The Consultant & Investment Group (AMM:CICO) Interest Coverage: 1.60 (As of Mar. 2026) — 39% Below Median


AMM:CICO The Consultant & Investment Group AMM:CICO
77 GF Score
Price JOD1.78
GF Value JOD2.20
Valuation Modestly Undervalued
! 3 Warning Signs
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What is The Consultant & Investment Group Interest Coverage?

The Consultant & Investment Group AMM:CICO 77 Interest Coverage is 1.60 as of Mar. 2026, which is 39% below its 10-year median of 2.64. GuruFocus rates AMM:CICO with a GF Score™ of 77/100 and a GF Value™ of JOD2.20 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 453 Healthcare Providers & Services companies, The Consultant & Investment Group ranks worse than 75.5% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. The Consultant & Investment Group's Operating Income for the three months ended in Mar. 2026 was JOD0.32 Mil. The Consultant & Investment Group's Interest Expense for the three months ended in Mar. 2026 was JOD-0.20 Mil. The Consultant & Investment Group's interest coverage for the quarter that ended in Mar. 2026 was 1.60. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for The Consultant & Investment Group's Interest Coverage or its related term are showing as below:

AMM:CICO' s Interest Coverage Range Over the Past 10 Years
Min: 1.67   Med: 2.64   Max: 3.73
Current: 2.77


AMM:CICO's Interest Coverage is ranked worse than
75.5% of 453 companies
in the Healthcare Providers & Services industry
Industry Median: 7.98 vs AMM:CICO: 2.77

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


The Consultant & Investment Group  (AMM:CICO) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


The Consultant & Investment Group Interest Coverage Related Terms


The Consultant & Investment Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for The Consultant & Investment Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

The Consultant & Investment Group Interest Coverage Chart

The Consultant & Investment Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.68 3.55 3.73 2.54 2.89

The Consultant & Investment Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.36 3.73 3.95 1.32 1.60

AMM:CICO vs HCA, THC, DVA: Interest Coverage Comparison

For the Medical Care Facilities subindustry, The Consultant & Investment Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Consultant & Investment Group Interest Coverage vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, The Consultant & Investment Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where The Consultant & Investment Group's Interest Coverage falls into.


AMM:CICO
77GF Score
The Consultant & Investment Group AMM:CICO
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Consultant & Investment Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

The Consultant & Investment Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, The Consultant & Investment Group's Interest Expense was JOD-0.97 Mil. Its Operating Income was JOD2.79 Mil. And its Long-Term Debt & Capital Lease Obligation was JOD9.16 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2.789/-0.965
=2.89

The Consultant & Investment Group's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, The Consultant & Investment Group's Interest Expense was JOD-0.20 Mil. Its Operating Income was JOD0.32 Mil. And its Long-Term Debt & Capital Lease Obligation was JOD8.57 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.315/-0.197
=1.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.60 mean?
The Consultant & Investment Group (AMM:CICO) has a Interest Coverage of 1.60 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Consultant & Investment Group and its competitors. This is 39% below median its historical median of 2.64. Over the past decade, The Consultant & Investment Group's Interest Coverage has ranged from 1.67 to 3.73. According to the industry distribution chart, The Consultant & Investment Group ranks #342 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 75.5%.
Is The Consultant & Investment Group's Interest Coverage too high?
The Consultant & Investment Group's current Interest Coverage of 1.60 is 39% below median its 10-year median of 2.64. Over the past 10 years, this metric has ranged from a low of 1.67 to a high of 3.73. The Healthcare Providers & Services industry median Interest Coverage is 7.98. The Consultant & Investment Group's value of 1.60 is 79.9% below this industry median. Based on the distribution chart, The Consultant & Investment Group ranks #342 out of 453 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers. Overall, The Consultant & Investment Group has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Consultant & Investment Group's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, The Consultant & Investment Group ranks #342 out of 453 companies for Interest Coverage. This places The Consultant & Investment Group in the lower half of its industry. The industry median Interest Coverage is 7.98. The Consultant & Investment Group's value of 1.60 is 79.9% below this benchmark. Historically, The Consultant & Investment Group's own Interest Coverage has ranged from 1.67 to 3.73 over the past decade. While the company's 10-year median is 2.64 vs. the industry median of 7.98, The Consultant & Investment Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Consultant & Investment Group's current Interest Coverage of 1.60 is 79.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on The Consultant & Investment Group and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Consultant & Investment Group's current Interest Coverage is 1.60, which is 39% below median its own 10-year median of 2.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Consultant & Investment Group stock overvalued right now?
Based on GuruFocus' analysis, The Consultant & Investment Group (AMM:CICO) is currently considered Modestly Undervalued. The stock's GF Value™ is JOD2.20, compared to a current price of JOD1.78 — trading 19.1% below its estimated fair value. The current Interest Coverage is 1.60, which is 39% below median its 10-year median of 2.64 and 79.9% below the Healthcare Providers & Services industry median of 7.98. The Consultant & Investment Group's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For The Consultant & Investment Group (AMM:CICO), the current Interest Coverage is 1.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Consultant & Investment Group (AMM:CICO) Overvalued in 2026?

Based on GuruFocus' analysis, The Consultant & Investment Group stock appears to be undervalued. The current stock price of JOD1.78 is trading 19.1% below its estimated GF Value™ of JOD2.20. GuruFocus considers The Consultant & Investment Group to be Modestly Undervalued.

Key valuation signals for AMM:CICO:

  • Interest Coverage: 1.60 (39% below median its 10-year median of 2.64)
  • GF Value™: JOD2.20 vs. price of JOD1.78 (19.1% below fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 79.9% below the Healthcare Providers & Services median (#342 of 453)

No single metric tells the full story. See the AMM:CICO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Consultant & Investment Group Business Description

Address 44 Al Kindi Street, Wadi Saqrah, P.O. Box 840431, King Abdullah Gardens Cross, Amman, JOR, 11184
The Consultant & Investment Group is a Jordan-based company that engages in the healthcare and medical sector. It is engaged in the provision of medical care services. The company generates revenue from medical services and the sale of medicine and medical/ supplies are recognized. The company gains majority of revenue from Jordan. The Group principally operates only in the Hashemite Kingdom of Jordan.
77GF Score

Get the complete analysis for AMM:CICO

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD1.78
Price
JOD2.20
GF Value