ATOGY (AUTO1 Group) Effective Interest Rate on Debt %: 1.58% (As of Mar. 2026)


ATOGY AUTO1 Group ATOGY
72 GF Score
Price $5.37
GF Value $2.36
! 5 Warning Signs
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What is AUTO1 Group Effective Interest Rate on Debt %?

AUTO1 Group ATOGY +26.65% 72 Effective Interest Rate on Debt % is 1.58% as of Mar. 2026. GuruFocus rates ATOGY with a GF Score™ of 72/100 and a GF Value™ of $2.36. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AUTO1 Group's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $31 Mil. AUTO1 Group's average total debt for the quarter that ended in Mar. 2026 was $1,987 Mil. Therefore, AUTO1 Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 1.58%.


AUTO1 Group  (OTCPK:ATOGY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AUTO1 Group Effective Interest Rate on Debt % Related Terms


AUTO1 Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AUTO1 Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AUTO1 Group Effective Interest Rate on Debt % Chart

AUTO1 Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.75 2.39 2.50 2.43 2.18

AUTO1 Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.63 1.67 1.93 1.51 1.58

ATOGY vs CVNA, PAG, ALTB: Effective Interest Rate on Debt % Comparison

For the Auto & Truck Dealerships subindustry, AUTO1 Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AUTO1 Group Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, AUTO1 Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AUTO1 Group's Effective Interest Rate on Debt % falls into.


ATOGY
72GF Score
AUTO1 Group ATOGY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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AUTO1 Group Effective Interest Rate on Debt % Calculation

AUTO1 Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -35.093/( (1227.981+1987.015)/ 2 )
=-1  *  -35.093/1607.498
=2.18 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=969.005 + 258.976
=1227.981

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1617.722 + 369.293
=1987.015

AUTO1 Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -31.44/( (1987.015+0)/ 1 )
=-1  *  -31.44/1987.015
=1.58 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1617.722 + 369.293
=1987.015

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.58% mean?
AUTO1 Group (ATOGY) has a Effective Interest Rate on Debt % of 1.58% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AUTO1 Group and its competitors.
Is AUTO1 Group's Effective Interest Rate on Debt % too high?
AUTO1 Group's current Effective Interest Rate on Debt % is 1.58%. Overall, AUTO1 Group has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does AUTO1 Group's Effective Interest Rate on Debt % compare to CVNA and PAG?
AUTO1 Group's Effective Interest Rate on Debt % of 1.58% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AUTO1 Group and its competitors. AUTO1 Group's current Effective Interest Rate on Debt % is 1.58%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AUTO1 Group stock overvalued right now?
AUTO1 Group (ATOGY) has a current Effective Interest Rate on Debt % of 1.58%. The stock's GF Value™ is $2.36, compared to a current price of $5.37 — trading 127.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.58%. AUTO1 Group's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AUTO1 Group (ATOGY), the current Effective Interest Rate on Debt % is 1.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AUTO1 Group (ATOGY) Overvalued in 2026?

Based on GuruFocus' analysis, AUTO1 Group stock appears to be overvalued. The current stock price of $5.37 is trading 127.5% above its estimated GF Value™ of $2.36.

Key valuation signals for ATOGY:

  • Effective Interest Rate on Debt %: 1.58%
  • GF Value™: $2.36 vs. price of $5.37 (127.5% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the ATOGY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AUTO1 Group Business Description

Address Bergmannstrabe 72, Berlin, DEU, 10961
AUTO1 Group is a digital platform that facilitates the buying and selling of used cars online. It provides a simple and convenient way for both individual customers and professional car dealers across Europe to purchase and sell used cars at transparent prices, without the need for negotiation. AUTO1 Group has two main operating segments: Merchant and Retail. In the Merchant segment, used cars are sold to commercial car dealers through the AUTO1.com brand. The Merchant revenue includes auction fees, logistics services fees, and other charges associated with the provision of vehicles to dealers. The Retail segment focuses on selling used cars to private customers under the Autohero brand. However, the majority of the revenue is generated from the Merchant segment.
72GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.37
Price
$2.36
GF Value