Indigy PCL (BKK:IDG) Effective Interest Rate on Debt %: 4.09% (As of Jun. 2026)

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BKK:IDG Indigy PCL BKK:IDG
21 GF Score
Price ฿1.27
! 4 Warning Signs
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What is Indigy PCL Effective Interest Rate on Debt %?

Indigy PCL BKK:IDG 21 Effective Interest Rate on Debt % is 4.09% as of Jun. 2026. GuruFocus rates BKK:IDG with a GF Score™ of 21/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Indigy PCL's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ฿0.5 Mil. Indigy PCL's average total debt for the quarter that ended in Jun. 2026 was ฿11.3 Mil. Therefore, Indigy PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 4.09%.


Indigy PCL  (BKK:IDG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Indigy PCL Effective Interest Rate on Debt % Related Terms


Indigy PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Indigy PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indigy PCL Effective Interest Rate on Debt % Chart

Indigy PCL Annual Data
Trend Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
10.57 2.29 1.28

Indigy PCL Semi-Annual Data
Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 4.12 1.79 3.62 1.28 4.09

BKK:IDG vs IBM, ACN, FISV: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Indigy PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indigy PCL Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Indigy PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Indigy PCL's Effective Interest Rate on Debt % falls into.


BKK:IDG
21GF Score
Indigy PCL BKK:IDG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indigy PCL Effective Interest Rate on Debt % Calculation

Indigy PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.085/( (2.899+10.416)/ 2 )
=-1  *  -0.085/6.6575
=1.28 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.233 + 1.666
=2.899

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.714 + 2.702
=10.416

Indigy PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Jun. 2026 ))/ count )
=-1  *  -0.462/( (10.416+12.196)/ 2 )
=-1  *  -0.462/11.306
=4.09 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.714 + 2.702
=10.416

Total Debt  (Q: Jun. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8.529 + 3.667
=12.196

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.09% mean?
Indigy PCL (BKK:IDG) has a Effective Interest Rate on Debt % of 4.09% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indigy PCL and its competitors.
Is Indigy PCL's Effective Interest Rate on Debt % too high?
Indigy PCL's current Effective Interest Rate on Debt % is 4.09%. Overall, Indigy PCL has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Indigy PCL's Effective Interest Rate on Debt % compare to IBM and ACN?
Indigy PCL's Effective Interest Rate on Debt % of 4.09% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indigy PCL and its competitors. Indigy PCL's current Effective Interest Rate on Debt % is 4.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indigy PCL stock overvalued right now?
Indigy PCL (BKK:IDG) has a current Effective Interest Rate on Debt % of 4.09%. The current Effective Interest Rate on Debt % is 4.09%. Indigy PCL's overall GF Score™ is 21/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Indigy PCL (BKK:IDG), the current Effective Interest Rate on Debt % is 4.09% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Indigy PCL Business Description

Address 11th floor, Soi Ladprao 3, No. 3 Promphan Building 3, Unit No. 1105 - 1110, Chom Phon Sub-district, Chatuchak District, Bangkok, THA, 10900
Indigy PCL provides consulting services, training, sourcing software and hardware, delivering digital platforms, and developing websites and computer programs. Its products include 365+ CENTER, 365+ APPS, 365+ MODERN PORTAL, 365+ HUB, 365+ INTRANET, 365+ Document Management System (DMS), Hexnode MDM/UEM, 365+ Document Tracking, 365+ E-MEMO, Microsoft Project Online, Microsoft 365 Dynamics / Dynamics 365 Business Central, among others. It operates in two segments, Services and Sales of Software with the majority of the revenue deriving from the Services segment.
21GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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