Sagicor Financial CoTSX:SFC -0.95%76 EBITDA Margin % is 11.15% as of Mar. 2026, which is 8% below its 10-year median of 12.17. GuruFocus rates TSX:SFC with a GF Score™ of 76/100 and a GF Value™ of C$8.48 (Fairly Valued). The stock has 6 warning signs investors should review. Among 371 Insurance companies, Sagicor Financial Co ranks better than 57.14% on this metric.
Sagicor Financial Co (TSX:SFC) EBITDA Margin % Explanation
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Sagicor Financial Co EBITDA Margin % Related Terms
Sagicor Financial Co EBITDA Margin % Historical Data
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The historical data trend for Sagicor Financial Co's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSX:SFC vs AFL, MET, PRU: EBITDA Margin % Comparison
For the Insurance - Life subindustry, Sagicor Financial Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Financial Co EBITDA Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagicor Financial Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Sagicor Financial Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Financial Co (TSX:SFC) has a EBITDA Margin % of 11.15% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sagicor Financial Co and its competitors. This is near median its historical median of 12.17. According to the industry distribution chart, Sagicor Financial Co ranks #159 out of 371 companies in the Insurance industry, placing it in the top 42.9%.
Is Sagicor Financial Co's EBITDA Margin % too high?
Sagicor Financial Co's current EBITDA Margin % of 11.15% is near median its 10-year median of 12.17. The Insurance industry median EBITDA Margin % is 14.91. Sagicor Financial Co's value of 11.15% is 25.2% below this industry median. Based on the distribution chart, Sagicor Financial Co ranks #159 out of 371 companies in the Insurance industry, which is above the industry midpoint. Overall, Sagicor Financial Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Financial Co's EBITDA Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, Sagicor Financial Co ranks #159 out of 371 companies for EBITDA Margin %. This puts Sagicor Financial Co in the upper half of its industry. The industry median EBITDA Margin % is 14.91. Sagicor Financial Co's value of 11.15% is 25.2% below this benchmark. While the company's 10-year median is 12.17 vs. the industry median of 14.91, Sagicor Financial Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.91, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sagicor Financial Co's current EBITDA Margin % of 11.15% is 25.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Sagicor Financial Co and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sagicor Financial Co's current EBITDA Margin % is 11.15%, which is near median its own 10-year median of 12.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Financial Co stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Financial Co (TSX:SFC) is currently considered Fairly Valued. The stock's GF Value™ is C$8.48, compared to a current price of C$8.36 — trading 1.4% below its estimated fair value. The current EBITDA Margin % is 11.15%, which is near median its 10-year median of 12.17 and 25.2% below the Insurance industry median of 14.91. Sagicor Financial Co's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Sagicor Financial Co (TSX:SFC), the current EBITDA Margin % is 11.15% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Financial Co (TSX:SFC) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Financial Co stock appears to be undervalued.
The current stock price of C$8.36 is trading 1.4% below its estimated GF Value™ of C$8.48.
GuruFocus considers Sagicor Financial Co to be Fairly Valued.
Key valuation signals for TSX:SFC:
EBITDA Margin %: 11.15% (near median its 10-year median of 12.17)
GF Value™: C$8.48 vs. price of C$8.36 (1.4% below fair value)
Industry Position: 25.2% below the Insurance median (#159 of 371)
No single metric tells the full story. See the TSX:SFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Financial Co Ltd is a financial services provider based in the Caribbean. Along with its subsidiaries, the company offers life and health insurance products, annuities and pension administration services, banking and investment management services, and also underwrites property and casualty insurance. The group's reportable operating segments are: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, and Sagicor Life. Maximum revenue is generated from the Sagicor Canada segment, which engages in individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. Geographically, the group generates maximum revenue from its business in Canada, followed by the USA, Jamaica, and Other Caribbean markets.
76GF Score
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