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CZNC (Citizens & Northern) 3-Year Dividend Growth Rate : -8.00% (As of Sep. 2024)


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What is Citizens & Northern 3-Year Dividend Growth Rate?

Citizens & Northern's Dividends per Share for the three months ended in Sep. 2024 was $0.28.

The historical rank and industry rank for Citizens & Northern's 3-Year Dividend Growth Rate or its related term are showing as below:

CZNC' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -25.7   Med: 5.2   Max: 36.9
Current: -8

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Citizens & Northern was 36.90% per year. The lowest was -25.70% per year. And the median was 5.20% per year.

CZNC's 3-Year Dividend Growth Rate is ranked worse than
91.91% of 791 companies
in the Banks industry
Industry Median: 8 vs CZNC: -8.00

During the past 12 months, Citizens & Northern's average Dividends Per Share Growth Rate was 33.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was -8.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was -3.20% per year. During the past 10 years, the average Dividends Per Share Growth Rate was -0.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Citizens & Northern's Dividend Payout Ratio for the three months ended in Sep. 2024 was 0.68. As of today, Citizens & Northern's Dividend Yield % is 5.67%.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Citizens & Northern Corp is 0.78, which seems too high.

For more information regarding to dividend, please check our Dividend Page.


Competitive Comparison of Citizens & Northern's 3-Year Dividend Growth Rate

For the Banks - Regional subindustry, Citizens & Northern's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens & Northern's 3-Year Dividend Growth Rate Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens & Northern's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Citizens & Northern's 3-Year Dividend Growth Rate falls into.



Citizens & Northern 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.


Citizens & Northern  (NAS:CZNC) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Citizens & Northern's Dividend Payout Ratio for the quarter that ended in Sep. 2024 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Sep. 2024 )/ EPS without NRI (Q: Sep. 2024 )
=0.28/ 0.41
=0.68

During the past 13 years, the highest Dividend Payout Ratio of Citizens & Northern was 0.95. The lowest was 0.54. And the median was 0.65.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Citizens & Northern Corp is 0.78, which seems too high.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Citizens & Northern Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.2800002024-10-282024-10-282024-11-08Cash DividendquarterlyUSD:USD 1.000000
USD 0.2800002024-07-292024-07-292024-08-09Cash DividendquarterlyUSD:USD 1.000000
USD 0.2800002024-05-032024-05-062024-05-17Cash DividendquarterlyUSD:USD 1.000000
USD 0.2800002024-01-262024-01-292024-02-09Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Citizens & Northern's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=1.12/19.75
=5.67 %

Current Share Price is $19.75.
Citizens & Northern's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.12.

During the past 13 years, the highest Dividend Yield of Citizens & Northern was 6.97%. The lowest was 3.62%. And the median was 4.61%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citizens & Northern 3-Year Dividend Growth Rate Related Terms>


Citizens & Northern Business Description

Traded in Other Exchanges
N/A
Address
90-92 Main Street, Wellsboro, PA, USA, 16901
Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
Executives
Frank G Pellegrino director 2050 POCO FARM ROAD, WILLIAMSPORT PA 17701
Katherine W Shattuck director 2548 LAKE ROAD, TOWANDA PA 18848
Stephen M Dorwart director 234 CEDAR ROAD, MULLICA HILL NJ 08062
Terry L Lehman director 5066 NORTH SHERMAN STREET, MOUNT WOLF PA 17347
Robert G Loughery director 1128 SLOTTER ROAD, PERKASIE PA 18944
Tracy Ellen Watkins officer: EXEC. VP 1972 NORTH WILLIAMSON ROAD, COVINGTON PA 16917-9516
Bobbi J Kilmer director 555 COUNTRY VIEW DRIVE, TOWANDA PA 18848
Glenn Richard James officer: EVP Counsel, Corp Secretary 90-92 MAIN ST, WELLSBORO PA 16901
Timothy E Schoener director 821 HAWTHORNE AVE, WILLIAMSPORT PA 17701
Kelley A Cwiklinski officer: EVP Chief Comm Lending Officer 90-92 MAIN ST, WELLSBORO PA 16901
Leo F Lambert director PO BOX 345, DUSHORE PA 18614
Helen S Santiago director 263 BRIDGE STREET HILL RD, TOWANDA PA 18848
Matthew L Bower officer: EVP, Chief Wealth Mgmt Officer 90-92 MAIN ST, WELLSBORO PA 16901
Susan E Hartley director 1293 HOFFMAN HOLLOW RD, LOWMAN NY 14861
Alexander Balagour officer: EVP- CHIEF INFORMATION OFFICER 45 TEAL DRIVE, LANGHORNE PA 19047