Viva Energy Group (ASX:VEA) Effective Interest Rate on Debt %: 3.02% (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:VEA Viva Energy Group Ltd ASX:VEA
75 GF Score
Price A$2.34
GF Value A$3.25
Valuation Modestly Undervalued
! 8 Warning Signs
View Full Analysis

What is Viva Energy Group Effective Interest Rate on Debt %?

Viva Energy Group ASX:VEA +1.30% 75 Effective Interest Rate on Debt % is 3.02% as of Dec. 2025. GuruFocus rates ASX:VEA with a GF Score™ of 75/100 and a GF Value™ of A$3.25 (Modestly Undervalued). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Viva Energy Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$176 Mil. Viva Energy Group's average total debt for the quarter that ended in Dec. 2025 was A$5,825 Mil. Therefore, Viva Energy Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.02%.


Viva Energy Group  (ASX:VEA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Viva Energy Group Effective Interest Rate on Debt % Related Terms


Viva Energy Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Viva Energy Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Viva Energy Group Effective Interest Rate on Debt % Chart

Viva Energy Group Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.66 1.44 2.99 3.74 3.10

Viva Energy Group Semi-Annual Data
Dec17 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.32 3.26 3.25 3.13 3.02

ASX:VEA vs VLO, MPC, PSX: Effective Interest Rate on Debt % Comparison

For the Oil & Gas Refining & Marketing subindustry, Viva Energy Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Viva Energy Group Effective Interest Rate on Debt % vs Oil & Gas Industry

For the Oil & Gas industry and Energy sector, Viva Energy Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Viva Energy Group's Effective Interest Rate on Debt % falls into.


ASX:VEA
75GF Score
Viva Energy Group Ltd ASX:VEA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Viva Energy Group Effective Interest Rate on Debt % Calculation

Viva Energy Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -176.5/( (5532.5+5858.1)/ 2 )
=-1  *  -176.5/5695.3
=3.10 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5259.4 + 273.1
=5532.5

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5561.6 + 296.5
=5858.1

Viva Energy Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -175.8/( (5791.5+5858.1)/ 2 )
=-1  *  -175.8/5824.8
=3.02 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5497.3 + 294.2
=5791.5

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5561.6 + 296.5
=5858.1

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.02% mean?
Viva Energy Group (ASX:VEA) has a Effective Interest Rate on Debt % of 3.02% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Viva Energy Group and its competitors.
Is Viva Energy Group's Effective Interest Rate on Debt % too high?
Viva Energy Group's current Effective Interest Rate on Debt % is 3.02%. Overall, Viva Energy Group has a GF Score™ of 75/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Viva Energy Group's Effective Interest Rate on Debt % compare to VLO and MPC?
Viva Energy Group's Effective Interest Rate on Debt % of 3.02% can be compared against companies in the Oil & Gas industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Oil & Gas company?
A good Effective Interest Rate on Debt % depends on the Oil & Gas industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Viva Energy Group and its competitors. Viva Energy Group's current Effective Interest Rate on Debt % is 3.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Viva Energy Group stock overvalued right now?
Based on GuruFocus' analysis, Viva Energy Group (ASX:VEA) is currently considered Modestly Undervalued. The stock's GF Value™ is A$3.25, compared to a current price of A$2.34 — trading 28% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.02%. Viva Energy Group's overall GF Score™ is 75/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Viva Energy Group (ASX:VEA), the current Effective Interest Rate on Debt % is 3.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Viva Energy Group (ASX:VEA) Overvalued in 2026?

Based on GuruFocus' analysis, Viva Energy Group stock appears to be undervalued. The current stock price of A$2.34 is trading 28% below its estimated GF Value™ of A$3.25. GuruFocus considers Viva Energy Group to be Modestly Undervalued.

Key valuation signals for ASX:VEA:

  • Effective Interest Rate on Debt %: 3.02%
  • GF Value™: A$3.25 vs. price of A$2.34 (28% below fair value)
  • GF Score™: 75/100 with 8 warning signs

No single metric tells the full story. See the ASX:VEA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Viva Energy Group Business Description

Industry EnergyOil & Gas
Other Exchanges 2AH:Germany
Address 720 Bourke Street, Level 16, Docklands, Melbourne, VIC, AUS, 3008
Viva is Australia's second-largest vertically integrated refined transport fuel supplier. We rate Viva as the second-most-significant pipeline owner, and at approximately 1,155 locations, Viva supplies the third-largest number of retail sites in Australia behind Ampol at approximately 1,985 and BP at 1,400.Vitol bought Shell's Australian downstream operations in 2014, and renamed them Viva Energy. Viva subsequently bought Shell's Australian aviation operations and a 50% investment in Liberty Oil. In 2016, Viva sold (and leased back) a portfolio of its retail sites to Viva Energy REIT and listed Viva Energy REIT on the ASX. It has since sold its entire REIT stake for AUD 734 million.Viva acquired OTR Group in 2014 for AUD 1.2 billion bringing over 200 South Australian stores.
75GF Score

Get the complete analysis for ASX:VEA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$2.34
Price
A$3.25
GF Value