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CARE RatingsBOM:534804 +1.00%81 Interest Coverage is 91.02 as of Mar. 2026, which is 26% below its 10-year median of 122.20. GuruFocus rates BOM:534804 with a GF Score™ of 81/100 and a GF Value™ of ₹1,709.11 (Fairly Valued). The stock has 1 warning sign investors should review. Among 433 Capital Markets companies, CARE Ratings ranks better than 63.51% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. CARE Ratings's
Operating Income
for the
three
months ended in Mar. 2026 was ₹569 Mil. CARE Ratings's Interest Expense for the
three
months ended in Mar. 2026 was ₹-6 Mil.
CARE Ratings's interest coverage for the quarter that ended in Mar. 2026 was 91.02.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. CARE Ratings Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for CARE Ratings's Interest Coverage or its related term are showing as below:
BOM:534804'
s Interest Coverage Range Over the Past 10 Years
Min: 60.01 Med: 122.2 Max: No Debt
Current: 73.55
BOM:534804's Interest Coverage is ranked better than 63.51% of 433
companies
in the Capital Markets industry
Industry Median: 20.93
vs BOM:534804: 73.55
CARE Ratings (BOM:534804) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
CARE Ratings Interest Coverage Related Terms
CARE Ratings Interest Coverage Historical Data
* Premium members only.
The historical data trend for CARE Ratings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
BOM:534804 vs SPGI, CME, ICE: Interest Coverage Comparison
For the Financial Data & Stock Exchanges subindustry, CARE Ratings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CARE Ratings Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, CARE Ratings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where CARE Ratings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CARE Ratings (BOM:534804) has a Interest Coverage of 91.02 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CARE Ratings and its competitors. This is 26% below median its historical median of 122.20. Over the past decade, CARE Ratings' Interest Coverage has ranged from 60.01 to 10,000.00. According to the industry distribution chart, CARE Ratings ranks #158 out of 433 companies in the Capital Markets industry, placing it in the top 36.5%.
Is CARE Ratings' Interest Coverage too high?
CARE Ratings' current Interest Coverage of 91.02 is 26% below median its 10-year median of 122.20. Over the past 10 years, this metric has ranged from a low of 60.01 to a high of 10,000.00. The Capital Markets industry median Interest Coverage is 20.93. CARE Ratings' value of 91.02 is 334.9% above this industry median. Based on the distribution chart, CARE Ratings ranks #158 out of 433 companies in the Capital Markets industry, which is above the industry midpoint. Overall, CARE Ratings has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CARE Ratings' Interest Coverage compare to SPGI and CME?
According to the Capital Markets industry distribution chart, CARE Ratings ranks #158 out of 433 companies for Interest Coverage. This puts CARE Ratings in the upper half of its industry. The industry median Interest Coverage is 20.93. CARE Ratings' value of 91.02 is 334.9% above this benchmark. Historically, CARE Ratings' own Interest Coverage has ranged from 60.01 to 10,000.00 over the past decade. While the company's 10-year median is 122.20 vs. the industry median of 20.93, CARE Ratings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 20.93, based on 433 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CARE Ratings's current Interest Coverage of 91.02 is 334.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CARE Ratings and its competitors. For the Capital Markets industry, the median Interest Coverage is 20.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CARE Ratings's current Interest Coverage is 91.02, which is 26% below median its own 10-year median of 122.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CARE Ratings stock overvalued right now?
Based on GuruFocus' analysis, CARE Ratings (BOM:534804) is currently considered Fairly Valued. The stock's GF Value™ is ₹1,709.11, compared to a current price of ₹1,746.10 — trading 2.2% above its estimated fair value. The current Interest Coverage is 91.02, which is 26% below median its 10-year median of 122.20 and 334.9% above the Capital Markets industry median of 20.93. CARE Ratings' overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CARE Ratings (BOM:534804), the current Interest Coverage is 91.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CARE Ratings (BOM:534804) Overvalued in 2026?
Based on GuruFocus' analysis, CARE Ratings stock appears to be overvalued.
The current stock price of ₹1,746.10 is trading 2.2% above its estimated GF Value™ of ₹1,709.11.
GuruFocus considers CARE Ratings to be Fairly Valued.
Key valuation signals for BOM:534804:
Interest Coverage: 91.02 (26% below median its 10-year median of 122.20)
GF Value™: ₹1,709.11 vs. price of ₹1,746.10 (2.2% above fair value)
Industry Position: 334.9% above the Capital Markets median (#158 of 433)
No single metric tells the full story. See the BOM:534804 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CARE Ratings Ltd provides various credit ratings that helps corporates to raise capital for their various requirements and assists the investors to form an informed investment decision based on the credit risk and their own risk-return expectations. The company works in Bank Loan Ratings; Capital Market Instruments, Including NCDs/ Bonds/ Hybrids/ CPs/CDs, etc; Structured Finance Ratings; Monitoring Agency Services for Equity Capital; Rating of REITs /InvITs; Resolution Plan Ratings; Recovery Ratings; Issuer Ratings. The company's segment includes Ratings and related services; and Others. The company generates majority of revenue from Ratings and related services. The company has presence in India, and Outside India. It generates majority of revenue from India.
81GF Score
Get the complete analysis for BOM:534804
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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