FOS Capital (ASX:FOS) Interest Coverage: 0.82 (As of Dec. 2025) — 82% Below Median


ASX:FOS FOS Capital Ltd ASX:FOS
29 GF Score
Price A$0.11
GF Value A$0.24
Valuation Significantly Undervalued
! 5 Warning Signs
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What is FOS Capital Interest Coverage?

FOS Capital ASX:FOS 29 Interest Coverage is 0.82 as of Dec. 2025, which is 82% below its 10-year median of 4.57. GuruFocus rates ASX:FOS with a GF Score™ of 29/100 and a GF Value™ of A$0.24 (Significantly Undervalued). The stock has 5 warning signs investors should review. Among 2,330 Industrial Products companies, FOS Capital ranks worse than 93.39% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. FOS Capital's Operating Income for the six months ended in Dec. 2025 was A$0.18 Mil. FOS Capital's Interest Expense for the six months ended in Dec. 2025 was A$-0.22 Mil. FOS Capital's interest coverage for the quarter that ended in Dec. 2025 was 0.82. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for FOS Capital's Interest Coverage or its related term are showing as below:

ASX:FOS' s Interest Coverage Range Over the Past 10 Years
Min: 1.37   Med: 4.57   Max: 10.79
Current: 1.37


ASX:FOS's Interest Coverage is ranked worse than
93.39% of 2330 companies
in the Industrial Products industry
Industry Median: 14.835 vs ASX:FOS: 1.37

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


FOS Capital  (ASX:FOS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


FOS Capital Interest Coverage Related Terms


FOS Capital Interest Coverage Historical Data

* Premium members only.

The historical data trend for FOS Capital's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

FOS Capital Interest Coverage Chart

FOS Capital Annual Data
Trend Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
0.00 1.60 10.79 5.53 3.60

FOS Capital Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 7.82 4.49 5.65 1.89 0.82

ASX:FOS vs VRT, BE, NVT: Interest Coverage Comparison

For the Electrical Equipment & Parts subindustry, FOS Capital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


FOS Capital Interest Coverage vs Industrial Products Industry

For the Industrial Products industry and Industrials sector, FOS Capital's Interest Coverage distribution charts can be found below:

* The bar in red indicates where FOS Capital's Interest Coverage falls into.


ASX:FOS
29GF Score
FOS Capital Ltd ASX:FOS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

FOS Capital Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

FOS Capital's Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, FOS Capital's Interest Expense was A$-0.43 Mil. Its Operating Income was A$1.56 Mil. And its Long-Term Debt & Capital Lease Obligation was A$2.92 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*1.559/-0.433
=3.60

FOS Capital's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, FOS Capital's Interest Expense was A$-0.22 Mil. Its Operating Income was A$0.18 Mil. And its Long-Term Debt & Capital Lease Obligation was A$2.14 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*0.181/-0.222
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.82 mean?
FOS Capital (ASX:FOS) has a Interest Coverage of 0.82 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FOS Capital and its competitors. This is 82% below median its historical median of 4.57. Over the past decade, FOS Capital's Interest Coverage has ranged from 1.37 to 10.79. According to the industry distribution chart, FOS Capital ranks #2176 out of 2330 companies in the Industrial Products industry, placing it in the top 93.4%.
Is FOS Capital's Interest Coverage too high?
FOS Capital's current Interest Coverage of 0.82 is 82% below median its 10-year median of 4.57. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 10.79. The Industrial Products industry median Interest Coverage is 14.84. FOS Capital's value of 0.82 is 94.5% below this industry median. Based on the distribution chart, FOS Capital ranks #2176 out of 2330 companies in the Industrial Products industry, which is in the bottom quartile relative to peers. Overall, FOS Capital has a GF Score™ of 29/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does FOS Capital's Interest Coverage compare to VRT and BE?
According to the Industrial Products industry distribution chart, FOS Capital ranks #2176 out of 2330 companies for Interest Coverage. This places FOS Capital in the lower half of its industry. The industry median Interest Coverage is 14.84. FOS Capital's value of 0.82 is 94.5% below this benchmark. Historically, FOS Capital's own Interest Coverage has ranged from 1.37 to 10.79 over the past decade. While the company's 10-year median is 4.57 vs. the industry median of 14.84, FOS Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Industrial Products company?
The median Interest Coverage among Industrial Products companies is 14.84, based on 2,330 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FOS Capital's current Interest Coverage of 0.82 is 94.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on FOS Capital and its competitors. For the Industrial Products industry, the median Interest Coverage is 14.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FOS Capital's current Interest Coverage is 0.82, which is 82% below median its own 10-year median of 4.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FOS Capital stock overvalued right now?
Based on GuruFocus' analysis, FOS Capital (ASX:FOS) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.24, compared to a current price of A$0.11 — trading 56.3% below its estimated fair value. The current Interest Coverage is 0.82, which is 82% below median its 10-year median of 4.57 and 94.5% below the Industrial Products industry median of 14.84. FOS Capital's overall GF Score™ is 29/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For FOS Capital (ASX:FOS), the current Interest Coverage is 0.82 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is FOS Capital (ASX:FOS) Overvalued in 2026?

Based on GuruFocus' analysis, FOS Capital stock appears to be undervalued. The current stock price of A$0.11 is trading 56.3% below its estimated GF Value™ of A$0.24. GuruFocus considers FOS Capital to be Significantly Undervalued.

Key valuation signals for ASX:FOS:

  • Interest Coverage: 0.82 (82% below median its 10-year median of 4.57)
  • GF Value™: A$0.24 vs. price of A$0.11 (56.3% below fair value)
  • GF Score™: 29/100 with 5 warning signs
  • Industry Position: 94.5% below the Industrial Products median (#2176 of 2330)

No single metric tells the full story. See the ASX:FOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


FOS Capital Business Description

Address Rose Street, Unit 3B/41, Richmond, Melbourne, VIC, AUS, 3121
FOS Capital Ltd is engaged in the manufacturing of a full range of commercial luminaires, outdoor fittings, and linear extruded lighting, and the distribution of a complete range of commercial and architectural lighting solutions. The company is organised into two operating segments based on geographical locations, Australia and New Zealand. The majority of its revenue is generated from Australia.
29GF Score

Get the complete analysis for ASX:FOS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.11
Price
A$0.24
GF Value