BURCA (Burnham Holdings) Interest Coverage: 14.64 (As of Mar. 2026) — 154% Above Median


BURCA Burnham Holdings Inc BURCA
60 GF Score
Price $24.01
GF Value $16.60
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Burnham Holdings Interest Coverage?

Burnham Holdings BURCA -2.04% 60 Interest Coverage is 14.64 as of Mar. 2026, which is 154% above its 10-year median of 5.76. GuruFocus rates BURCA with a GF Score™ of 60/100 and a GF Value™ of $16.60 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,354 Construction companies, Burnham Holdings ranks worse than 73855.17% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Burnham Holdings's Operating Income for the three months ended in Mar. 2026 was $4.5 Mil. Burnham Holdings's Interest Expense for the three months ended in Mar. 2026 was $-0.3 Mil. Burnham Holdings's interest coverage for the quarter that ended in Mar. 2026 was 14.64. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Burnham Holdings's Interest Coverage or its related term are showing as below:


BURCA's Interest Coverage is not ranked *
in the Construction industry.
Industry Median: 7.865
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Burnham Holdings  (OTCPK:BURCA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Burnham Holdings Interest Coverage Related Terms


Burnham Holdings Interest Coverage Historical Data

* Premium members only.

The historical data trend for Burnham Holdings's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Burnham Holdings Interest Coverage Chart

Burnham Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.38 3.52 5.07 5.70 0.00

Burnham Holdings Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Sep23 Dec23 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.20 6.64 7.88 0.00 14.64

BURCA vs INVE, CSTE, APT: Interest Coverage Comparison

For the Building Products & Equipment subindustry, Burnham Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Burnham Holdings Interest Coverage vs Construction Industry

For the Construction industry and Industrials sector, Burnham Holdings's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Burnham Holdings's Interest Coverage falls into.


BURCA
60GF Score
Burnham Holdings Inc BURCA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Burnham Holdings Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Burnham Holdings's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Burnham Holdings's Interest Expense was $-0.6 Mil. Its Operating Income was $-12.4 Mil. And its Long-Term Debt & Capital Lease Obligation was $15.8 Mil.

Burnham Holdings did not have earnings to cover the interest expense.

Burnham Holdings's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Burnham Holdings's Interest Expense was $-0.3 Mil. Its Operating Income was $4.5 Mil. And its Long-Term Debt & Capital Lease Obligation was $21.5 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*4.523/-0.309
=14.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 14.64 mean?
Burnham Holdings (BURCA) has a Interest Coverage of 14.64 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Burnham Holdings and its competitors. This is 154% above median its historical median of 5.76. According to the industry distribution chart, Burnham Holdings ranks #999999 out of 1354 companies in the Construction industry.
Is Burnham Holdings' Interest Coverage too high?
Burnham Holdings' current Interest Coverage of 14.64 is 154% above median its 10-year median of 5.76. The Construction industry median Interest Coverage is 7.87. Burnham Holdings' value of 14.64 is 86.1% above this industry median. Based on the distribution chart, Burnham Holdings ranks #999999 out of 1354 companies in the Construction industry, which is in the bottom quartile relative to peers. Overall, Burnham Holdings has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Burnham Holdings' Interest Coverage compare to INVE and CSTE?
According to the Construction industry distribution chart, Burnham Holdings ranks #999999 out of 1354 companies for Interest Coverage. This places Burnham Holdings in the lower half of its industry. The industry median Interest Coverage is 7.87. Burnham Holdings' value of 14.64 is 86.1% above this benchmark. While the company's 10-year median is 5.76 vs. the industry median of 7.87, Burnham Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Construction company?
The median Interest Coverage among Construction companies is 7.87, based on 1,354 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Burnham Holdings's current Interest Coverage of 14.64 is 86.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Burnham Holdings and its competitors. For the Construction industry, the median Interest Coverage is 7.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Burnham Holdings's current Interest Coverage is 14.64, which is 154% above median its own 10-year median of 5.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Burnham Holdings stock overvalued right now?
Based on GuruFocus' analysis, Burnham Holdings (BURCA) is currently considered Significantly Overvalued. The stock's GF Value™ is $16.60, compared to a current price of $24.01 — trading 44.6% above its estimated fair value. The current Interest Coverage is 14.64, which is 154% above median its 10-year median of 5.76 and 86.1% above the Construction industry median of 7.87. Burnham Holdings' overall GF Score™ is 60/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Burnham Holdings (BURCA), the current Interest Coverage is 14.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Burnham Holdings (BURCA) Overvalued in 2026?

Based on GuruFocus' analysis, Burnham Holdings stock appears to be overvalued. The current stock price of $24.01 is trading 44.6% above its estimated GF Value™ of $16.60. GuruFocus considers Burnham Holdings to be Significantly Overvalued.

Key valuation signals for BURCA:

  • Interest Coverage: 14.64 (154% above median its 10-year median of 5.76)
  • GF Value™: $16.60 vs. price of $24.01 (44.6% above fair value)
  • GF Score™: 60/100 with 1 warning sign
  • Industry Position: 86.1% above the Construction median (#999999 of 1354)

No single metric tells the full story. See the BURCA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Burnham Holdings Business Description

Other Exchanges BURCP.PFD:USA
Address 1241 Harrisburg Pike, P.O. Box 3245, Lancaster, PA, USA, 17604
Burnham Holdings Inc provides thermal and interior comfort solutions used in a range of residential, commercial, and industrial applications to the heating, ventilating and air conditioning industry (HVAC), with with thermal and interior comfort solutions for a wide range of residential, commercial, and industrial applications. Its subsidiaries design, manufacture and sale of boilers and related heating ventilating and air conditioning products and accessories. Its products include boilers, boiler room accessories, control systems, furnaces, radiators, air conditioning systems etc. The company derives majority of its revenues from sales in the United States.
60GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.01
Price
$16.60
GF Value