Gulf Investment House KSC (ADX:GIH) Effective Interest Rate on Debt %: 4.74% (As of Mar. 2026)

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ADX:GIH Gulf Investment House KSC ADX:GIH
28 GF Score
Price د.إ1.89
GF Value د.إ1.70
! 2 Warning Signs
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What is Gulf Investment House KSC Effective Interest Rate on Debt %?

Gulf Investment House KSC ADX:GIH 28 Effective Interest Rate on Debt % is 4.74% as of Mar. 2026. GuruFocus rates ADX:GIH with a GF Score™ of 28/100 and a GF Value™ of د.إ1.70. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Gulf Investment House KSC's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was د.إ5.4 Mil. Gulf Investment House KSC's average total debt for the quarter that ended in Mar. 2026 was د.إ114.0 Mil. Therefore, Gulf Investment House KSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.74%.


Gulf Investment House KSC  (ADX:GIH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Gulf Investment House KSC Effective Interest Rate on Debt % Related Terms


Gulf Investment House KSC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Gulf Investment House KSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gulf Investment House KSC Effective Interest Rate on Debt % Chart

Gulf Investment House KSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 1.54 5.12

Gulf Investment House KSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.37 5.09 8.27 7.92 4.74

ADX:GIH vs BLK, BX, KKR: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Gulf Investment House KSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gulf Investment House KSC Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Gulf Investment House KSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Gulf Investment House KSC's Effective Interest Rate on Debt % falls into.


ADX:GIH
28GF Score
Gulf Investment House KSC ADX:GIH
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Gulf Investment House KSC Effective Interest Rate on Debt % Calculation

Gulf Investment House KSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -5.803/( (113.653+113.214)/ 2 )
=-1  *  -5.803/113.4335
=5.12 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=100.506 + 13.147
=113.653

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=95.804 + 17.41
=113.214

Gulf Investment House KSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -5.4/( (113.214+114.754)/ 2 )
=-1  *  -5.4/113.984
=4.74 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=95.804 + 17.41
=113.214

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=92.369 + 22.385
=114.754

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.74% mean?
Gulf Investment House KSC (ADX:GIH) has a Effective Interest Rate on Debt % of 4.74% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gulf Investment House KSC and its competitors.
Is Gulf Investment House KSC's Effective Interest Rate on Debt % too high?
Gulf Investment House KSC's current Effective Interest Rate on Debt % is 4.74%. Overall, Gulf Investment House KSC has a GF Score™ of 28/100, reflecting its overall financial health beyond just this single metric.
How does Gulf Investment House KSC's Effective Interest Rate on Debt % compare to BLK and BX?
Gulf Investment House KSC's Effective Interest Rate on Debt % of 4.74% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Gulf Investment House KSC and its competitors. Gulf Investment House KSC's current Effective Interest Rate on Debt % is 4.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Investment House KSC stock overvalued right now?
Gulf Investment House KSC (ADX:GIH) has a current Effective Interest Rate on Debt % of 4.74%. The stock's GF Value™ is د.إ1.70, compared to a current price of د.إ1.89 — trading 11.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.74%. Gulf Investment House KSC's overall GF Score™ is 28/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Gulf Investment House KSC (ADX:GIH), the current Effective Interest Rate on Debt % is 4.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gulf Investment House KSC (ADX:GIH) Overvalued in 2026?

Based on GuruFocus' analysis, Gulf Investment House KSC stock appears to be overvalued. The current stock price of د.إ1.89 is trading 11.2% above its estimated GF Value™ of د.إ1.70.

Key valuation signals for ADX:GIH:

  • Effective Interest Rate on Debt %: 4.74%
  • GF Value™: د.إ1.70 vs. price of د.إ1.89 (11.2% above fair value)
  • GF Score™: 28/100 with 2 warning signs

No single metric tells the full story. See the ADX:GIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gulf Investment House KSC Business Description

Other Exchanges GIH:Kuwait
Address Fadh Al Salem Street, Al Qibla, Block 6, 8th Floor, Building 165, Jawharat AlKhaleej Complex, Safat, Kuwait, KWT, 13149
Gulf Investment House KSC (GIH) is a financial services company. It is engaged in investment activities and related financial and advisory services. The company also trades and invests in properties. The company derives majority of its revenue from Investment. The operating segments of the group are Investments, Manufacturing and Real estate. It derives a majority of revenue from the Investments segment. It earns fees and commission income from a diverse range of asset management, investment banking, custody, and brokerage services provided to the customers.
28GF Score

Get the complete analysis for ADX:GIH

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.89
Price
د.إ1.70
GF Value