CZNC (Citizens & Northern) EBITDA per Share

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CZNC Citizens & Northern Corp CZNC
56 GF Score
Price $23.02
GF Value $20.77
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Citizens & Northern EBITDA per Share?

EBITDA per Share does not apply to banks.

CZNC
56GF Score
Citizens & Northern Corp CZNC
EBITDA per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Citizens & Northern (CZNC) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens & Northern stock appears to be overvalued. The current stock price of $23.02 is trading 10.8% above its estimated GF Value™ of $20.77. GuruFocus considers Citizens & Northern to be Modestly Overvalued.

Key valuation signals for CZNC:

  • EBITDA per Share:
  • GF Value™: $20.77 vs. price of $23.02 (10.8% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the CZNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens & Northern Business Description

Address 90-92 Main Street, Wellsboro, PA, USA, 16901
Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
56GF Score

Get the complete analysis for CZNC

EBITDA per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.02
Price
$20.77
GF Value