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Indigy PCLBKK:IDG -1.55%22 Interest Coverage is 82.70 as of Dec. 2025, which is 51% below its 10-year median of 169.83. GuruFocus rates BKK:IDG with a GF Score™ of 22/100. The stock has 1 warning sign investors should review. Among 1,713 Software companies, Indigy PCL ranks better than 72.56% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Indigy PCL's
Operating Income
for the
six
months ended in Dec. 2025 was ฿3.3 Mil. Indigy PCL's Interest Expense for the
six
months ended in Dec. 2025 was ฿-0.0 Mil.
Indigy PCL's interest coverage for the quarter that ended in Dec. 2025 was 82.70.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Indigy PCL has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Indigy PCL's Interest Coverage or its related term are showing as below:
BKK:IDG'
s Interest Coverage Range Over the Past 10 Years
Min: 147.85 Med: 169.83 Max: 452.93
Current: 147.85
BKK:IDG's Interest Coverage is ranked better than 72.56% of 1713
companies
in the Software industry
Industry Median: 24.62
vs BKK:IDG: 147.85
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Indigy PCL Interest Coverage Related Terms
Indigy PCL Interest Coverage Historical Data
* Premium members only.
The historical data trend for Indigy PCL's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Indigy PCL Interest Coverage Chart
Indigy PCL Annual Data
Trend
Dec23
Dec24
Dec25
Interest Coverage
169.83
452.93
147.85
Indigy PCL Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Dec25
Interest Coverage
No Debt
384.88
494.81
205.76
82.70
BKK:IDG vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, Indigy PCL's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indigy PCL Interest Coverage vs Software Industry
For the Software industry and Technology sector, Indigy PCL's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Indigy PCL's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indigy PCL (BKK:IDG) has a Interest Coverage of 82.70 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Indigy PCL and its competitors. This is 51% below median its historical median of 169.83. Over the past decade, Indigy PCL's Interest Coverage has ranged from 147.85 to 452.93. According to the industry distribution chart, Indigy PCL ranks #470 out of 1713 companies in the Software industry, placing it in the top 27.4%.
Is Indigy PCL's Interest Coverage too high?
Indigy PCL's current Interest Coverage of 82.70 is 51% below median its 10-year median of 169.83. Over the past 10 years, this metric has ranged from a low of 147.85 to a high of 452.93. The Software industry median Interest Coverage is 24.62. Indigy PCL's value of 82.70 is 235.9% above this industry median. Based on the distribution chart, Indigy PCL ranks #470 out of 1713 companies in the Software industry, which is above the industry midpoint. Overall, Indigy PCL has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does Indigy PCL's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Indigy PCL ranks #470 out of 1713 companies for Interest Coverage. This puts Indigy PCL in the upper half of its industry. The industry median Interest Coverage is 24.62. Indigy PCL's value of 82.70 is 235.9% above this benchmark. Historically, Indigy PCL's own Interest Coverage has ranged from 147.85 to 452.93 over the past decade. While the company's 10-year median is 169.83 vs. the industry median of 24.62, Indigy PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.62, based on 1,713 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indigy PCL's current Interest Coverage of 82.70 is 235.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Indigy PCL and its competitors. For the Software industry, the median Interest Coverage is 24.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indigy PCL's current Interest Coverage is 82.70, which is 51% below median its own 10-year median of 169.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indigy PCL stock overvalued right now?
Indigy PCL (BKK:IDG) has a current Interest Coverage of 82.70. The current Interest Coverage is 82.70, which is 51% below median its 10-year median of 169.83 and 235.9% above the Software industry median of 24.62. Indigy PCL's overall GF Score™ is 22/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Indigy PCL (BKK:IDG), the current Interest Coverage is 82.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Indigy PCL provides consulting services, training, sourcing software and hardware, delivering digital platforms, and developing websites and computer programs. Its products include 365+ CENTER, 365+ APPS, 365+ MODERN PORTAL, 365+ HUB, 365+ INTRANET, 365+ Document Management System (DMS), Hexnode MDM/UEM, 365+ Document Tracking, 365+ E-MEMO, Microsoft Project Online, Microsoft 365 Dynamics / Dynamics 365 Business Central, among others. It operates in two segments, Services and Sales of Software with the majority of the revenue deriving from the Services segment.
22GF Score
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