Eagers Automotive (ASX:APE) Effective Interest Rate on Debt %: 3.16% (As of Dec. 2025)


ASX:APE Eagers Automotive Ltd ASX:APE
93 GF Score
Price A$21.33
GF Value A$22.77
Valuation Fairly Valued
! 3 Warning Signs
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What is Eagers Automotive Effective Interest Rate on Debt %?

Eagers Automotive ASX:APE -2.47% 93 Effective Interest Rate on Debt % is 3.16% as of Dec. 2025. GuruFocus rates ASX:APE with a GF Score™ of 93/100 and a GF Value™ of A$22.77 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Eagers Automotive's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$104 Mil. Eagers Automotive's average total debt for the quarter that ended in Dec. 2025 was A$3,304 Mil. Therefore, Eagers Automotive's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.16%.


Eagers Automotive  (ASX:APE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Eagers Automotive Effective Interest Rate on Debt % Related Terms


Eagers Automotive Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Eagers Automotive's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eagers Automotive Effective Interest Rate on Debt % Chart

Eagers Automotive Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.35 1.90 3.49 4.69 4.70

Eagers Automotive Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.83 6.95 3.81 5.71 3.16

ASX:APE vs CVNA, PAG, ALTB: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, Eagers Automotive's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eagers Automotive Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Eagers Automotive's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Eagers Automotive's Effective Interest Rate on Debt % falls into.


ASX:APE
93GF Score
Eagers Automotive Ltd ASX:APE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Eagers Automotive Effective Interest Rate on Debt % Calculation

Eagers Automotive's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -151.018/( (3370.592+3055.856)/ 2 )
=-1  *  -151.018/3213.224
=4.70 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1649.111 + 1721.481
=3370.592

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1181.88 + 1873.976
=3055.856

Eagers Automotive's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -104.416/( (3551.541+3055.856)/ 2 )
=-1  *  -104.416/3303.6985
=3.16 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1549.683 + 2001.858
=3551.541

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1181.88 + 1873.976
=3055.856

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.16% mean?
Eagers Automotive (ASX:APE) has a Effective Interest Rate on Debt % of 3.16% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Eagers Automotive and its competitors.
Is Eagers Automotive's Effective Interest Rate on Debt % too high?
Eagers Automotive's current Effective Interest Rate on Debt % is 3.16%. Overall, Eagers Automotive has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Eagers Automotive's Effective Interest Rate on Debt % compare to CVNA and PAG?
Eagers Automotive's Effective Interest Rate on Debt % of 3.16% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Eagers Automotive and its competitors. Eagers Automotive's current Effective Interest Rate on Debt % is 3.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eagers Automotive stock overvalued right now?
Based on GuruFocus' analysis, Eagers Automotive (ASX:APE) is currently considered Fairly Valued. The stock's GF Value™ is A$22.77, compared to a current price of A$21.33 — trading 6.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.16%. Eagers Automotive's overall GF Score™ is 93/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Eagers Automotive (ASX:APE), the current Effective Interest Rate on Debt % is 3.16% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Eagers Automotive (ASX:APE) Overvalued in 2026?

Based on GuruFocus' analysis, Eagers Automotive stock appears to be undervalued. The current stock price of A$21.33 is trading 6.3% below its estimated GF Value™ of A$22.77. GuruFocus considers Eagers Automotive to be Fairly Valued.

Key valuation signals for ASX:APE:

  • Effective Interest Rate on Debt %: 3.16%
  • GF Value™: A$22.77 vs. price of A$21.33 (6.3% below fair value)
  • GF Score™: 93/100 with 3 warning signs

No single metric tells the full story. See the ASX:APE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Eagers Automotive Business Description

Other Exchanges K7Z:Germany
Address 5 Edmund Street, Newstead, Brisbane, QLD, AUS, 4006
Eagers Automotive is the largest automotive retailing group in the Australian market, with an estimated share of over 14% of new-vehicle sales. The company offers a range of products and services, including the sale of new and used vehicles, vehicle repair services, and parts. The company also facilitates vehicle financing through third-party providers. Additionally, Eagers operates a truck retailing business, offering a similar range of products and services.
93GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$21.33
Price
A$22.77
GF Value