Lulu Retail Holdings (ADX:LULU) Effective Interest Rate on Debt %: 5.10% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ADX:LULU Lulu Retail Holdings PLC ADX:LULU
24 GF Score
Price د.إ0.95
! 6 Warning Signs
View Full Analysis

What is Lulu Retail Holdings Effective Interest Rate on Debt %?

Lulu Retail Holdings ADX:LULU -0.74% 24 Effective Interest Rate on Debt % is 5.10% as of Jun. 2026. GuruFocus rates ADX:LULU with a GF Score™ of 24/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lulu Retail Holdings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was د.إ540 Mil. Lulu Retail Holdings's average total debt for the quarter that ended in Jun. 2026 was د.إ10,594 Mil. Therefore, Lulu Retail Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 5.10%.


Lulu Retail Holdings  (ADX:LULU) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Lulu Retail Holdings Effective Interest Rate on Debt % Related Terms


Lulu Retail Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Lulu Retail Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lulu Retail Holdings Effective Interest Rate on Debt % Chart

Lulu Retail Holdings Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
3.16 4.14 5.80 5.26 5.56

Lulu Retail Holdings Quarterly Data
Dec21 Dec22 Mar23 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.60 5.89 5.00 5.83 5.10

ADX:LULU vs DDS, M: Effective Interest Rate on Debt % Comparison

For the Department Stores subindustry, Lulu Retail Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lulu Retail Holdings Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Lulu Retail Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lulu Retail Holdings's Effective Interest Rate on Debt % falls into.


ADX:LULU
24GF Score
Lulu Retail Holdings PLC ADX:LULU
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lulu Retail Holdings Effective Interest Rate on Debt % Calculation

Lulu Retail Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -583.41/( (10554.868+10413.4)/ 2 )
=-1  *  -583.41/10484.134
=5.56 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6362.29 + 4192.578
=10554.868

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6600.052 + 3813.348
=10413.4

Lulu Retail Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2026 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -540.328/( (10690.638+10496.681)/ 2 )
=-1  *  -540.328/10593.6595
=5.10 %

where

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6993.01 + 3697.628
=10690.638

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6849.716 + 3646.965
=10496.681

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.10% mean?
Lulu Retail Holdings (ADX:LULU) has a Effective Interest Rate on Debt % of 5.10% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lulu Retail Holdings and its competitors.
Is Lulu Retail Holdings' Effective Interest Rate on Debt % too high?
Lulu Retail Holdings' current Effective Interest Rate on Debt % is 5.10%. Overall, Lulu Retail Holdings has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Lulu Retail Holdings' Effective Interest Rate on Debt % compare to DDS and M?
Lulu Retail Holdings' Effective Interest Rate on Debt % of 5.10% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lulu Retail Holdings and its competitors. Lulu Retail Holdings's current Effective Interest Rate on Debt % is 5.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lulu Retail Holdings stock overvalued right now?
Lulu Retail Holdings (ADX:LULU) has a current Effective Interest Rate on Debt % of 5.10%. The current Effective Interest Rate on Debt % is 5.10%. Lulu Retail Holdings' overall GF Score™ is 24/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Lulu Retail Holdings (ADX:LULU), the current Effective Interest Rate on Debt % is 5.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Lulu Retail Holdings Business Description

Address Abu Dhabi Global Market Square, P.O Box 2405, 24, Al Sila Towers, Al Maryah Island, Abu Dhabi, ARE
Lulu Retail Holdings PLC is a full-line retailer with stores in all GCC countries (pan-GCC retailer) by selling space, with sales (retail sales value), and the number of stores. The Group operates retail stores under the LuLu brand in the UAE, the KSA, Oman, Qatar, Kuwait, Bahrain, and other countries. It has an omnichannel presence in the form of three formats of brick-and-mortar stores catering to various shopping occasions: hypermarkets (one-stop shop), express stores (everyday shopping), and mini markets (grab and go). Additionally, the Group has an e-commerce presence through its website and mobile application, supported by a partnership with Amazon in the UAE. Its reportable segments are: UAE, which generates the maximum revenue, Qatar, KSA, Oman, and Kuwait.
24GF Score

Get the complete analysis for ADX:LULU

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ0.95
Price