Gulf Investment House KSCADX:GIH 30 Altman Z-Score is 11.97 as of Jul. 05, 2026, which is 8% below its 10-year median of 12.95. GuruFocus rates ADX:GIH with a GF Score™ of 30/100 and a GF Value™ of د.إ1.60. The stock has 2 warning signs investors should review. Among 649 Asset Management companies, Gulf Investment House KSC ranks better than 78.74% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 11.98 is strong.
Gulf Investment House KSC has a Altman Z-Score of 11.97, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Gulf Investment House KSC's Altman Z-Score or its related term are showing as below:
ADX:GIH'
s Altman Z-Score Range Over the Past 10 Years
Min: -1.04 Med: 12.95 Max: 56.13
Current: 11.98
During the past 13 years, Gulf Investment House KSC's highest Altman Z-Score was 56.13. The lowest was -1.04. And the median was 12.95.
Gulf Investment House KSC (ADX:GIH) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ADX:GIH vs BLK, BX, KKR: Altman Z-Score Comparison
For the Asset Management subindustry, Gulf Investment House KSC's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gulf Investment House KSC Altman Z-Score vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Gulf Investment House KSC's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Gulf Investment House KSC's Altman Z-Score falls into.
Gulf Investment House KSC Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Gulf Investment House KSC (ADX:GIH) has a Altman Z-Score of 11.97 as of Jul. 05, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Gulf Investment House KSC and its competitors. This is near median its historical median of 12.95. According to the industry distribution chart, Gulf Investment House KSC ranks #138 out of 649 companies in the Asset Management industry, placing it in the top 21.3%.
Is Gulf Investment House KSC's Altman Z-Score too high?
Gulf Investment House KSC's current Altman Z-Score of 11.97 is near median its 10-year median of 12.95. The Asset Management industry median Altman Z-Score is 3.48. Gulf Investment House KSC's value of 11.97 is 244% above this industry median. Based on the distribution chart, Gulf Investment House KSC ranks #138 out of 649 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, Gulf Investment House KSC has a GF Score™ of 30/100, reflecting its overall financial health beyond just this single metric.
How does Gulf Investment House KSC's Altman Z-Score compare to BLK and BX?
According to the Asset Management industry distribution chart, Gulf Investment House KSC ranks #138 out of 649 companies for Altman Z-Score. This places Gulf Investment House KSC in the top 21% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 3.48. Gulf Investment House KSC's value of 11.97 is 244% above this benchmark. While the company's 10-year median is 12.95 vs. the industry median of 3.48, Gulf Investment House KSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Asset Management company?
The median Altman Z-Score among Asset Management companies is 3.48, based on 649 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gulf Investment House KSC's current Altman Z-Score of 11.97 is 244% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Gulf Investment House KSC and its competitors. For the Asset Management industry, the median Altman Z-Score is 3.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gulf Investment House KSC's current Altman Z-Score is 11.97, which is near median its own 10-year median of 12.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gulf Investment House KSC stock overvalued right now?
Gulf Investment House KSC (ADX:GIH) has a current Altman Z-Score of 11.97. The stock's GF Value™ is د.إ1.60, compared to a current price of د.إ1.89 — trading 18.1% above its estimated fair value. The current Altman Z-Score is 11.97, which is near median its 10-year median of 12.95 and 244% above the Asset Management industry median of 3.48. Gulf Investment House KSC's overall GF Score™ is 30/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Gulf Investment House KSC (ADX:GIH), the current Altman Z-Score is 11.97 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gulf Investment House KSC (ADX:GIH) Overvalued in 2026?
Based on GuruFocus' analysis, Gulf Investment House KSC stock appears to be overvalued.
The current stock price of د.إ1.89 is trading 18.1% above its estimated GF Value™ of د.إ1.60.
Key valuation signals for ADX:GIH:
Altman Z-Score: 11.97 (near median its 10-year median of 12.95)
GF Value™: د.إ1.60 vs. price of د.إ1.89 (18.1% above fair value)
Industry Position: 244% above the Asset Management median (#138 of 649)
No single metric tells the full story. See the ADX:GIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gulf Investment House KSC (GIH) is a financial services company. It is engaged in investment activities and related financial and advisory services. The company also trades and invests in properties. The company derives majority of its revenue from Investment. The operating segments of the group are Investments, Manufacturing and Real estate. It derives a majority of revenue from the Investments segment. It earns fees and commission income from a diverse range of asset management, investment banking, custody, and brokerage services provided to the customers.
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