Turners Automotive Group (ASX:TRA) Effective Interest Rate on Debt %: 4.95% (As of Mar. 2026)

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ASX:TRA Turners Automotive Group Ltd ASX:TRA
44 GF Score
Price A$7.03
GF Value A$3.66
Valuation Significantly Overvalued
! 11 Warning Signs
View Full Analysis

What is Turners Automotive Group Effective Interest Rate on Debt %?

Turners Automotive Group ASX:TRA 44 Effective Interest Rate on Debt % is 4.95% as of Mar. 2026. GuruFocus rates ASX:TRA with a GF Score™ of 44/100 and a GF Value™ of A$3.66 (Significantly Overvalued). The stock has 11 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Turners Automotive Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was A$24.0 Mil. Turners Automotive Group's average total debt for the quarter that ended in Mar. 2026 was A$484.1 Mil. Therefore, Turners Automotive Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.95%.


Turners Automotive Group  (ASX:TRA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Turners Automotive Group Effective Interest Rate on Debt % Related Terms


Turners Automotive Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Turners Automotive Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Turners Automotive Group Effective Interest Rate on Debt % Chart

Turners Automotive Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.71 4.53 6.25 5.92 5.03

Turners Automotive Group Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.48 6.18 5.85 5.50 4.95

ASX:TRA vs CVNA, PAG, ALTB: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, Turners Automotive Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Turners Automotive Group Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Turners Automotive Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Turners Automotive Group's Effective Interest Rate on Debt % falls into.


ASX:TRA
44GF Score
Turners Automotive Group Ltd ASX:TRA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Turners Automotive Group Effective Interest Rate on Debt % Calculation

Turners Automotive Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -23.389/( (425.545+505.323)/ 2 )
=-1  *  -23.389/465.434
=5.03 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.076 + 410.469
=425.545

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.425 + 492.898
=505.323

Turners Automotive Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -23.964/( (462.914+505.323)/ 2 )
=-1  *  -23.964/484.1185
=4.95 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 462.914
=462.914

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.425 + 492.898
=505.323

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.95% mean?
Turners Automotive Group (ASX:TRA) has a Effective Interest Rate on Debt % of 4.95% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Turners Automotive Group and its competitors.
Is Turners Automotive Group's Effective Interest Rate on Debt % too high?
Turners Automotive Group's current Effective Interest Rate on Debt % is 4.95%. Overall, Turners Automotive Group has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Turners Automotive Group's Effective Interest Rate on Debt % compare to CVNA and PAG?
Turners Automotive Group's Effective Interest Rate on Debt % of 4.95% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Turners Automotive Group and its competitors. Turners Automotive Group's current Effective Interest Rate on Debt % is 4.95%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Turners Automotive Group stock overvalued right now?
Based on GuruFocus' analysis, Turners Automotive Group (ASX:TRA) is currently considered Significantly Overvalued. The stock's GF Value™ is A$3.66, compared to a current price of A$7.03 — trading 92.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.95%. Turners Automotive Group's overall GF Score™ is 44/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Turners Automotive Group (ASX:TRA), the current Effective Interest Rate on Debt % is 4.95% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Turners Automotive Group (ASX:TRA) Overvalued in 2026?

Based on GuruFocus' analysis, Turners Automotive Group stock appears to be overvalued. The current stock price of A$7.03 is trading 92.1% above its estimated GF Value™ of A$3.66. GuruFocus considers Turners Automotive Group to be Significantly Overvalued.

Key valuation signals for ASX:TRA:

  • Effective Interest Rate on Debt %: 4.95%
  • GF Value™: A$3.66 vs. price of A$7.03 (92.1% above fair value)
  • GF Score™: 44/100 with 11 warning signs

No single metric tells the full story. See the ASX:TRA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Turners Automotive Group Business Description

Other Exchanges TRA:New Zealand
Address 70 Shortland Street, Level 5, PO Box 1232, Auckland, NZL, 1140
Turners Automotive Group Ltd, along with its subsidiaries, operates in the following reportable segments: Auto retail, Finance, Insurance, Credit management, and Corporate and other. The majority of its revenue is generated from the Auto retail segment, which is involved in remarketing (motor vehicles, trucks, heavy machinery, and commercial goods) and purchasing goods for sale. The Finance segment provides asset-based finance to consumers and SME's; the Insurance segment is involved in marketing and administration of a range of life and consumer insurance products; and the Credit management segment provides collection services, credit management, and debt recovery services to the corporate and SME sectors. Geographically, the group operates in New Zealand and Australia.
44GF Score

Get the complete analysis for ASX:TRA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$7.03
Price
A$3.66
GF Value