CMCL (Caledonia Mining) Effective Interest Rate on Debt %: 19.65% (As of Mar. 2026)


CMCL Caledonia Mining Corp PLC CMCL
88 GF Score
Price $18.28
GF Value $20.97
Valuation Modestly Undervalued
! 5 Warning Signs
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What is Caledonia Mining Effective Interest Rate on Debt %?

Caledonia Mining CMCL -3.33% 88 Effective Interest Rate on Debt % is 19.65% as of Mar. 2026. GuruFocus rates CMCL with a GF Score™ of 88/100 and a GF Value™ of $20.97 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Caledonia Mining's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $14.6 Mil. Caledonia Mining's average total debt for the quarter that ended in Mar. 2026 was $74.2 Mil. Therefore, Caledonia Mining's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 19.65%.


Caledonia Mining  (AMEX:CMCL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Caledonia Mining Effective Interest Rate on Debt % Related Terms


Caledonia Mining Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Caledonia Mining's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Caledonia Mining Effective Interest Rate on Debt % Chart

Caledonia Mining Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 37.52 9.38 16.04 12.60 12.19

Caledonia Mining Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.60 8.63 13.44 16.20 19.65

CMCL vs VGZ, CTGO, USAU: Effective Interest Rate on Debt % Comparison

For the Gold subindustry, Caledonia Mining's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Caledonia Mining Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Caledonia Mining's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Caledonia Mining's Effective Interest Rate on Debt % falls into.


CMCL
88GF Score
Caledonia Mining Corp PLC CMCL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Caledonia Mining Effective Interest Rate on Debt % Calculation

Caledonia Mining's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -3.514/( (25.064+32.598)/ 2 )
=-1  *  -3.514/28.831
=12.19 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10.012 + 15.052
=25.064

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.966 + 26.632
=32.598

Caledonia Mining's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -14.588/( (32.598+115.849)/ 2 )
=-1  *  -14.588/74.2235
=19.65 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.966 + 26.632
=32.598

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=104.304 + 11.545
=115.849

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 19.65% mean?
Caledonia Mining (CMCL) has a Effective Interest Rate on Debt % of 19.65% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Caledonia Mining and its competitors.
Is Caledonia Mining's Effective Interest Rate on Debt % too high?
Caledonia Mining's current Effective Interest Rate on Debt % is 19.65%. Overall, Caledonia Mining has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Caledonia Mining's Effective Interest Rate on Debt % compare to VGZ and CTGO?
Caledonia Mining's Effective Interest Rate on Debt % of 19.65% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Caledonia Mining and its competitors. Caledonia Mining's current Effective Interest Rate on Debt % is 19.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Caledonia Mining stock overvalued right now?
Based on GuruFocus' analysis, Caledonia Mining (CMCL) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.97, compared to a current price of $18.28 — trading 12.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 19.65%. Caledonia Mining's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Caledonia Mining (CMCL), the current Effective Interest Rate on Debt % is 19.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Caledonia Mining (CMCL) Overvalued in 2026?

Based on GuruFocus' analysis, Caledonia Mining stock appears to be undervalued. The current stock price of $18.28 is trading 12.8% below its estimated GF Value™ of $20.97. GuruFocus considers Caledonia Mining to be Modestly Undervalued.

Key valuation signals for CMCL:

  • Effective Interest Rate on Debt %: 19.65%
  • GF Value™: $20.97 vs. price of $18.28 (12.8% below fair value)
  • GF Score™: 88/100 with 5 warning signs

No single metric tells the full story. See the CMCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Caledonia Mining Business Description

Other Exchanges CMCL:UK9CD1:Germany
Address 2 Mulcaster Street, 2nd Floor, Saint Helier, JEY, JE2 3NJ
Caledonia Mining Corp PLC is a gold exploration, development, and mining company. The company's segment includes Blanket, South Africa, Bilboes Oxide mine, and E&E projects. The company generates the majority of its revenue from the Blanket project. The Blanket Mine is located in the south-west of Zimbabwe and operates at a depth of approximately 750 meters below the surface. Its project includes Maligreen and Motapa.
88GF Score

Get the complete analysis for CMCL

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.28
Price
$20.97
GF Value