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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CARE Ratings's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹24 Mil. CARE Ratings's average total debt for the quarter that ended in Jun. 2026 was ₹262 Mil. Therefore, CARE Ratings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 9.20%.
CARE Ratings (BOM:534804) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
CARE Ratings Effective Interest Rate on Debt % Related Terms
CARE Ratings Effective Interest Rate on Debt % Historical Data
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The historical data trend for CARE Ratings's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CARE Ratings Effective Interest Rate on Debt % Chart
BOM:534804 vs SPGI, CME, ICE: Effective Interest Rate on Debt % Comparison
For the Financial Data & Stock Exchanges subindustry, CARE Ratings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CARE Ratings Effective Interest Rate on Debt % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, CARE Ratings's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where CARE Ratings's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 9.20% mean?
CARE Ratings (BOM:534804) has a Effective Interest Rate on Debt % of 9.20% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CARE Ratings and its competitors.
Is CARE Ratings' Effective Interest Rate on Debt % too high?
CARE Ratings' current Effective Interest Rate on Debt % is 9.20%. Overall, CARE Ratings has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CARE Ratings' Effective Interest Rate on Debt % compare to SPGI and CME?
CARE Ratings' Effective Interest Rate on Debt % of 9.20% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CARE Ratings and its competitors. CARE Ratings's current Effective Interest Rate on Debt % is 9.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CARE Ratings stock overvalued right now?
Based on GuruFocus' analysis, CARE Ratings (BOM:534804) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,768.54, compared to a current price of ₹1,683.85 — trading 4.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 9.20%. CARE Ratings' overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CARE Ratings (BOM:534804), the current Effective Interest Rate on Debt % is 9.20% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CARE Ratings (BOM:534804) Overvalued in 2026?
Based on GuruFocus' analysis, CARE Ratings stock appears to be undervalued.
The current stock price of ₹1,683.85 is trading 4.8% below its estimated GF Value™ of ₹1,768.54.
GuruFocus considers CARE Ratings to be Fairly Valued.
Key valuation signals for BOM:534804:
Effective Interest Rate on Debt %: 9.20%
GF Value™: ₹1,768.54 vs. price of ₹1,683.85 (4.8% below fair value)
No single metric tells the full story. See the BOM:534804 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CARE Ratings Ltd provides various credit ratings that helps corporates to raise capital for their various requirements and assists the investors to form an informed investment decision based on the credit risk and their own risk-return expectations. The company works in Bank Loan Ratings; Capital Market Instruments, Including NCDs/ Bonds/ Hybrids/ CPs/CDs, etc; Structured Finance Ratings; Monitoring Agency Services for Equity Capital; Rating of REITs /InvITs; Resolution Plan Ratings; Recovery Ratings; Issuer Ratings. The company's segment includes Ratings and related services; and Others. The company generates majority of revenue from Ratings and related services. The company has presence in India, and Outside India. It generates majority of revenue from India.
84GF Score
Get the complete analysis for BOM:534804
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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