ADTI (Adapti) Effective Interest Rate on Debt %: 7.21% (As of Dec. 2025)

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ADTI Adapti Inc ADTI
19 GF Score
Price $2.91
! 3 Warning Signs
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What is Adapti Effective Interest Rate on Debt %?

Adapti ADTI -0.33% 19 Effective Interest Rate on Debt % is 7.21% as of Dec. 2025. GuruFocus rates ADTI with a GF Score™ of 19/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Adapti's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.88 Mil. Adapti's average total debt for the quarter that ended in Dec. 2025 was $12.21 Mil. Therefore, Adapti's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 7.21%.

Adapti  (OTCPK:ADTI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Adapti Effective Interest Rate on Debt % Related Terms

Adapti Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Adapti's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Adapti Effective Interest Rate on Debt % Chart

Adapti Annual Data
Trend Mar08 Mar09 Mar10 Mar24 Mar25
Effective Interest Rate on Debt %
0.00 0.00 0.00 2.55 13.16

Adapti Quarterly Data
Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10 Dec10 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.68 12.09 10.77 11.10 7.21

ADTI vs DSY, UG, PURE: Effective Interest Rate on Debt % Comparison

For the Household & Personal Products subindustry, Adapti's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Adapti Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Adapti's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Adapti's Effective Interest Rate on Debt % falls into.


ADTI
19GF Score
Adapti Inc ADTI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Adapti Effective Interest Rate on Debt % Calculation

Adapti's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.057/( (0.353+0.513)/ 2 )
=-1  *  -0.057/0.433
=13.16 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.007 + 0.346
=0.353

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.007 + 0.506
=0.513

Adapti's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.88/( (12.445+11.97)/ 2 )
=-1  *  -0.88/12.2075
=7.21 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.58 + 1.865
=12.445

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.551 + 1.419
=11.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.21% mean?
Adapti (ADTI) has a Effective Interest Rate on Debt % of 7.21% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adapti and its competitors.
Is Adapti's Effective Interest Rate on Debt % too high?
Adapti's current Effective Interest Rate on Debt % is 7.21%. Overall, Adapti has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Adapti's Effective Interest Rate on Debt % compare to DSY and UG?
Adapti's Effective Interest Rate on Debt % of 7.21% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Adapti and its competitors. Adapti's current Effective Interest Rate on Debt % is 7.21%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Adapti stock overvalued right now?
Adapti (ADTI) has a current Effective Interest Rate on Debt % of 7.21%. The current Effective Interest Rate on Debt % is 7.21%. Adapti's overall GF Score™ is 19/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Adapti (ADTI), the current Effective Interest Rate on Debt % is 7.21% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Adapti Business Description

Address 2278 Monitor Street, Dallas, TX, USA, 85004
Adapti Inc, the Company manages the sales and brand development of health and beauty products through the Dermacia product line. The Company seeks to acquire or license performing brands to add to the Company's portfolio of products and brands sold online and through strategic retail relationships. The Company has expertise manufacturing, distributing, marketing, and selling online consumer packaged goods and seeks to leverage its expertise to grow additional acquired brands.
19GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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