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California Business Bank (OTCPK:CABB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
California Business Bank Equity-to-Asset Related Terms
California Business Bank Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California Business Bank Equity-to-Asset Chart
California Business Bank Annual Data
Trend
Equity-to-Asset
California Business Bank Quarterly Data
Mar07
Jun07
Sep07
Equity-to-Asset
0.18
0.16
0.15
CABB vs OPHC, CCSB, TCNB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, California Business Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
California Business Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, California Business Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where California Business Bank's Equity-to-Asset falls into.
California Business Bank Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
California Business Bank's Equity to Asset Ratio for the fiscal year that ended in . 20 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
California Business Bank (CABB) has a Equity-to-Asset of 0.15 as of Sep. 2007. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on California Business Bank and its competitors.
Is California Business Bank's Equity-to-Asset too high?
California Business Bank's current Equity-to-Asset is 0.15. The Banks industry median Equity-to-Asset is 0.10. California Business Bank's value of 0.15 is 50% above this industry median.
How does California Business Bank's Equity-to-Asset compare to OPHC and CCSB?
California Business Bank's Equity-to-Asset of 0.15 can be compared against companies in the Banks industry. The industry median Equity-to-Asset is 0.10. California Business Bank's value of 0.15 is 50% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. California Business Bank's current Equity-to-Asset of 0.15 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on California Business Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. California Business Bank's current Equity-to-Asset is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is California Business Bank stock overvalued right now?
California Business Bank (CABB) has a current Equity-to-Asset of 0.15. The current Equity-to-Asset is 0.15 and 50% above the Banks industry median of 0.10. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For California Business Bank (CABB), the current Equity-to-Asset is 0.15 as of Sep. 2007. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
California Business Bank is engaged in combining traditional community banking service, with modern technology origination and delivery methods. The company is engaged in providing financial products and services to small businesses and entrepreneurs.
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