Lavvi Empreendimentos Imobiliarios (BSP:LAVV3) Effective Interest Rate on Debt %: 22.39% (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BSP:LAVV3 Lavvi Empreendimentos Imobiliarios SA BSP:LAVV3
89 GF Score
Price R$10.33
GF Value R$16.94
Valuation Possible Value Trap
! 8 Warning Signs
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What is Lavvi Empreendimentos Imobiliarios Effective Interest Rate on Debt %?

Lavvi Empreendimentos Imobiliarios BSP:LAVV3 +1.77% 89 Effective Interest Rate on Debt % is 22.39% as of Mar. 2026. GuruFocus rates BSP:LAVV3 with a GF Score™ of 89/100 and a GF Value™ of R$16.94 (Possible Value Trap). The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Lavvi Empreendimentos Imobiliarios's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was R$115 Mil. Lavvi Empreendimentos Imobiliarios's average total debt for the quarter that ended in Mar. 2026 was R$513 Mil. Therefore, Lavvi Empreendimentos Imobiliarios's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 22.39%.


Lavvi Empreendimentos Imobiliarios  (BSP:LAVV3) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Lavvi Empreendimentos Imobiliarios Effective Interest Rate on Debt % Related Terms


Lavvi Empreendimentos Imobiliarios Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Lavvi Empreendimentos Imobiliarios's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lavvi Empreendimentos Imobiliarios Effective Interest Rate on Debt % Chart

Lavvi Empreendimentos Imobiliarios Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.90 0.15 6.36 10.06 17.97

Lavvi Empreendimentos Imobiliarios Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.03 26.58 14.77 18.22 22.39

BSP:LAVV3 vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Lavvi Empreendimentos Imobiliarios's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lavvi Empreendimentos Imobiliarios Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Lavvi Empreendimentos Imobiliarios's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Lavvi Empreendimentos Imobiliarios's Effective Interest Rate on Debt % falls into.


BSP:LAVV3
89GF Score
Lavvi Empreendimentos Imobiliarios SA BSP:LAVV3
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lavvi Empreendimentos Imobiliarios Effective Interest Rate on Debt % Calculation

Lavvi Empreendimentos Imobiliarios's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -63.005/( (218.501+482.797)/ 2 )
=-1  *  -63.005/350.649
=17.97 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=196.385 + 22.116
=218.501

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=278.271 + 204.526
=482.797

Lavvi Empreendimentos Imobiliarios's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -114.884/( (482.797+543.592)/ 2 )
=-1  *  -114.884/513.1945
=22.39 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=278.271 + 204.526
=482.797

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=401.765 + 141.827
=543.592

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 22.39% mean?
Lavvi Empreendimentos Imobiliarios (BSP:LAVV3) has a Effective Interest Rate on Debt % of 22.39% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lavvi Empreendimentos Imobiliarios and its competitors.
Is Lavvi Empreendimentos Imobiliarios' Effective Interest Rate on Debt % too high?
Lavvi Empreendimentos Imobiliarios' current Effective Interest Rate on Debt % is 22.39%. Overall, Lavvi Empreendimentos Imobiliarios has a GF Score™ of 89/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lavvi Empreendimentos Imobiliarios' Effective Interest Rate on Debt % compare to CBRE and BEKE?
Lavvi Empreendimentos Imobiliarios' Effective Interest Rate on Debt % of 22.39% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Lavvi Empreendimentos Imobiliarios and its competitors. Lavvi Empreendimentos Imobiliarios's current Effective Interest Rate on Debt % is 22.39%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lavvi Empreendimentos Imobiliarios stock overvalued right now?
Based on GuruFocus' analysis, Lavvi Empreendimentos Imobiliarios (BSP:LAVV3) is currently considered Possible Value Trap. The stock's GF Value™ is R$16.94, compared to a current price of R$10.33 — trading 39% below its estimated fair value. The current Effective Interest Rate on Debt % is 22.39%. Lavvi Empreendimentos Imobiliarios' overall GF Score™ is 89/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Lavvi Empreendimentos Imobiliarios (BSP:LAVV3), the current Effective Interest Rate on Debt % is 22.39% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lavvi Empreendimentos Imobiliarios (BSP:LAVV3) Overvalued in 2026?

Based on GuruFocus' analysis, Lavvi Empreendimentos Imobiliarios stock appears to be undervalued. The current stock price of R$10.33 is trading 39% below its estimated GF Value™ of R$16.94. GuruFocus considers Lavvi Empreendimentos Imobiliarios to be Possible Value Trap.

Key valuation signals for BSP:LAVV3:

  • Effective Interest Rate on Debt %: 22.39%
  • GF Value™: R$16.94 vs. price of R$10.33 (39% below fair value)
  • GF Score™: 89/100 with 8 warning signs

No single metric tells the full story. See the BSP:LAVV3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lavvi Empreendimentos Imobiliarios Business Description

Address Avenida Angelica, no 2.346, 8th Floor, Conj. 84, Consolacao, Sao Paulo, SP, BRA, CEP 01228-200
Lavvi Empreendimentos Imobiliarios SA is engaged in purchase and sale of finished properties or the build, residential and commercial, ideal land and fractions, the lease and management of real estate; the construction of real estate; the rental of own or third party properties; the break up or allotment of own land; planning, promotion, development under real estate development, the sale and purchase of housing and / or commercial units; the provision of services in matters relating to the real estate market.
89GF Score

Get the complete analysis for BSP:LAVV3

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$10.33
Price
R$16.94
GF Value