KWI PCL (BKK:KWI) Effective Interest Rate on Debt %: 5.12% (As of Sep. 2024)

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BKK:KWI KWI PCL BKK:KWI
8 GF Score
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What is KWI PCL Effective Interest Rate on Debt %?

KWI PCL BKK:KWI 8 Effective Interest Rate on Debt % is 5.12% as of Sep. 2024. GuruFocus rates BKK:KWI with a GF Score™ of 8/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. KWI PCL's annualized positive value of Interest Expense for the quarter that ended in Sep. 2024 was ฿207 Mil. KWI PCL's average total debt for the quarter that ended in Sep. 2024 was ฿4,042 Mil. Therefore, KWI PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 was 5.12%.


KWI PCL  (BKK:KWI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


KWI PCL Effective Interest Rate on Debt % Related Terms


KWI PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for KWI PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

KWI PCL Effective Interest Rate on Debt % Chart

KWI PCL Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.94 1.78 2.90 3.00 4.04

KWI PCL Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.48 5.74 4.36 4.87 5.12

BKK:KWI vs BRK.A, AIG, ACGL: Effective Interest Rate on Debt % Comparison

For the Insurance - Diversified subindustry, KWI PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


KWI PCL Effective Interest Rate on Debt % vs Insurance Industry

For the Insurance industry and Financial Services sector, KWI PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where KWI PCL's Effective Interest Rate on Debt % falls into.


BKK:KWI
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KWI PCL BKK:KWI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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KWI PCL Effective Interest Rate on Debt % Calculation

KWI PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2022 )+Total Debt  (A: Dec. 2023 ))/ count )
=-1  *  -160.302/( (3962.252+3972.645)/ 2 )
=-1  *  -160.302/3967.4485
=4.04 %

where

Total Debt  (A: Dec. 2022 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1794.204 + 2168.048
=3962.252

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1796.006 + 2176.639
=3972.645

KWI PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2024 )+Total Debt  (Q: Sep. 2024 ))/ count )
=-1  *  -207.084/( (4029.756+4053.601)/ 2 )
=-1  *  -207.084/4041.6785
=5.12 %

where

Total Debt  (Q: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1923.585 + 2106.171
=4029.756

Total Debt  (Q: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2123.751 + 1929.85
=4053.601

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.12% mean?
KWI PCL (BKK:KWI) has a Effective Interest Rate on Debt % of 5.12% as of Sep. 2024. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on KWI PCL and its competitors.
Is KWI PCL's Effective Interest Rate on Debt % too high?
KWI PCL's current Effective Interest Rate on Debt % is 5.12%. Overall, KWI PCL has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does KWI PCL's Effective Interest Rate on Debt % compare to BRK.A and AIG?
KWI PCL's Effective Interest Rate on Debt % of 5.12% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Insurance company?
A good Effective Interest Rate on Debt % depends on the Insurance industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on KWI PCL and its competitors. KWI PCL's current Effective Interest Rate on Debt % is 5.12%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is KWI PCL stock overvalued right now?
KWI PCL (BKK:KWI) has a current Effective Interest Rate on Debt % of 5.12%. The current Effective Interest Rate on Debt % is 5.12%. KWI PCL's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For KWI PCL (BKK:KWI), the current Effective Interest Rate on Debt % is 5.12% as of Sep. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

KWI PCL Business Description

Address 138/108 Nares Road, 30th Floor, Jewellery Centre Building, Sipraya Sub-District, Bang Rak District, Bangkok, THA, 10500
KWI PCL is engaged in a diverse range of businesses throughout Greater China and Southeast Asia. The principal businesses of the group are general insurance, life insurance, mutual fund management, and real estate development where business synergies are created to offer personal and business customers from home building and daily protection to lifelong protection, and wealth management. The company constantly searches for new opportunities that will strengthen existing businesses and further promote the synergies between businesses to achieve its goal which is to provide sustainable maximum returns for stakeholders.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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