Havanna Holding (BUE:HAVA) Interest Coverage: 7.63 (As of Mar. 2026) — 85% Above Median


BUE:HAVA Havanna Holding SA BUE:HAVA
77 GF Score
Price ARS5,270.00
GF Value ARS6,838.13
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Havanna Holding Interest Coverage?

Havanna Holding BUE:HAVA +0.38% 77 Interest Coverage is 7.63 as of Mar. 2026, which is 85% above its 10-year median of 4.12. GuruFocus rates BUE:HAVA with a GF Score™ of 77/100 and a GF Value™ of ARS6,838.13 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 261 Restaurants companies, Havanna Holding ranks worse than 83.14% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Havanna Holding's Operating Income for the three months ended in Mar. 2026 was ARS11,836 Mil. Havanna Holding's Interest Expense for the three months ended in Mar. 2026 was ARS-1,552 Mil. Havanna Holding's interest coverage for the quarter that ended in Mar. 2026 was 7.63. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Havanna Holding's Interest Coverage or its related term are showing as below:

BUE:HAVA' s Interest Coverage Range Over the Past 10 Years
Min: 1.74   Med: 4.12   Max: 12.62
Current: 1.98


BUE:HAVA's Interest Coverage is ranked worse than
83.14% of 261 companies
in the Restaurants industry
Industry Median: 6.46 vs BUE:HAVA: 1.98

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Havanna Holding  (BUE:HAVA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Havanna Holding Interest Coverage Related Terms


Havanna Holding Interest Coverage Historical Data

* Premium members only.

The historical data trend for Havanna Holding's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Havanna Holding Interest Coverage Chart

Havanna Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.74 6.13 3.66 2.19 3.00

Havanna Holding Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.31 0.92 0.80 2.55 7.63

BUE:HAVA vs MCD, SBUX, YUM: Interest Coverage Comparison

For the Restaurants subindustry, Havanna Holding's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Havanna Holding Interest Coverage vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, Havanna Holding's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Havanna Holding's Interest Coverage falls into.


BUE:HAVA
77GF Score
Havanna Holding SA BUE:HAVA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Havanna Holding Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Havanna Holding's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Havanna Holding's Interest Expense was ARS-8,999 Mil. Its Operating Income was ARS27,030 Mil. And its Long-Term Debt & Capital Lease Obligation was ARS35,169 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*27030.404/-8999.015
=3.00

Havanna Holding's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Havanna Holding's Interest Expense was ARS-1,552 Mil. Its Operating Income was ARS11,836 Mil. And its Long-Term Debt & Capital Lease Obligation was ARS35,282 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*11836.271/-1551.976
=7.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 7.63 mean?
Havanna Holding (BUE:HAVA) has a Interest Coverage of 7.63 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Havanna Holding and its competitors. This is 85% above median its historical median of 4.12. Over the past decade, Havanna Holding's Interest Coverage has ranged from 1.74 to 12.62. According to the industry distribution chart, Havanna Holding ranks #217 out of 261 companies in the Restaurants industry, placing it in the top 83.1%.
Is Havanna Holding's Interest Coverage too high?
Havanna Holding's current Interest Coverage of 7.63 is 85% above median its 10-year median of 4.12. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 12.62. The Restaurants industry median Interest Coverage is 6.46. Havanna Holding's value of 7.63 is 18.1% above this industry median. Based on the distribution chart, Havanna Holding ranks #217 out of 261 companies in the Restaurants industry, which is in the bottom quartile relative to peers. Overall, Havanna Holding has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Havanna Holding's Interest Coverage compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Havanna Holding ranks #217 out of 261 companies for Interest Coverage. This places Havanna Holding in the lower half of its industry. The industry median Interest Coverage is 6.46. Havanna Holding's value of 7.63 is 18.1% above this benchmark. Historically, Havanna Holding's own Interest Coverage has ranged from 1.74 to 12.62 over the past decade. While the company's 10-year median is 4.12 vs. the industry median of 6.46, Havanna Holding has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Restaurants company?
The median Interest Coverage among Restaurants companies is 6.46, based on 261 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Havanna Holding's current Interest Coverage of 7.63 is 18.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Havanna Holding and its competitors. For the Restaurants industry, the median Interest Coverage is 6.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Havanna Holding's current Interest Coverage is 7.63, which is 85% above median its own 10-year median of 4.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Havanna Holding stock overvalued right now?
Based on GuruFocus' analysis, Havanna Holding (BUE:HAVA) is currently considered Modestly Undervalued. The stock's GF Value™ is ARS6,838.13, compared to a current price of ARS5,270.00 — trading 22.9% below its estimated fair value. The current Interest Coverage is 7.63, which is 85% above median its 10-year median of 4.12 and 18.1% above the Restaurants industry median of 6.46. Havanna Holding's overall GF Score™ is 77/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Havanna Holding (BUE:HAVA), the current Interest Coverage is 7.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Havanna Holding (BUE:HAVA) Overvalued in 2026?

Based on GuruFocus' analysis, Havanna Holding stock appears to be undervalued. The current stock price of ARS5,270.00 is trading 22.9% below its estimated GF Value™ of ARS6,838.13. GuruFocus considers Havanna Holding to be Modestly Undervalued.

Key valuation signals for BUE:HAVA:

  • Interest Coverage: 7.63 (85% above median its 10-year median of 4.12)
  • GF Value™: ARS6,838.13 vs. price of ARS5,270.00 (22.9% below fair value)
  • GF Score™: 77/100 with 3 warning signs
  • Industry Position: 18.1% above the Restaurants median (#217 of 261)

No single metric tells the full story. See the BUE:HAVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Havanna Holding Business Description

Address Costa Rica, Buenos Aires, ARG, 4161
Havanna Holding SA is an investment company. Through its subsidiaries, it operates coffee stores franchises in Argentina, Chile. Brazil, Venezuela, Bolivia, Paraguay, Uruguay, Peru, Mexico and Spain. Its products are cookies, chocolates, lattes, frappes.
77GF Score

Get the complete analysis for BUE:HAVA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS5,270.00
Price
ARS6,838.13
GF Value