Pan American Silver (BUE:PAAS) Effective Interest Rate on Debt %: 11.10% (As of Mar. 2026)

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BUE:PAAS Pan American Silver Corp BUE:PAAS
65 GF Score
Price ARS21,880.00
GF Value ARS17,294.77
Valuation Modestly Overvalued
! 3 Warning Signs
View Full Analysis

What is Pan American Silver Effective Interest Rate on Debt %?

Pan American Silver BUE:PAAS -3.78% 65 Effective Interest Rate on Debt % is 11.10% as of Mar. 2026. GuruFocus rates BUE:PAAS with a GF Score™ of 65/100 and a GF Value™ of ARS17,294.77 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pan American Silver's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ARS134,232 Mil. Pan American Silver's average total debt for the quarter that ended in Mar. 2026 was ARS1,209,093 Mil. Therefore, Pan American Silver's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 11.10%.


Pan American Silver  (BUE:PAAS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Pan American Silver Effective Interest Rate on Debt % Related Terms


Pan American Silver Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Pan American Silver's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pan American Silver Effective Interest Rate on Debt % Chart

Pan American Silver Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.04 4.17 11.33 8.80 7.79

Pan American Silver Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.22 6.17 7.22 8.32 11.10

BUE:PAAS vs NEM, AU: Effective Interest Rate on Debt % Comparison

For the Gold subindustry, Pan American Silver's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pan American Silver Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Pan American Silver's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Pan American Silver's Effective Interest Rate on Debt % falls into.


BUE:PAAS
65GF Score
Pan American Silver Corp BUE:PAAS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pan American Silver Effective Interest Rate on Debt % Calculation

Pan American Silver's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -79831.894/( (812040.008+1236668.618)/ 2 )
=-1  *  -79831.894/1024354.313
=7.79 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=763560.008 + 48480
=812040.008

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1152482.257 + 84186.361
=1236668.618

Pan American Silver's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -134231.528/( (1236668.618+1181517.102)/ 2 )
=-1  *  -134231.528/1209092.86
=11.10 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1152482.257 + 84186.361
=1236668.618

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1104613.622 + 76903.48
=1181517.102

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 11.10% mean?
Pan American Silver (BUE:PAAS) has a Effective Interest Rate on Debt % of 11.10% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pan American Silver and its competitors.
Is Pan American Silver's Effective Interest Rate on Debt % too high?
Pan American Silver's current Effective Interest Rate on Debt % is 11.10%. Overall, Pan American Silver has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pan American Silver's Effective Interest Rate on Debt % compare to NEM and AU?
Pan American Silver's Effective Interest Rate on Debt % of 11.10% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pan American Silver and its competitors. Pan American Silver's current Effective Interest Rate on Debt % is 11.10%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pan American Silver stock overvalued right now?
Based on GuruFocus' analysis, Pan American Silver (BUE:PAAS) is currently considered Modestly Overvalued. The stock's GF Value™ is ARS17,294.77, compared to a current price of ARS21,880.00 — trading 26.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 11.10%. Pan American Silver's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pan American Silver (BUE:PAAS), the current Effective Interest Rate on Debt % is 11.10% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pan American Silver (BUE:PAAS) Overvalued in 2026?

Based on GuruFocus' analysis, Pan American Silver stock appears to be overvalued. The current stock price of ARS21,880.00 is trading 26.5% above its estimated GF Value™ of ARS17,294.77. GuruFocus considers Pan American Silver to be Modestly Overvalued.

Key valuation signals for BUE:PAAS:

  • Effective Interest Rate on Debt %: 11.10%
  • GF Value™: ARS17,294.77 vs. price of ARS21,880.00 (26.5% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the BUE:PAAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pan American Silver Business Description

Address 733 Seymour Street, Suite 2100, Vancouver Centre II, Vancouver, BC, CAN, V6B0S6
Pan American Silver Corp is a mining company principally engaged in the operation and development of, and exploration for, silver and gold-producing properties and assets. The company's principal products are silver and gold, although it also produces and sells zinc, lead, and copper. Its operating mines comprise La Colorada, Dolores, Huaron, Morococha, Shahuindo, La Arena, Timmins West, Bell Creek, Manantial Espejo, and San Vicente mines.
65GF Score

Get the complete analysis for BUE:PAAS

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS21,880.00
Price
ARS17,294.77
GF Value