Fairfax Financial Holdings (TSX:FFH) FCF Margin %: -6.28% (As of Mar. 2026)


TSX:FFH Fairfax Financial Holdings Ltd TSX:FFH
77 GF Score
Price C$2,347.02
GF Value C$2,159.03
Valuation Fairly Valued
! 3 Warning Signs
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What is Fairfax Financial Holdings FCF Margin %?

Fairfax Financial Holdings TSX:FFH +0.27% 77 FCF Margin % is -6.28% as of Mar. 2026. GuruFocus rates TSX:FFH with a GF Score™ of 77/100 and a GF Value™ of C$2,159.03 (Fairly Valued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Fairfax Financial Holdings ranks worse than 70.26% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Fairfax Financial Holdings's Free Cash Flow for the three months ended in Mar. 2026 was C$-553 Mil. Fairfax Financial Holdings's Revenue for the three months ended in Mar. 2026 was C$8,800 Mil. Therefore, Fairfax Financial Holdings's FCF Margin % for the quarter that ended in Mar. 2026 was -6.28%.

As of today, Fairfax Financial Holdings's current FCF Yield % is 2.41%.

The historical rank and industry rank for Fairfax Financial Holdings's FCF Margin % or its related term are showing as below:

TSX:FFH' s FCF Margin % Range Over the Past 10 Years
Min: -24.71   Med: 5.46   Max: 24.37
Current: 2.87


During the past 13 years, the highest FCF Margin % of Fairfax Financial Holdings was 24.37%. The lowest was -24.71%. And the median was 5.46%.

TSX:FFH's FCF Margin % is ranked worse than
70.26% of 501 companies
in the Insurance industry
Industry Median: 9.6 vs TSX:FFH: 2.87


Fairfax Financial Holdings FCF Margin % Related Terms


Fairfax Financial Holdings FCF Margin % Historical Data

* Premium members only.

The historical data trend for Fairfax Financial Holdings's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fairfax Financial Holdings FCF Margin % Chart

Fairfax Financial Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.37 -24.71 -2.15 13.30 6.03

Fairfax Financial Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.78 9.63 25.02 -18.31 -6.28

TSX:FFH vs CB, PGR, TRV: FCF Margin % Comparison

For the Insurance - Property & Casualty subindustry, Fairfax Financial Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fairfax Financial Holdings FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Fairfax Financial Holdings's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Fairfax Financial Holdings's FCF Margin % falls into.


TSX:FFH
77GF Score
Fairfax Financial Holdings Ltd TSX:FFH
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fairfax Financial Holdings FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Fairfax Financial Holdings's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2528.899/41944.249
=6.03 %

Fairfax Financial Holdings's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-552.779/8799.871
=-6.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -6.28% mean?
Fairfax Financial Holdings (TSX:FFH) has a FCF Margin % of -6.28% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fairfax Financial Holdings and its competitors. According to the industry distribution chart, Fairfax Financial Holdings ranks #352 out of 501 companies in the Insurance industry, placing it in the top 70.3%.
Is Fairfax Financial Holdings' FCF Margin % too high?
Fairfax Financial Holdings' current FCF Margin % is -6.28%. Based on the distribution chart, Fairfax Financial Holdings ranks #352 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Fairfax Financial Holdings has a GF Score™ of 77/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Fairfax Financial Holdings' FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Fairfax Financial Holdings ranks #352 out of 501 companies for FCF Margin %. This places Fairfax Financial Holdings in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Fairfax Financial Holdings and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fairfax Financial Holdings's current FCF Margin % is -6.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fairfax Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, Fairfax Financial Holdings (TSX:FFH) is currently considered Fairly Valued. The stock's GF Value™ is C$2,159.03, compared to a current price of C$2,347.02 — trading 8.7% above its estimated fair value. The current FCF Margin % is -6.28%. Fairfax Financial Holdings' overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Fairfax Financial Holdings (TSX:FFH), the current FCF Margin % is -6.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fairfax Financial Holdings (TSX:FFH) Overvalued in 2026?

Based on GuruFocus' analysis, Fairfax Financial Holdings stock appears to be overvalued. The current stock price of C$2,347.02 is trading 8.7% above its estimated GF Value™ of C$2,159.03. GuruFocus considers Fairfax Financial Holdings to be Fairly Valued.

Key valuation signals for TSX:FFH:

  • FCF Margin %: -6.28%
  • GF Value™: C$2,159.03 vs. price of C$2,347.02 (8.7% above fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the TSX:FFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fairfax Financial Holdings Business Description

Address 95 Wellington Street West, Suite 800, Toronto, ON, CAN, M5J 2N7
Fairfax Financial Holdings provides reinsurance and property and casualty insurance in Canada, the United States, and other international markets. The company also has some noninsurance operations such as restaurants. Fairfax has been led by Prem Watsa, its chair and CEO, since its formation in 1985.
77GF Score

Get the complete analysis for TSX:FFH

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$2,347.02
Price
C$2,159.03
GF Value