G Capital PCL (BKK:GCAP) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)


BKK:GCAP G Capital PCL BKK:GCAP
27 GF Score
Price ฿0.25
GF Value ฿0.24
Valuation Fairly Valued
! 4 Warning Signs
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What is G Capital PCL Effective Interest Rate on Debt %?

G Capital PCL BKK:GCAP 27 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates BKK:GCAP with a GF Score™ of 27/100 and a GF Value™ of ฿0.24 (Fairly Valued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. G Capital PCL's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ฿0.0 Mil. G Capital PCL's average total debt for the quarter that ended in Mar. 2026 was ฿476.6 Mil. Therefore, G Capital PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


G Capital PCL  (BKK:GCAP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


G Capital PCL Effective Interest Rate on Debt % Related Terms


G Capital PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for G Capital PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

G Capital PCL Effective Interest Rate on Debt % Chart

G Capital PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

G Capital PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BKK:GCAP vs V, MA, AXP: Effective Interest Rate on Debt % Comparison

For the Credit Services subindustry, G Capital PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


G Capital PCL Effective Interest Rate on Debt % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, G Capital PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where G Capital PCL's Effective Interest Rate on Debt % falls into.


BKK:GCAP
27GF Score
G Capital PCL BKK:GCAP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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G Capital PCL Effective Interest Rate on Debt % Calculation

G Capital PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (494.579+473.317)/ 2 )
=-1  *  0/483.948
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=131.004 + 363.575
=494.579

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=160.518 + 312.799
=473.317

G Capital PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (473.317+479.938)/ 2 )
=-1  *  0/476.6275
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=160.518 + 312.799
=473.317

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=173.983 + 305.955
=479.938

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
G Capital PCL (BKK:GCAP) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on G Capital PCL and its competitors.
Is G Capital PCL's Effective Interest Rate on Debt % too high?
G Capital PCL's current Effective Interest Rate on Debt % is 0.00%. Overall, G Capital PCL has a GF Score™ of 27/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does G Capital PCL's Effective Interest Rate on Debt % compare to V and MA?
G Capital PCL's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Credit Services company?
A good Effective Interest Rate on Debt % depends on the Credit Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on G Capital PCL and its competitors. G Capital PCL's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is G Capital PCL stock overvalued right now?
Based on GuruFocus' analysis, G Capital PCL (BKK:GCAP) is currently considered Fairly Valued. The stock's GF Value™ is ฿0.24, compared to a current price of ฿0.25 — trading 4.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. G Capital PCL's overall GF Score™ is 27/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For G Capital PCL (BKK:GCAP), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is G Capital PCL (BKK:GCAP) Overvalued in 2026?

Based on GuruFocus' analysis, G Capital PCL stock appears to be overvalued. The current stock price of ฿0.25 is trading 4.2% above its estimated GF Value™ of ฿0.24. GuruFocus considers G Capital PCL to be Fairly Valued.

Key valuation signals for BKK:GCAP:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: ฿0.24 vs. price of ฿0.25 (4.2% above fair value)
  • GF Score™: 27/100 with 4 warning signs

No single metric tells the full story. See the BKK:GCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


G Capital PCL Business Description

Address Sathorn South Road, 9/9 At Sathorn Building, 19th Floor, Yannawa Subdistrict, Sathorn District, Bangkok, THA, 10120
G Capital PCL is a company that operates in a credit service business. Its principal activity is to act as an agent to acquire the asset, provide hire-purchase agreements and personal loans under supervision, and retail business loans under supervision. The main business operation is to provide credit for the hire-purchase of agricultural machinery, loans for commercial. It opened a hire-purchase loan service for various types of agricultural machinery, such as rice combine harvesters. corn combine harvester Tractors and attachments Rubber crepe presses, wheel loaders, and other agricultural machinery. Geographically all the operations function through the regions of Thailand.
27GF Score

Get the complete analysis for BKK:GCAP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿0.25
Price
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GF Value