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Aspen GroupASPU -6.64%42 Interest Coverage is 6.27 as of Jan. 2026. GuruFocus rates ASPU with a GF Score™ of 42/100. The stock has 4 warning signs investors should review. Among 194 Education companies, Aspen Group ranks worse than 75.77% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Aspen Group's
Operating Income
for the
three
months ended in Jan. 2026 was $1.73 Mil. Aspen Group's Interest Expense for the
three
months ended in Jan. 2026 was $-0.28 Mil.
Aspen Group's interest coverage for the quarter that ended in Jan. 2026 was 6.27.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Aspen Group's Interest Coverage or its related term are showing as below:
ASPU'
s Interest Coverage Range Over the Past 10 Years
Min: 0 Med: 0 Max: 3.91
Current: 3.91
ASPU's Interest Coverage is ranked worse than 75.77% of 194
companies
in the Education industry
Industry Median: 13.665
vs ASPU: 3.91
Aspen Group (OTCPK:ASPU) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Aspen Group Interest Coverage Related Terms
Aspen Group Interest Coverage Historical Data
* Premium members only.
The historical data trend for Aspen Group's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ASPU vs VSA, WAFU, AMBO: Interest Coverage Comparison
For the Education & Training Services subindustry, Aspen Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aspen Group Interest Coverage vs Education Industry
For the Education industry and Consumer Defensive sector, Aspen Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Aspen Group's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aspen Group (ASPU) has a Interest Coverage of 6.27 as of Jan. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aspen Group and its competitors. According to the industry distribution chart, Aspen Group ranks #147 out of 194 companies in the Education industry, placing it in the top 75.8%.
Is Aspen Group's Interest Coverage too high?
Aspen Group's current Interest Coverage is 6.27. The Education industry median Interest Coverage is 13.67. Aspen Group's value of 6.27 is 54.1% below this industry median. Based on the distribution chart, Aspen Group ranks #147 out of 194 companies in the Education industry, which is in the bottom quartile relative to peers. Overall, Aspen Group has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Aspen Group's Interest Coverage compare to VSA and WAFU?
According to the Education industry distribution chart, Aspen Group ranks #147 out of 194 companies for Interest Coverage. This places Aspen Group in the lower half of its industry. The industry median Interest Coverage is 13.67. Aspen Group's value of 6.27 is 54.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Education company?
The median Interest Coverage among Education companies is 13.67, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aspen Group's current Interest Coverage of 6.27 is 54.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Aspen Group and its competitors. For the Education industry, the median Interest Coverage is 13.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aspen Group's current Interest Coverage is 6.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aspen Group stock overvalued right now?
Aspen Group (ASPU) has a current Interest Coverage of 6.27. The current Interest Coverage is 6.27 and 54.1% below the Education industry median of 13.67. Aspen Group's overall GF Score™ is 42/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Aspen Group (ASPU), the current Interest Coverage is 6.27 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Aspen Group Inc is an education technology holding company that leverages its infrastructure and expertise to allow its two universities, Aspen University and United States University, to offer Associate, Bachelor's, Master's, and Doctoral degree programs that span multiple programs of study with a concentrated focus on nursing. The schools at its universities include; the School of Nursing and Health Sciences; School of Education; and School of Business and Technology. The company offers affordable tuition and flexible financing solutions to students, to deliver on its vision of making college education affordable again.
42GF Score
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