CABB (California Business Bank) Effective Interest Rate on Debt %: 0.00% (As of Sep. 2007)


What is California Business Bank Effective Interest Rate on Debt %?

California Business Bank CABB Effective Interest Rate on Debt % is 0.00% as of Sep. 2007.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. California Business Bank's annualized positive value of Interest Expense for the quarter that ended in Sep. 2007 was $3.84 Mil. California Business Bank's average total debt for the quarter that ended in Sep. 2007 was $0.00 Mil. Therefore, California Business Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2007 was N/A%.

California Business Bank  (OTCPK:CABB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

California Business Bank Effective Interest Rate on Debt % Related Terms

California Business Bank Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for California Business Bank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

California Business Bank Effective Interest Rate on Debt % Chart

California Business Bank Annual Data
Trend
Effective Interest Rate on Debt %

California Business Bank Quarterly Data
Mar07 Jun07 Sep07
Effective Interest Rate on Debt % 0.00 0.00 0.00

CABB vs OPHC, CCSB, TCNB: Effective Interest Rate on Debt % Comparison

For the Banks - Regional subindustry, California Business Bank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

California Business Bank Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, California Business Bank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where California Business Bank's Effective Interest Rate on Debt % falls into.


California Business Bank Effective Interest Rate on Debt % Calculation

California Business Bank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in . 20 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: . 20 )+Total Debt  (A: . 20 ))/ count )
=-1  *  /( (+)/ )
=-1  *  /
= %

where

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

Total Debt  (A: . 20 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
= +
=

California Business Bank's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2007 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2007 )+Total Debt  (Q: Sep. 2007 ))/ count )
=-1  *  -3.84/( (0+0)/ 1 )
=-1  *  -3.84/0
=N/A %

where

Total Debt  (Q: Jun. 2007 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Total Debt  (Q: Sep. 2007 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2007) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
California Business Bank (CABB) has a Effective Interest Rate on Debt % of 0.00% as of Sep. 2007. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on California Business Bank and its competitors.
Is California Business Bank's Effective Interest Rate on Debt % too high?
California Business Bank's current Effective Interest Rate on Debt % is 0.00%.
How does California Business Bank's Effective Interest Rate on Debt % compare to OPHC and CCSB?
California Business Bank's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on California Business Bank and its competitors. California Business Bank's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California Business Bank stock overvalued right now?
California Business Bank (CABB) has a current Effective Interest Rate on Debt % of 0.00%. The current Effective Interest Rate on Debt % is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For California Business Bank (CABB), the current Effective Interest Rate on Debt % is 0.00% as of Sep. 2007. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

California Business Bank Business Description

Address 3200 El Camino Real, Suite 220, Irvine, CA, USA, 92602
California Business Bank is engaged in combining traditional community banking service, with modern technology origination and delivery methods. The company is engaged in providing financial products and services to small businesses and entrepreneurs.