Havanna Holding (BUE:HAVA) Effective Interest Rate on Debt %: 15.10% (As of Mar. 2026)

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BUE:HAVA Havanna Holding SA BUE:HAVA
77 GF Score
Price ARS4,600.00
GF Value ARS6,991.51
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Havanna Holding Effective Interest Rate on Debt %?

Havanna Holding BUE:HAVA -0.97% 77 Effective Interest Rate on Debt % is 15.10% as of Mar. 2026. GuruFocus rates BUE:HAVA with a GF Score™ of 77/100 and a GF Value™ of ARS6,991.51 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Havanna Holding's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ARS6,208 Mil. Havanna Holding's average total debt for the quarter that ended in Mar. 2026 was ARS41,118 Mil. Therefore, Havanna Holding's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 15.10%.


Havanna Holding  (BUE:HAVA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Havanna Holding Effective Interest Rate on Debt % Related Terms


Havanna Holding Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Havanna Holding's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Havanna Holding Effective Interest Rate on Debt % Chart

Havanna Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.26 58.93 89.44 64.16 23.04

Havanna Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.88 34.79 66.73 28.36 15.10

BUE:HAVA vs MCD, SBUX, YUM: Effective Interest Rate on Debt % Comparison

For the Restaurants subindustry, Havanna Holding's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Havanna Holding Effective Interest Rate on Debt % vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Havanna Holding's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Havanna Holding's Effective Interest Rate on Debt % falls into.


BUE:HAVA
77GF Score
Havanna Holding SA BUE:HAVA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Havanna Holding Effective Interest Rate on Debt % Calculation

Havanna Holding's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -8999.015/( (36612.477+41504.546)/ 2 )
=-1  *  -8999.015/39058.5115
=23.04 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9100.039 + 27512.438
=36612.477

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=35168.979 + 6335.567
=41504.546

Havanna Holding's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -6207.904/( (41504.546+40730.826)/ 2 )
=-1  *  -6207.904/41117.686
=15.10 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=35168.979 + 6335.567
=41504.546

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=35282.432 + 5448.394
=40730.826

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 15.10% mean?
Havanna Holding (BUE:HAVA) has a Effective Interest Rate on Debt % of 15.10% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Havanna Holding and its competitors.
Is Havanna Holding's Effective Interest Rate on Debt % too high?
Havanna Holding's current Effective Interest Rate on Debt % is 15.10%. Overall, Havanna Holding has a GF Score™ of 77/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Havanna Holding's Effective Interest Rate on Debt % compare to MCD and SBUX?
Havanna Holding's Effective Interest Rate on Debt % of 15.10% can be compared against companies in the Restaurants industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Restaurants company?
A good Effective Interest Rate on Debt % depends on the Restaurants industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Havanna Holding and its competitors. Havanna Holding's current Effective Interest Rate on Debt % is 15.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Havanna Holding stock overvalued right now?
Based on GuruFocus' analysis, Havanna Holding (BUE:HAVA) is currently considered Significantly Undervalued. The stock's GF Value™ is ARS6,991.51, compared to a current price of ARS4,600.00 — trading 34.2% below its estimated fair value. The current Effective Interest Rate on Debt % is 15.10%. Havanna Holding's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Havanna Holding (BUE:HAVA), the current Effective Interest Rate on Debt % is 15.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Havanna Holding (BUE:HAVA) Overvalued in 2026?

Based on GuruFocus' analysis, Havanna Holding stock appears to be undervalued. The current stock price of ARS4,600.00 is trading 34.2% below its estimated GF Value™ of ARS6,991.51. GuruFocus considers Havanna Holding to be Significantly Undervalued.

Key valuation signals for BUE:HAVA:

  • Effective Interest Rate on Debt %: 15.10%
  • GF Value™: ARS6,991.51 vs. price of ARS4,600.00 (34.2% below fair value)
  • GF Score™: 77/100 with 3 warning signs

No single metric tells the full story. See the BUE:HAVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Havanna Holding Business Description

Address Costa Rica, Buenos Aires, ARG, 4161
Havanna Holding SA is an investment company. Through its subsidiaries, it operates coffee stores franchises in Argentina, Chile. Brazil, Venezuela, Bolivia, Paraguay, Uruguay, Peru, Mexico and Spain. Its products are cookies, chocolates, lattes, frappes.
77GF Score

Get the complete analysis for BUE:HAVA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS4,600.00
Price
ARS6,991.51
GF Value