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Lulu Retail HoldingsADX:LULU 19 Interest Coverage is 2.57 as of Mar. 2026, which is 109% above its 10-year median of 1.23. GuruFocus rates ADX:LULU with a GF Score™ of 19/100. The stock has 4 warning signs investors should review. Among 832 Retail - Cyclical companies, Lulu Retail Holdings ranks worse than 81.25% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Lulu Retail Holdings's
Operating Income
for the
three
months ended in Mar. 2026 was د.إ395 Mil. Lulu Retail Holdings's Interest Expense for the
three
months ended in Mar. 2026 was د.إ-154 Mil.
Lulu Retail Holdings's interest coverage for the quarter that ended in Mar. 2026 was 2.57.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Lulu Retail Holdings PLC interest coverage is 2.22, which is low.
The historical rank and industry rank for Lulu Retail Holdings's Interest Coverage or its related term are showing as below:
ADX:LULU'
s Interest Coverage Range Over the Past 10 Years
Min: 1.16 Med: 1.23 Max: 2.43
Current: 2.22
ADX:LULU's Interest Coverage is ranked worse than 81.25% of 832
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs ADX:LULU: 2.22
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Lulu Retail Holdings Interest Coverage Related Terms
Lulu Retail Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Lulu Retail Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, Lulu Retail Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lulu Retail Holdings Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Lulu Retail Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Lulu Retail Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lulu Retail Holdings (ADX:LULU) has a Interest Coverage of 2.57 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lulu Retail Holdings and its competitors. This is 109% above median its historical median of 1.23. Over the past decade, Lulu Retail Holdings' Interest Coverage has ranged from 1.16 to 2.43. According to the industry distribution chart, Lulu Retail Holdings ranks #676 out of 832 companies in the Retail - Cyclical industry, placing it in the top 81.2%.
Is Lulu Retail Holdings' Interest Coverage too high?
Lulu Retail Holdings' current Interest Coverage of 2.57 is 109% above median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 1.16 to a high of 2.43. The Retail - Cyclical industry median Interest Coverage is 7.45. Lulu Retail Holdings' value of 2.57 is 65.5% below this industry median. Based on the distribution chart, Lulu Retail Holdings ranks #676 out of 832 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Lulu Retail Holdings has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Lulu Retail Holdings' Interest Coverage compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Lulu Retail Holdings ranks #676 out of 832 companies for Interest Coverage. This places Lulu Retail Holdings in the lower half of its industry. The industry median Interest Coverage is 7.45. Lulu Retail Holdings' value of 2.57 is 65.5% below this benchmark. Historically, Lulu Retail Holdings' own Interest Coverage has ranged from 1.16 to 2.43 over the past decade. While the company's 10-year median is 1.23 vs. the industry median of 7.45, Lulu Retail Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 832 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lulu Retail Holdings's current Interest Coverage of 2.57 is 65.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Lulu Retail Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lulu Retail Holdings's current Interest Coverage is 2.57, which is 109% above median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lulu Retail Holdings stock overvalued right now?
Lulu Retail Holdings (ADX:LULU) has a current Interest Coverage of 2.57. The current Interest Coverage is 2.57, which is 109% above median its 10-year median of 1.23 and 65.5% below the Retail - Cyclical industry median of 7.45. Lulu Retail Holdings' overall GF Score™ is 19/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Lulu Retail Holdings (ADX:LULU), the current Interest Coverage is 2.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Lulu Retail Holdings PLC is a full-line retailer with stores in all GCC countries (pan-GCC retailer) by selling space, with sales (retail sales value), and the number of stores. The Group operates retail stores under the LuLu brand in the UAE, the KSA, Oman, Qatar, Kuwait, Bahrain, and other countries. It has an omnichannel presence in the form of three formats of brick-and-mortar stores catering to various shopping occasions: hypermarkets (one-stop shop), express stores (everyday shopping), and mini markets (grab and go). Additionally, the Group has an e-commerce presence through its website and mobile application, supported by a partnership with Amazon in the UAE. Its reportable segments are: UAE, which generates the maximum revenue, Qatar, KSA, Oman, and Kuwait.
19GF Score
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