Fairfax Financial Holdings (TSX:FFH) EBITDA Margin %: 22.29% (As of Mar. 2026) — Near Median


TSX:FFH Fairfax Financial Holdings Ltd TSX:FFH
77 GF Score
Price C$2,347.02
GF Value C$2,159.03
Valuation Fairly Valued
! 3 Warning Signs
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What is Fairfax Financial Holdings EBITDA Margin %?

Fairfax Financial Holdings TSX:FFH +0.27% 77 EBITDA Margin % is 22.29% as of Mar. 2026, which is 8% above its 10-year median of 20.72. GuruFocus rates TSX:FFH with a GF Score™ of 77/100 and a GF Value™ of C$2,159.03 (Fairly Valued). The stock has 3 warning signs investors should review. Among 369 Insurance companies, Fairfax Financial Holdings ranks better than 77.51% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. Fairfax Financial Holdings's EBITDA for the three months ended in Mar. 2026 was C$1,961 Mil. Fairfax Financial Holdings's Revenue for the three months ended in Mar. 2026 was C$8,800 Mil. Therefore, Fairfax Financial Holdings's EBITDA margin for the quarter that ended in Mar. 2026 was 22.29%.


Fairfax Financial Holdings  (TSX:FFH) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


Fairfax Financial Holdings EBITDA Margin % Related Terms


Fairfax Financial Holdings EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for Fairfax Financial Holdings's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fairfax Financial Holdings EBITDA Margin % Chart

Fairfax Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.62 30.82 28.35 26.11 26.46

Fairfax Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.03 29.04 25.74 27.61 22.29

TSX:FFH vs CB, PGR, TRV: EBITDA Margin % Comparison

For the Insurance - Property & Casualty subindustry, Fairfax Financial Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fairfax Financial Holdings EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Fairfax Financial Holdings's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where Fairfax Financial Holdings's EBITDA Margin % falls into.


TSX:FFH
77GF Score
Fairfax Financial Holdings Ltd TSX:FFH
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fairfax Financial Holdings EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

Fairfax Financial Holdings's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=11099.457/41944.249
=26.46 %

Fairfax Financial Holdings's EBITDA Margin % for the quarter that ended in Mar. 2026 is calculated as

EBITDA Margin %=EBITDA (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=1961.412/8799.871
=22.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of 22.29% mean?
Fairfax Financial Holdings (TSX:FFH) has a EBITDA Margin % of 22.29% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Fairfax Financial Holdings and its competitors. This is near median its historical median of 20.72. According to the industry distribution chart, Fairfax Financial Holdings ranks #83 out of 369 companies in the Insurance industry, placing it in the top 22.5%.
Is Fairfax Financial Holdings' EBITDA Margin % too high?
Fairfax Financial Holdings' current EBITDA Margin % of 22.29% is near median its 10-year median of 20.72. The Insurance industry median EBITDA Margin % is 14.81. Fairfax Financial Holdings' value of 22.29% is 50.5% above this industry median. Based on the distribution chart, Fairfax Financial Holdings ranks #83 out of 369 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Fairfax Financial Holdings has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fairfax Financial Holdings' EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Fairfax Financial Holdings ranks #83 out of 369 companies for EBITDA Margin %. This places Fairfax Financial Holdings in the top 23% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 14.81. Fairfax Financial Holdings' value of 22.29% is 50.5% above this benchmark. While the company's 10-year median is 20.72 vs. the industry median of 14.81, Fairfax Financial Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.81, based on 369 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fairfax Financial Holdings's current EBITDA Margin % of 22.29% is 50.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Fairfax Financial Holdings and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fairfax Financial Holdings's current EBITDA Margin % is 22.29%, which is near median its own 10-year median of 20.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fairfax Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fairfax Financial Holdings (TSX:FFH) is currently considered Fairly Valued. The stock's GF Value™ is C$2,159.03, compared to a current price of C$2,347.02 — trading 8.7% above its estimated fair value. The current EBITDA Margin % is 22.29%, which is near median its 10-year median of 20.72 and 50.5% above the Insurance industry median of 14.81. Fairfax Financial Holdings' overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Fairfax Financial Holdings (TSX:FFH), the current EBITDA Margin % is 22.29% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fairfax Financial Holdings (TSX:FFH) Overvalued in 2026?

Based on GuruFocus' analysis, Fairfax Financial Holdings stock appears to be overvalued. The current stock price of C$2,347.02 is trading 8.7% above its estimated GF Value™ of C$2,159.03. GuruFocus considers Fairfax Financial Holdings to be Fairly Valued.

Key valuation signals for TSX:FFH:

  • EBITDA Margin %: 22.29% (near median its 10-year median of 20.72)
  • GF Value™: C$2,159.03 vs. price of C$2,347.02 (8.7% above fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 50.5% above the Insurance median (#83 of 369)

No single metric tells the full story. See the TSX:FFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fairfax Financial Holdings Business Description

Address 95 Wellington Street West, Suite 800, Toronto, ON, CAN, M5J 2N7
Fairfax Financial Holdings provides reinsurance and property and casualty insurance in Canada, the United States, and other international markets. The company also has some noninsurance operations such as restaurants. Fairfax has been led by Prem Watsa, its chair and CEO, since its formation in 1985.
77GF Score

Get the complete analysis for TSX:FFH

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$2,347.02
Price
C$2,159.03
GF Value