The Consultant & Investment Group (AMM:CICO) Effective Interest Rate on Debt %: 5.96% (As of Mar. 2026)


AMM:CICO The Consultant & Investment Group AMM:CICO
77 GF Score
Price JOD1.78
GF Value JOD2.20
Valuation Modestly Undervalued
! 3 Warning Signs
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What is The Consultant & Investment Group Effective Interest Rate on Debt %?

The Consultant & Investment Group AMM:CICO 77 Effective Interest Rate on Debt % is 5.96% as of Mar. 2026. GuruFocus rates AMM:CICO with a GF Score™ of 77/100 and a GF Value™ of JOD2.20 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. The Consultant & Investment Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was JOD0.79 Mil. The Consultant & Investment Group's average total debt for the quarter that ended in Mar. 2026 was JOD13.22 Mil. Therefore, The Consultant & Investment Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.96%.


The Consultant & Investment Group  (AMM:CICO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


The Consultant & Investment Group Effective Interest Rate on Debt % Related Terms


The Consultant & Investment Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for The Consultant & Investment Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Consultant & Investment Group Effective Interest Rate on Debt % Chart

The Consultant & Investment Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.33 4.28 3.13 6.28 7.18

The Consultant & Investment Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.08 6.71 6.61 5.82 5.96

AMM:CICO vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, The Consultant & Investment Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Consultant & Investment Group Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, The Consultant & Investment Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where The Consultant & Investment Group's Effective Interest Rate on Debt % falls into.


AMM:CICO
77GF Score
The Consultant & Investment Group AMM:CICO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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The Consultant & Investment Group Effective Interest Rate on Debt % Calculation

The Consultant & Investment Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.965/( (13.363+13.51)/ 2 )
=-1  *  -0.965/13.4365
=7.18 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.669 + 4.694
=13.363

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.158 + 4.352
=13.51

The Consultant & Investment Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.788/( (13.51+12.932)/ 2 )
=-1  *  -0.788/13.221
=5.96 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.158 + 4.352
=13.51

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.574 + 4.358
=12.932

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.96% mean?
The Consultant & Investment Group (AMM:CICO) has a Effective Interest Rate on Debt % of 5.96% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Consultant & Investment Group and its competitors.
Is The Consultant & Investment Group's Effective Interest Rate on Debt % too high?
The Consultant & Investment Group's current Effective Interest Rate on Debt % is 5.96%. Overall, The Consultant & Investment Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Consultant & Investment Group's Effective Interest Rate on Debt % compare to HCA and THC?
The Consultant & Investment Group's Effective Interest Rate on Debt % of 5.96% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on The Consultant & Investment Group and its competitors. The Consultant & Investment Group's current Effective Interest Rate on Debt % is 5.96%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Consultant & Investment Group stock overvalued right now?
Based on GuruFocus' analysis, The Consultant & Investment Group (AMM:CICO) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD2.20, compared to a current price of JOD1.78 — trading 19.1% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.96%. The Consultant & Investment Group's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For The Consultant & Investment Group (AMM:CICO), the current Effective Interest Rate on Debt % is 5.96% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Consultant & Investment Group (AMM:CICO) Overvalued in 2026?

Based on GuruFocus' analysis, The Consultant & Investment Group stock appears to be undervalued. The current stock price of JOD1.78 is trading 19.1% below its estimated GF Value™ of JOD2.20. GuruFocus considers The Consultant & Investment Group to be Modestly Undervalued.

Key valuation signals for AMM:CICO:

  • Effective Interest Rate on Debt %: 5.96%
  • GF Value™: JOD2.20 vs. price of JOD1.78 (19.1% below fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the AMM:CICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Consultant & Investment Group Business Description

Address 44 Al Kindi Street, Wadi Saqrah, P.O. Box 840431, King Abdullah Gardens Cross, Amman, JOR, 11184
The Consultant & Investment Group is a Jordan-based company that engages in the healthcare and medical sector. It is engaged in the provision of medical care services. The company generates revenue from medical services and the sale of medicine and medical/ supplies are recognized. The company gains majority of revenue from Jordan. The Group principally operates only in the Hashemite Kingdom of Jordan.
77GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.78
Price
JOD2.20
GF Value