growth Rate | 7.2 | |||||
| 3-Year Book Growth Rate | 6.9 | |||||
| Future 3-5Y Total Revenue Growth Rate | 2.44 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 70.11 | |||||
| 9-Day RSI | 70.06 | |||||
| 14-Day RSI | 68.48 | |||||
| 6-1 Month Momentum % | -2.62 | |||||
| 12-1 Month Momentum % | -14.31 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.1 | |||||
| Dividend Payout Ratio | 0.35 | |||||
| 3-Year Dividend Growth Rate | 8.7 | |||||
| Forward Dividend Yield % | 4.88 | |||||
| 5-Year Yield-on-Cost % | 8.17 | |||||
| 3-Year Average Share Buyback Ratio | 0.5 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 33.59 | |||||
| ROE % | 13.13 | |||||
| ROA % | 0.83 | |||||
| ROIC % | 0.97 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 6.77 | |||||
| Forward PE Ratio | 8.21 | |||||
| PE Ratio without NRI | 6.77 | |||||
| Shiller PE Ratio | 10.67 | |||||
| PEG Ratio | 0.39 | |||||
| PS Ratio | 2.36 | |||||
| PB Ratio | 1.03 | |||||
| Price-to-Tangible-Book | 1.31 | |||||
| Price-to-Free-Cash-Flow | 2.6 | |||||
| Price-to-Operating-Cash-Flow | 2.6 | |||||
| EV-to-EBIT | 4.53 | |||||
| EV-to-EBITDA | 4.31 | |||||
| EV-to-Revenue | 2.19 | |||||
| EV-to-Forward-Revenue | 0.67 | |||||
| EV-to-FCF | 2.49 | |||||
| Price-to-Projected-FCF | 0.22 | |||||
| Price-to-DCF (Earnings Based) | 0.2 | |||||
| Price-to-DCF (FCF Based) | 0.15 | |||||
| Price-to-Median-PS-Value | 2.61 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.36 | |||||
| Price-to-Graham-Number | 0.64 | |||||
| Earnings Yield (Greenblatt) % | 22.08 | |||||
| Forward Rate of Return (Yacktman) % | 58.67 |
