FOS Capital (ASX:FOS) Effective Interest Rate on Debt %: 7.05% (As of Dec. 2025)


What is FOS Capital Effective Interest Rate on Debt %?

FOS Capital ASX:FOS Effective Interest Rate on Debt % is 7.05% as of Dec. 2025. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. FOS Capital's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$0.44 Mil. FOS Capital's average total debt for the quarter that ended in Dec. 2025 was A$6.29 Mil. Therefore, FOS Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 7.05%.

FOS Capital  (ASX:FOS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

FOS Capital Effective Interest Rate on Debt % Related Terms

FOS Capital Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for FOS Capital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

FOS Capital Effective Interest Rate on Debt % Chart

FOS Capital Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
2.98 3.47 4.15 8.59 7.27

FOS Capital Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 7.52 8.68 7.46 7.81 7.05

ASX:FOS vs VRT, BE, HUBB: Effective Interest Rate on Debt % Comparison

For the Electrical Equipment & Parts subindustry, FOS Capital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FOS Capital Effective Interest Rate on Debt % vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, FOS Capital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where FOS Capital's Effective Interest Rate on Debt % falls into.


FOS Capital Effective Interest Rate on Debt % Calculation

FOS Capital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.433/( (5.197+6.72)/ 2 )
=-1  *  -0.433/5.9585
=7.27 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.943 + 2.254
=5.197

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.92 + 3.8
=6.72

FOS Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.444/( (6.72+5.868)/ 2 )
=-1  *  -0.444/6.294
=7.05 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.92 + 3.8
=6.72

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.143 + 3.725
=5.868

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 7.05% mean?
FOS Capital (ASX:FOS) has a Effective Interest Rate on Debt % of 7.05% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FOS Capital and its competitors.
Is FOS Capital's Effective Interest Rate on Debt % too high?
FOS Capital's current Effective Interest Rate on Debt % is 7.05%.
How does FOS Capital's Effective Interest Rate on Debt % compare to VRT and BE?
FOS Capital's Effective Interest Rate on Debt % of 7.05% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Industrial Products company?
A good Effective Interest Rate on Debt % depends on the Industrial Products industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on FOS Capital and its competitors. FOS Capital's current Effective Interest Rate on Debt % is 7.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FOS Capital stock overvalued right now?
Based on GuruFocus' analysis, FOS Capital (ASX:FOS) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.24, compared to a current price of A$0.10 — trading 58.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 7.05%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For FOS Capital (ASX:FOS), the current Effective Interest Rate on Debt % is 7.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

FOS Capital Business Description

Address Rose Street, Unit 3B/41, Richmond, Melbourne, VIC, AUS, 3121
FOS Capital Ltd is engaged in the manufacturing of a full range of commercial luminaires, outdoor fittings, and linear extruded lighting, and the distribution of a complete range of commercial and architectural lighting solutions. The company is organised into two operating segments based on geographical locations, Australia and New Zealand. The majority of its revenue is generated from Australia.