The Consultant & Investment Group (AMM:CICO) ROE %: 3.16% (As of Mar. 2026) — 37% Below Median


AMM:CICO The Consultant & Investment Group AMM:CICO
77 GF Score
Price JOD1.78
GF Value JOD2.20
Valuation Modestly Undervalued
! 3 Warning Signs
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What is The Consultant & Investment Group ROE %?

The Consultant & Investment Group AMM:CICO 77 ROE % is 3.16% as of Mar. 2026, which is 37% below its 10-year median of 5.05. GuruFocus rates AMM:CICO with a GF Score™ of 77/100 and a GF Value™ of JOD2.20 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 628 Healthcare Providers & Services companies, The Consultant & Investment Group ranks better than 53.03% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. The Consultant & Investment Group's annualized net income for the quarter that ended in Mar. 2026 was JOD0.79 Mil. The Consultant & Investment Group's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was JOD25.03 Mil. Therefore, The Consultant & Investment Group's annualized ROE % for the quarter that ended in Mar. 2026 was 3.16%.

The historical rank and industry rank for The Consultant & Investment Group's ROE % or its related term are showing as below:

AMM:CICO' s ROE % Range Over the Past 10 Years
Min: -5.8   Med: 5.05   Max: 7.75
Current: 6.83

During the past 13 years, The Consultant & Investment Group's highest ROE % was 7.75%. The lowest was -5.80%. And the median was 5.05%.

AMM:CICO's ROE % is ranked better than
53.03% of 628 companies
in the Healthcare Providers & Services industry
Industry Median: 5.72 vs AMM:CICO: 6.83

The Consultant & Investment Group  (AMM:CICO) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=0.792/25.03
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(0.792 / 21.648)*(21.648 / 43.541)*(43.541 / 25.03)
=Net Margin %*Asset Turnover*Equity Multiplier
=3.66 %*0.4972*1.7396
=ROA %*Equity Multiplier
=1.82 %*1.7396
=3.16 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=0.792/25.03
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (0.792 / 0.968) * (0.968 / 1.26) * (1.26 / 21.648) * (21.648 / 43.541) * (43.541 / 25.03)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.8182 * 0.7683 * 5.82 % * 0.4972 * 1.7396
=3.16 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


The Consultant & Investment Group ROE % Related Terms


The Consultant & Investment Group ROE % Historical Data

* Premium members only.

The historical data trend for The Consultant & Investment Group's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Consultant & Investment Group ROE % Chart

The Consultant & Investment Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.15 4.25 3.87 6.13 7.75

The Consultant & Investment Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.70 10.22 9.64 4.50 3.16

AMM:CICO vs HCA, THC, DVA: ROE % Comparison

For the Medical Care Facilities subindustry, The Consultant & Investment Group's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Consultant & Investment Group ROE % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, The Consultant & Investment Group's ROE % distribution charts can be found below:

* The bar in red indicates where The Consultant & Investment Group's ROE % falls into.


AMM:CICO
77GF Score
The Consultant & Investment Group AMM:CICO
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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The Consultant & Investment Group ROE % Calculation

The Consultant & Investment Group's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=1.875/( (23.456+24.931)/ 2 )
=1.875/24.1935
=7.75 %

The Consultant & Investment Group's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=0.792/( (24.931+25.129)/ 2 )
=0.792/25.03
=3.16 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 3.16% mean?
The Consultant & Investment Group (AMM:CICO) has a ROE % of 3.16% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on The Consultant & Investment Group and its competitors. This is 37% below median its historical median of 5.05. According to the industry distribution chart, The Consultant & Investment Group ranks #295 out of 628 companies in the Healthcare Providers & Services industry, placing it in the top 47%.
Is The Consultant & Investment Group's ROE % too high?
The Consultant & Investment Group's current ROE % of 3.16% is 37% below median its 10-year median of 5.05. The Healthcare Providers & Services industry median ROE % is 5.72. The Consultant & Investment Group's value of 3.16% is 44.8% below this industry median. Based on the distribution chart, The Consultant & Investment Group ranks #295 out of 628 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, The Consultant & Investment Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Consultant & Investment Group's ROE % compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, The Consultant & Investment Group ranks #295 out of 628 companies for ROE %. This puts The Consultant & Investment Group in the upper half of its industry. The industry median ROE % is 5.72. The Consultant & Investment Group's value of 3.16% is 44.8% below this benchmark. While the company's 10-year median is 5.05 vs. the industry median of 5.72, The Consultant & Investment Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Healthcare Providers & Services company?
The median ROE % among Healthcare Providers & Services companies is 5.72, based on 628 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Consultant & Investment Group's current ROE % of 3.16% is 44.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on The Consultant & Investment Group and its competitors. For the Healthcare Providers & Services industry, the median ROE % is 5.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Consultant & Investment Group's current ROE % is 3.16%, which is 37% below median its own 10-year median of 5.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Consultant & Investment Group stock overvalued right now?
Based on GuruFocus' analysis, The Consultant & Investment Group (AMM:CICO) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD2.20, compared to a current price of JOD1.78 — trading 19.1% below its estimated fair value. The current ROE % is 3.16%, which is 37% below median its 10-year median of 5.05 and 44.8% below the Healthcare Providers & Services industry median of 5.72. The Consultant & Investment Group's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For The Consultant & Investment Group (AMM:CICO), the current ROE % is 3.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Consultant & Investment Group (AMM:CICO) Overvalued in 2026?

Based on GuruFocus' analysis, The Consultant & Investment Group stock appears to be undervalued. The current stock price of JOD1.78 is trading 19.1% below its estimated GF Value™ of JOD2.20. GuruFocus considers The Consultant & Investment Group to be Modestly Undervalued.

Key valuation signals for AMM:CICO:

  • ROE %: 3.16% (37% below median its 10-year median of 5.05)
  • GF Value™: JOD2.20 vs. price of JOD1.78 (19.1% below fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 44.8% below the Healthcare Providers & Services median (#295 of 628)

No single metric tells the full story. See the AMM:CICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Consultant & Investment Group Business Description

Address 44 Al Kindi Street, Wadi Saqrah, P.O. Box 840431, King Abdullah Gardens Cross, Amman, JOR, 11184
The Consultant & Investment Group is a Jordan-based company that engages in the healthcare and medical sector. It is engaged in the provision of medical care services. The company generates revenue from medical services and the sale of medicine and medical/ supplies are recognized. The company gains majority of revenue from Jordan. The Group principally operates only in the Hashemite Kingdom of Jordan.
77GF Score

Get the complete analysis for AMM:CICO

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.78
Price
JOD2.20
GF Value