CVPUF (CP All PCL) Effective Interest Rate on Debt %: 3.25% (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CVPUF CP All PCL CVPUF
90 GF Score
Price $1.30
GF Value $1.74
! 5 Warning Signs
View Full Analysis

What is CP All PCL Effective Interest Rate on Debt %?

CP All PCL CVPUF 90 Effective Interest Rate on Debt % is 3.25% as of Mar. 2026. GuruFocus rates CVPUF with a GF Score™ of 90/100 and a GF Value™ of $1.74. The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. CP All PCL's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $446 Mil. CP All PCL's average total debt for the quarter that ended in Mar. 2026 was $13,702 Mil. Therefore, CP All PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.25%.


CP All PCL  (OTCPK:CVPUF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


CP All PCL Effective Interest Rate on Debt % Related Terms


CP All PCL Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for CP All PCL's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CP All PCL Effective Interest Rate on Debt % Chart

CP All PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.20 3.64 3.78 3.68 3.57

CP All PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.59 3.65 3.36 3.42 3.25

CVPUF vs KR, SFM: Effective Interest Rate on Debt % Comparison

For the Grocery Stores subindustry, CP All PCL's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CP All PCL Effective Interest Rate on Debt % vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, CP All PCL's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where CP All PCL's Effective Interest Rate on Debt % falls into.


CVPUF
90GF Score
CP All PCL CVPUF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CP All PCL Effective Interest Rate on Debt % Calculation

CP All PCL's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -471.689/( (12435.495+14009.174)/ 2 )
=-1  *  -471.689/13222.3345
=3.57 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10514.498 + 1920.997
=12435.495

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11605.842 + 2403.332
=14009.174

CP All PCL's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -445.596/( (14009.174+13394.455)/ 2 )
=-1  *  -445.596/13701.8145
=3.25 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11605.842 + 2403.332
=14009.174

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11077.987 + 2316.468
=13394.455

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.25% mean?
CP All PCL (CVPUF) has a Effective Interest Rate on Debt % of 3.25% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CP All PCL and its competitors.
Is CP All PCL's Effective Interest Rate on Debt % too high?
CP All PCL's current Effective Interest Rate on Debt % is 3.25%. Overall, CP All PCL has a GF Score™ of 90/100, reflecting its overall financial health beyond just this single metric.
How does CP All PCL's Effective Interest Rate on Debt % compare to KR and SFM?
CP All PCL's Effective Interest Rate on Debt % of 3.25% can be compared against companies in the Retail - Defensive industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Defensive company?
A good Effective Interest Rate on Debt % depends on the Retail - Defensive industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on CP All PCL and its competitors. CP All PCL's current Effective Interest Rate on Debt % is 3.25%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CP All PCL stock overvalued right now?
CP All PCL (CVPUF) has a current Effective Interest Rate on Debt % of 3.25%. The stock's GF Value™ is $1.74, compared to a current price of $1.30 — trading 25.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.25%. CP All PCL's overall GF Score™ is 90/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For CP All PCL (CVPUF), the current Effective Interest Rate on Debt % is 3.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CP All PCL (CVPUF) Overvalued in 2026?

Based on GuruFocus' analysis, CP All PCL stock appears to be undervalued. The current stock price of $1.30 is trading 25.3% below its estimated GF Value™ of $1.74.

Key valuation signals for CVPUF:

  • Effective Interest Rate on Debt %: 3.25%
  • GF Value™: $1.74 vs. price of $1.30 (25.3% below fair value)
  • GF Score™: 90/100 with 5 warning signs

No single metric tells the full story. See the CVPUF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CP All PCL Business Description

Address Silom Road, 313 C.P. Tower, 24th Floor, Kwang Silom, Khet Bang Rak, Bangkok, THA, 10500
CP All PCL is the sole operator of 7-Eleven convenience stores in Thailand. Almost half of the stores are located in Bangkok and its vicinities, with the remaining located in provincial areas. The company also operates other related businesses, such as bill payment collection services, manufacturing and sale of convenience food and bakery products, sale and maintenance of retail equipment, payment for products and services, information technology services, logistics services, marketing services, educational institution, and training and business seminar services, including catalog sales and e-commerce businesses. The company has four reportable segments: convenience stores, wholesale, retail and mall, and others. The majority of its revenue from Convenience stores segment.
90GF Score

Get the complete analysis for CVPUF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.30
Price
$1.74
GF Value