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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Aspen Group's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $1.10 Mil. Aspen Group's average total debt for the quarter that ended in Jan. 2026 was $19.46 Mil. Therefore, Aspen Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 5.67%.
Aspen Group (OTCPK:ASPU) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Aspen Group Effective Interest Rate on Debt % Related Terms
Aspen Group Effective Interest Rate on Debt % Historical Data
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The historical data trend for Aspen Group's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aspen Group Effective Interest Rate on Debt % Chart
ASPU vs VSA, WAFU, AMBO: Effective Interest Rate on Debt % Comparison
For the Education & Training Services subindustry, Aspen Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aspen Group Effective Interest Rate on Debt % vs Education Industry
For the Education industry and Consumer Defensive sector, Aspen Group's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Aspen Group's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jan. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 5.67% mean?
Aspen Group (ASPU) has a Effective Interest Rate on Debt % of 5.67% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Aspen Group and its competitors.
Is Aspen Group's Effective Interest Rate on Debt % too high?
Aspen Group's current Effective Interest Rate on Debt % is 5.67%. Overall, Aspen Group has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Aspen Group's Effective Interest Rate on Debt % compare to VSA and WAFU?
Aspen Group's Effective Interest Rate on Debt % of 5.67% can be compared against companies in the Education industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Education company?
A good Effective Interest Rate on Debt % depends on the Education industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Aspen Group and its competitors. Aspen Group's current Effective Interest Rate on Debt % is 5.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aspen Group stock overvalued right now?
Aspen Group (ASPU) has a current Effective Interest Rate on Debt % of 5.67%. The current Effective Interest Rate on Debt % is 5.67%. Aspen Group's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Aspen Group (ASPU), the current Effective Interest Rate on Debt % is 5.67% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aspen Group Inc is an education technology holding company that leverages its infrastructure and expertise to allow its two universities, Aspen University and United States University, to offer Associate, Bachelor's, Master's, and Doctoral degree programs that span multiple programs of study with a concentrated focus on nursing. The schools at its universities include; the School of Nursing and Health Sciences; School of Education; and School of Business and Technology. The company offers affordable tuition and flexible financing solutions to students, to deliver on its vision of making college education affordable again.
42GF Score
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