Vitrafy Life Sciences (ASX:VFY) Effective Interest Rate on Debt %: 5.39% (As of Dec. 2025)

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ASX:VFY Vitrafy Life Sciences Ltd ASX:VFY
5 GF Score
Price A$2.81
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What is Vitrafy Life Sciences Effective Interest Rate on Debt %?

Vitrafy Life Sciences ASX:VFY -0.71% 5 Effective Interest Rate on Debt % is 5.39% as of Dec. 2025. GuruFocus rates ASX:VFY with a GF Score™ of 5/100. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Vitrafy Life Sciences's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was A$0.02 Mil. Vitrafy Life Sciences's average total debt for the quarter that ended in Dec. 2025 was A$0.37 Mil. Therefore, Vitrafy Life Sciences's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 5.39%.

Vitrafy Life Sciences  (ASX:VFY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Vitrafy Life Sciences Effective Interest Rate on Debt % Related Terms

Vitrafy Life Sciences Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Vitrafy Life Sciences's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Vitrafy Life Sciences Effective Interest Rate on Debt % Chart

Vitrafy Life Sciences Annual Data
Trend Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
0.00 0.00 2,196.21 1,495.85

Vitrafy Life Sciences Semi-Annual Data
Jun22 Jun23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 0.00 2,851.93 5.32 5.39

ASX:VFY vs MSFT, ORCL, PLTR: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Vitrafy Life Sciences's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Vitrafy Life Sciences Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Vitrafy Life Sciences's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Vitrafy Life Sciences's Effective Interest Rate on Debt % falls into.


ASX:VFY
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Vitrafy Life Sciences Ltd ASX:VFY
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Vitrafy Life Sciences Effective Interest Rate on Debt % Calculation

Vitrafy Life Sciences's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -6.492/( (0.475+0.393)/ 2 )
=-1  *  -6.492/0.434
=1,495.85 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.392 + 0.083
=0.475

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.303 + 0.09
=0.393

Vitrafy Life Sciences's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.02/( (0.393+0.349)/ 2 )
=-1  *  -0.02/0.371
=5.39 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.303 + 0.09
=0.393

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.255 + 0.094
=0.349

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.39% mean?
Vitrafy Life Sciences (ASX:VFY) has a Effective Interest Rate on Debt % of 5.39% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vitrafy Life Sciences and its competitors.
Is Vitrafy Life Sciences' Effective Interest Rate on Debt % too high?
Vitrafy Life Sciences' current Effective Interest Rate on Debt % is 5.39%. Overall, Vitrafy Life Sciences has a GF Score™ of 5/100, reflecting its overall financial health beyond just this single metric.
How does Vitrafy Life Sciences' Effective Interest Rate on Debt % compare to MSFT and ORCL?
Vitrafy Life Sciences' Effective Interest Rate on Debt % of 5.39% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Vitrafy Life Sciences and its competitors. Vitrafy Life Sciences's current Effective Interest Rate on Debt % is 5.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vitrafy Life Sciences stock overvalued right now?
Vitrafy Life Sciences (ASX:VFY) has a current Effective Interest Rate on Debt % of 5.39%. The current Effective Interest Rate on Debt % is 5.39%. Vitrafy Life Sciences' overall GF Score™ is 5/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Vitrafy Life Sciences (ASX:VFY), the current Effective Interest Rate on Debt % is 5.39% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Vitrafy Life Sciences Business Description

Address 385 Bourke Street, Suite 2, Level 11, Melbourne, VIC, AUS, 3000
Vitrafy Life Sciences Ltd developed a range of proprietary smart cryopreservation hardware devices and Lifechain, an integrated, cloud-based software platform, to provide a complete, vertically integrated cryopreservation solution to retain the quality of cryopreserved biomaterials. The company devices includes Vitrafy's Smart Cryopreservation Device; Vitrafy's Smart Thawing Device and Vitrafy's Smart Packaging.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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