Sagicor Financial Co (TSX:SFC) Long-Term Capital Lease Obligation: C$84 Mil (As of Mar. 2026)


TSX:SFC Sagicor Financial Co Ltd TSX:SFC
76 GF Score
Price C$8.36
GF Value C$8.48
Valuation Fairly Valued
! 6 Warning Signs
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What is Sagicor Financial Co Long-Term Capital Lease Obligation?

Sagicor Financial Co TSX:SFC -0.95% 76 Long-Term Capital Lease Obligation is C$84 Mil as of Mar. 2026. GuruFocus rates TSX:SFC with a GF Score™ of 76/100 and a GF Value™ of C$8.48 (Fairly Valued). The stock has 6 warning signs investors should review.

Sagicor Financial Co's Long-Term Capital Lease Obligation for the quarter that ended in Mar. 2026 was C$84 Mil.

Sagicor Financial Co's quarterly Long-Term Capital Lease Obligation increased from Sep. 2025 (C$80 Mil) to Dec. 2025 (C$87 Mil) but then declined from Dec. 2025 (C$87 Mil) to Mar. 2026 (C$84 Mil).

Sagicor Financial Co's annual Long-Term Capital Lease Obligation increased from Dec. 2023 (C$38 Mil) to Dec. 2024 (C$50 Mil) and increased from Dec. 2024 (C$50 Mil) to Dec. 2025 (C$87 Mil).

Sagicor Financial Co  (TSX:SFC) Long-Term Capital Lease Obligation Explanation

Long-Term Capital Lease Obligation are the amount due for long-term asset lease agreements that are nearly equivalent to asset purchases. Capital lease obligations are installment payments that constitute a payment of principal plus interest for the capital lease. The Short-Term Capital Lease Obligation is the portion of a Long-Term Capital Lease Obligation that is due over the next year.

Under US Generally Accepted Accounting Principles (GAAP), a capital lease is essentially equivalent to a purchase by the lessee if it meets the following criteria:

1. Ownership of the asset is transferred to the lessee at the end of the lease term;
2. The lease contains a bargain purchase option to buy the equipment at less than fair market value;
3. The lease term equals or exceeds 75% of the asset's estimated useful life;
4. The present value of the lease payments equals or exceeds 90% of the total original cost of the equipment.

Sagicor Financial Co Long-Term Capital Lease Obligation Related Terms

Sagicor Financial Co Long-Term Capital Lease Obligation Historical Data

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The historical data trend for Sagicor Financial Co's Long-Term Capital Lease Obligation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Financial Co Long-Term Capital Lease Obligation Chart

Sagicor Financial Co Annual Data
Trend Mar17 Mar18 Mar19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Capital Lease Obligation
Get a 7-Day Free Trial Premium Member Only 42.03 35.19 38.33 49.78 86.60

Sagicor Financial Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Capital Lease Obligation Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 70.33 82.59 80.24 86.60 84.15
TSX:SFC
76GF Score
Sagicor Financial Co Ltd TSX:SFC
Long-Term Capital Lease Obligation is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Long-Term Capital Lease Obligation of C$84 Mil mean?
Sagicor Financial Co (TSX:SFC) has a Long-Term Capital Lease Obligation of C$84 Mil as of Mar. 2026. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on Sagicor Financial Co and its competitors.
Is Sagicor Financial Co's Long-Term Capital Lease Obligation too high?
Sagicor Financial Co's current Long-Term Capital Lease Obligation is C$84 Mil. Overall, Sagicor Financial Co has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Financial Co's Long-Term Capital Lease Obligation compare to AFL and MET?
Sagicor Financial Co's Long-Term Capital Lease Obligation of C$84 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Capital Lease Obligation for an Insurance company?
A good Long-Term Capital Lease Obligation depends on the Insurance industry context. However, Long-Term Capital Lease Obligation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Capital Lease Obligation mean?
A high Long-Term Capital Lease Obligation can signal that a stock is expensive relative to its fundamentals. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on Sagicor Financial Co and its competitors. Sagicor Financial Co's current Long-Term Capital Lease Obligation is C$84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Financial Co stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Financial Co (TSX:SFC) is currently considered Fairly Valued. The stock's GF Value™ is C$8.48, compared to a current price of C$8.36 — trading 1.4% below its estimated fair value. The current Long-Term Capital Lease Obligation is C$84 Mil. Sagicor Financial Co's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Capital Lease Obligation calculated?
Long-Term Capital Lease Obligation is calculated from a company's financial statements. For Sagicor Financial Co (TSX:SFC), the current Long-Term Capital Lease Obligation is C$84 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Financial Co (TSX:SFC) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Financial Co stock appears to be undervalued. The current stock price of C$8.36 is trading 1.4% below its estimated GF Value™ of C$8.48. GuruFocus considers Sagicor Financial Co to be Fairly Valued.

Key valuation signals for TSX:SFC:

  • Long-Term Capital Lease Obligation: C$84 Mil
  • GF Value™: C$8.48 vs. price of C$8.36 (1.4% below fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the TSX:SFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sagicor Financial Co Business Description

Other Exchanges SGCFF:USA
Address Wildey, Cecil F De Caires Building, Saint Michael, BRB, BB15096
Sagicor Financial Co Ltd is a financial services provider based in the Caribbean. Along with its subsidiaries, the company offers life and health insurance products, annuities and pension administration services, banking and investment management services, and also underwrites property and casualty insurance. The group's reportable operating segments are: Sagicor Canada, Sagicor Life USA, Sagicor Jamaica, and Sagicor Life. Maximum revenue is generated from the Sagicor Canada segment, which engages in individual life insurance, annuities, segregated funds, and accident and sickness insurance business throughout Canada. Geographically, the group generates maximum revenue from its business in Canada, followed by the USA, Jamaica, and Other Caribbean markets.
76GF Score

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Long-Term Capital Lease Obligation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$8.36
Price
C$8.48
GF Value