BURCA (Burnham Holdings) Effective Interest Rate on Debt %: 6.05% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BURCA Burnham Holdings Inc BURCA
57 GF Score
Price $24.00
GF Value $17.42
Valuation Significantly Overvalued
! 1 Warning Sign
View Full Analysis

What is Burnham Holdings Effective Interest Rate on Debt %?

Burnham Holdings BURCA +1.05% 57 Effective Interest Rate on Debt % is 6.05% as of Mar. 2026. GuruFocus rates BURCA with a GF Score™ of 57/100 and a GF Value™ of $17.42 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Burnham Holdings's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1.2 Mil. Burnham Holdings's average total debt for the quarter that ended in Mar. 2026 was $20.4 Mil. Therefore, Burnham Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.05%.


Burnham Holdings  (OTCPK:BURCA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Burnham Holdings Effective Interest Rate on Debt % Related Terms


Burnham Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Burnham Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Burnham Holdings Effective Interest Rate on Debt % Chart

Burnham Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.54 9.47 8.15 6.90 2.77

Burnham Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.37 1.88 2.74 3.66 6.05

BURCA vs JELD, JLHL, CSTE: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, Burnham Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Burnham Holdings Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Burnham Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Burnham Holdings's Effective Interest Rate on Debt % falls into.


BURCA
57GF Score
Burnham Holdings Inc BURCA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Burnham Holdings Effective Interest Rate on Debt % Calculation

Burnham Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.638/( (28.462+17.571)/ 2 )
=-1  *  -0.638/23.0165
=2.77 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.93 + 1.532
=28.462

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.816 + 1.755
=17.571

Burnham Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1.236/( (17.571+23.316)/ 2 )
=-1  *  -1.236/20.4435
=6.05 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=15.816 + 1.755
=17.571

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=21.47 + 1.846
=23.316

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.05% mean?
Burnham Holdings (BURCA) has a Effective Interest Rate on Debt % of 6.05% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Burnham Holdings and its competitors.
Is Burnham Holdings' Effective Interest Rate on Debt % too high?
Burnham Holdings' current Effective Interest Rate on Debt % is 6.05%. Overall, Burnham Holdings has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Burnham Holdings' Effective Interest Rate on Debt % compare to JELD and JLHL?
Burnham Holdings' Effective Interest Rate on Debt % of 6.05% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Burnham Holdings and its competitors. Burnham Holdings's current Effective Interest Rate on Debt % is 6.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Burnham Holdings stock overvalued right now?
Based on GuruFocus' analysis, Burnham Holdings (BURCA) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.42, compared to a current price of $24.00 — trading 37.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.05%. Burnham Holdings' overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Burnham Holdings (BURCA), the current Effective Interest Rate on Debt % is 6.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Burnham Holdings (BURCA) Overvalued in 2026?

Based on GuruFocus' analysis, Burnham Holdings stock appears to be overvalued. The current stock price of $24.00 is trading 37.8% above its estimated GF Value™ of $17.42. GuruFocus considers Burnham Holdings to be Significantly Overvalued.

Key valuation signals for BURCA:

  • Effective Interest Rate on Debt %: 6.05%
  • GF Value™: $17.42 vs. price of $24.00 (37.8% above fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the BURCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Burnham Holdings Business Description

Other Exchanges BURCP.PFD:USA
Address 1241 Harrisburg Pike, P.O. Box 3245, Lancaster, PA, USA, 17604
Burnham Holdings Inc provides thermal and interior comfort solutions used in a range of residential, commercial, and industrial applications to the heating, ventilating and air conditioning industry (HVAC), with with thermal and interior comfort solutions for a wide range of residential, commercial, and industrial applications. Its subsidiaries design, manufacture and sale of boilers and related heating ventilating and air conditioning products and accessories. Its products include boilers, boiler room accessories, control systems, furnaces, radiators, air conditioning systems etc. The company derives majority of its revenues from sales in the United States.
57GF Score

Get the complete analysis for BURCA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.00
Price
$17.42
GF Value