Storebrand ASA (CHIX:STBO) Effective Interest Rate on Debt %: 6.81% (As of Mar. 2026)


CHIX:STBO Storebrand ASA CHIX:STBO
62 GF Score
Price kr185.15
GF Value kr171.06
Valuation Fairly Valued
! 5 Warning Signs
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What is Storebrand ASA Effective Interest Rate on Debt %?

Storebrand ASA CHIX:STBO +0.98% 62 Effective Interest Rate on Debt % is 6.81% as of Mar. 2026. GuruFocus rates CHIX:STBO with a GF Score™ of 62/100 and a GF Value™ of kr171.06 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Storebrand ASA's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was kr4,284 Mil. Storebrand ASA's average total debt for the quarter that ended in Mar. 2026 was kr62,881 Mil. Therefore, Storebrand ASA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.81%.


Storebrand ASA  (CHIX:STBo) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Storebrand ASA Effective Interest Rate on Debt % Related Terms


Storebrand ASA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Storebrand ASA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Storebrand ASA Effective Interest Rate on Debt % Chart

Storebrand ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.37 3.31 6.20 7.47 7.27

Storebrand ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.88 7.65 6.79 7.33 6.81

CHIX:STBO vs VOYA, FRHC: Effective Interest Rate on Debt % Comparison

For the Financial Conglomerates subindustry, Storebrand ASA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Storebrand ASA Effective Interest Rate on Debt % vs Diversified Financial Services Industry

For the Diversified Financial Services industry and Financial Services sector, Storebrand ASA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Storebrand ASA's Effective Interest Rate on Debt % falls into.


CHIX:STBO
62GF Score
Storebrand ASA CHIX:STBO
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Storebrand ASA Effective Interest Rate on Debt % Calculation

Storebrand ASA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4234/( (53891+62534)/ 2 )
=-1  *  -4234/58212.5
=7.27 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=50476 + 3415
=53891

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=60482 + 2052
=62534

Storebrand ASA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -4284/( (62534+63227)/ 2 )
=-1  *  -4284/62880.5
=6.81 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=60482 + 2052
=62534

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=61509 + 1718
=63227

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.81% mean?
Storebrand ASA (CHIX:STBO) has a Effective Interest Rate on Debt % of 6.81% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Storebrand ASA and its competitors.
Is Storebrand ASA's Effective Interest Rate on Debt % too high?
Storebrand ASA's current Effective Interest Rate on Debt % is 6.81%. Overall, Storebrand ASA has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Storebrand ASA's Effective Interest Rate on Debt % compare to VOYA and FRHC?
Storebrand ASA's Effective Interest Rate on Debt % of 6.81% can be compared against companies in the Diversified Financial Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Diversified Financial Services company?
A good Effective Interest Rate on Debt % depends on the Diversified Financial Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Storebrand ASA and its competitors. Storebrand ASA's current Effective Interest Rate on Debt % is 6.81%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Storebrand ASA stock overvalued right now?
Based on GuruFocus' analysis, Storebrand ASA (CHIX:STBO) is currently considered Fairly Valued. The stock's GF Value™ is kr171.06, compared to a current price of kr185.15 — trading 8.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.81%. Storebrand ASA's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Storebrand ASA (CHIX:STBO), the current Effective Interest Rate on Debt % is 6.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Storebrand ASA (CHIX:STBO) Overvalued in 2026?

Based on GuruFocus' analysis, Storebrand ASA stock appears to be overvalued. The current stock price of kr185.15 is trading 8.2% above its estimated GF Value™ of kr171.06. GuruFocus considers Storebrand ASA to be Fairly Valued.

Key valuation signals for CHIX:STBO:

  • Effective Interest Rate on Debt %: 6.81%
  • GF Value™: kr171.06 vs. price of kr185.15 (8.2% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the CHIX:STBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Storebrand ASA Business Description

Address Professor Kohts vei 9, P.O. Box 500, Lysaker, Oslo, NOR, 1327
Storebrand ASA is a Nordic long-term savings and insurance company. The business is divided into four segments Savings, Insurance, Guaranteed Pension, and Others. The Savings segment includes products for retirement savings with no interest rate guarantees which defined contribution pensions in Norway and Sweden, asset management, and retail banking products. The Insurance segment provides risk products in Norway and Sweden, it provides health, property and casualty, personal risk products, and others. The Guaranteed Pension business area encompasses long-term pension savings products that give customers a guaranteed rate of return. Other segment consists of other companies within the Storebrand Group, including smaller subsidiaries of Storebrand Livsforsikring and SPP.
62GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr185.15
Price
kr171.06
GF Value